Crystal Hartnett

**** ***** **** **.

Ooltewah, TN 37363

913-***-**** (c)

crystalarivers@gmail

Objective

** ***** *********** ************ ** managing accounts with specific and short deadlines. Working within a fast-pace team environment, directing and coordinating with numerous parties in order to delegate responsibilities, obtain requirements, analyze and calculate the data, and execute the final decision within compliance and guidelines. In this realm of business I am detail-oriented and highly organized, with the ability to troubleshoot and meet daily, monthly and annual goals. I am an extremely quick learner who is very flexible when it comes to changes and updates. Open to obtaining further certifications and/or education as needed.

Employment History

Sr. Underwriter

3/18-1/19 Amerihome, Irving, TX

Risk Analyzing for Credit/Income/Assets/Collateral

Coordinating tasks with other teams: Set-Up, Processing, Closing/Funding, QC

Working with a large queue with 24 hour turn times for new and returning accounts

Responsible for final decision-making after compiling, analyzing and calculating data within multiple applications.

Sr. Underwriter

6/2015-6/2017 Stearns Lending, Plano, TX

Risk and Credit analyzing for a wide-range of products and programs

Proficient in internal and external guidelines

Product, Program and Compliance review from numerous investors

Sr. Underwriter

04/2012-6/2015 Mortgage Solutions Financial, Colorado Springs, CO

Worked with numerous account channels and partners: Correspondent, Retail, Wholesale

Risk and credit analyzing

Trained Underwriting Assistants to obtain certifications to review specific account programs

Services Specialist II

8/2002-7/2011 Bank of America, Overland Park, KS

Trained the Services Specialist I and II

Processed and Underwrote a large queue of accounts

Exceeded monthly goals as a top team performer on a regular basis

Education

1998-2001 Trinity International University, Deerfield, IL

Major: Business Management

Minor: Economics

Contact this candidate