Armine Pogossian

***** ***** ****** **** ****** Ranch, CA 91326

Cell No. 818-***-****

• Email: ac7lau@r.postjobfree.com

Professional Profile

I am an Escrow professional who is highly motivated, creating strategic alliances with the organization’s leaders to effectively align with and support key business initiatives. Core Accomplishments

With over 25 years in the escrow, foreclosure and mortgage industry. I helped implement, planned and developed operational services which supported title, escrow and accounting center business goals and objectives. Escrow on Brand, Inc.,

A non- Independent Broker Escrow Company

Short Sale, Probate Sale, REO and Traditional Residential Purchase Escrow Officer/Manager June 2017 to Present

● Handled REO’s, Constructions, Short Sale, Residential and Commercial, Probate, escrow transactions from beginning to end. Reviewed Residential, Commercial and Lease purchase contracts Agreements, Addendums, Offers, Real Estate Disclosures Questionnaires, type proper Escrow and Amendment Instructions, abstracting and analyzing contracts, Title commitment reports, requested financial institution demand, IRS Liens, judgment, prepare legal documents, Rental and Lease Agreements, contacting proper parties to schedule an appointment. Savvolio Real Estate Services

Statewide Escrow Company-a non- Independent Broker Escrow Short Sale, REO and Residential Purchase Sr. Escrow Officer/Manager June 2016 to June 2017

● Handled REO’s, Constructions, Short Sale, Residential and Commercial, Probate escrow transactions from beginning to end. Reviewed Residential, Commercial and Rental Lease purchase contracts Agreements, Addendums, Offers, Real Estate Disclosures Questionnaires, type proper Escrow and Amendment Instructions, abstracting and analyzing contracts, Title commitment reports, requested financial institution demand, IRS Liens, judgment prepare legal documents, Rental and Lease Agreements, contacting proper parties to schedule an appointment.

Price Law Group, A Professional Law Firm-Escrow World Encino, California

Short Sale, REO and Residential Purchase Sr. Escrow Officer / Manager February 2014 to May 2016 (Escrow World Closed its Southern California Office)

● Handled REO’s, Constructions, Short Sale, Residential and Commercial, Probate escrow transactions from beginning to end. Reviewed Residential, Commercial and Rental Lease purchase contracts Agreements, Addendums, Offers, Real Estate Disclosures Questionnaires, type proper Escrow and Amendment Instructions, abstracting and analyzing contracts, Title commitment reports, requested financial institution demand, IRS Liens, judgment prepare legal documents, Rental and Lease Agreements, contacting proper parties to schedule an appointment.

FNMA Division Loan Modification-Underwriter

March 2012 to February 2014 (contracted temporary assignment) Bank of America – Simi Valley, CA

● Underwriting loan modifications for distressed homeowners.

● I was responsible for determining a financial analysis by reviewing documentation on monthly income, housing costs including past due payments in a resolution to an affordable mortgage payment. Subdivision Purchase Sr. Escrow Officer

May 2005 to February 2010

First American Title (National Homebuilder division)

● Reviewed Residential and Commercial Purchase/rental-lease contracts specialize in high-rise, new construction, subdivision, and new building track homes. Worked closely with builders and developers in concluding the escrow title transactions. Prepare legal documents, Rental and Lease Agreements and various escrow instructions. REO and Re-Sale Sr. Escrow Officer

May 2003 to May 2005

Chicago National Title Company

● Handled REO escrow transactions from beginning to end

● Handled REO’s, Constructions, Short Sale, Residential and Commercial, Probate escrow transactions from beginning to end. Reviewed Residential, Commercial and Rental Lease purchase contracts Agreements, Addendums, Offers, Real Estate Disclosures Questionnaires, type proper Escrow and Amendment Instructions, abstracting and analyzing contracts, Title commitment reports, requested financial institution demand, IRS Liens, judgment prepare legal documents, Rental and Lease Agreements, contacting proper parties to schedule an appointment.

REO, Re-Sale and Refinance Sr. Escrow Officer

August 1992 to May 2003

Countrywide Home Loans, Inc., / Landsafe Title Company-Escrow

● Handled REO, Refinance, Construction and Traditional Escrow transactions from beginning to end.

● Handled REO’s, Constructions, Short Sale, Residential and Commercial, Probate escrow transactions from beginning to end. Reviewed Residential, Commercial and Rental Lease purchase contracts Agreements, Addendums, Offers, Real Estate Disclosures Questionnaires, type proper Escrow and Amendment Instructions, abstracting and analyzing contracts, Title commitment reports, requested financial institution demand, IRS Liens, judgment prepare legal documents, Rental and Lease Agreements, contacting proper parties to schedule an appointment.

Escrow Assistant

October 1990 to August 1992

Stewart Title Company

● Handled Refinance and Re-Sale Escrow transactions

● Reviewed purchase contracts, typed escrow instructions, abstracting and analyzing title commitment reports, requested financial institution demand, IRS Liens and judgment. Loan Officer-UNW

January 1981 to October 1990

American Savings Bank

Loan Officer / Underwriter

● Handling Refinance and Purchase Loans, processing and Underwriting for FNMA Investor

● Review customers credit reports, bank statements and calculate incomes for a loan approval By; FNMA Investors guidelines.

Professional Education Programs and Membership:

- Microsoft Office Suite including Word, Excel, Outlook and Power point

- Language Fluency: English, Armenian, Russian and Persian Education

Lamblue Real Estate School (Glendale, CA)

Armenia-Yerevan (Former USSR)

General Education-Degree Received - References upon request