ANTHONY NGUYEN
ac7foo@r.postjobfree.com
linkedin.com/in/anthony-nguyen-290480173
SUMMARY
Process superior communication skills with a heavy on customer service
Developed relationship by promoting products and services
Strong background in mortgage industry with more than ten years of experience in processing and loan originating with extensive knowledge and Fannie Mae and Freddie Mac and other investors guidelines
Well experience working multiples of loan origination platforms
Highly motivated self-starter who can work independently with minimal supervisor
Ability to explain mortgage terms to diverse clientele
Knowledge of applicable laws and regulations pertaining to mortgage lending and financial services
PROFESSIONAL EXPERIENCE
FREMONT BANK, Livermore CA- Wholesale Channel July 2017-Present Sr Loan Processor
Responsible for processing and managing a pipeline of 50-65 residential mortgage loans
Responsible main contact of communication and support between the Brokers, Account Executives (A/E) and internal departments including Underwriting, Disclosure, Quality Control, Secondary, Docs and Funding throughout the process of the loan
Ability to work quickly and efficiently to move file through loan stages and proactively monitor the pipeline to ensure transactions close in a timely manner
Responsible to review and evaluate loan file documentations including AUS findings and credit reports, preliminary title reports, Flood Certifications, appraisals and income and asset documentations, insurance, etc.
Perform due diligence
Responsible to ensure compliance deadlines are met including, redisclosures, approval letters, notice of incomplete letters and cancellations
Responsible to monitor incoming documents from Brokers and verifying the data collected and obtain necessary stipulations from brokers and clears any stipulations in preparation to submit the file to Underwriting for final approval
Proactively communicate with Manager and brokers/AE regarding status of loans
Follow-up on outbound calls
Ability to meet monthly production goals
GOOGAIN INC, Sunnyvale CA-Direct lender May 2014-June 2017 Sr Loan Processor/Loan Originator
Experience working with of Encompass and paperless
Well familiar working with all Major lenders web interface system
Knowledge of Fannie Mae, Freddie Mac and Jumbo underwriting guidelines and strong knowledge of current lending compliance requirements
Responsible for duties relating processing files from application to closing
Review incoming loan applications and ensure all collected supporting documents are completed correctly and required documents are provided
Experience with income calculations with all types of borrowers include rental income calculation
Responsible to run AUS, DU/LP engines in preparation to submit file to Underwriting
Ability to handle extensive pipeline and ability to meet deadline in a fast pace environment
Assisting and supporting company agents with investors guidelines, pricing and structure the loan scenarios
Prepare and issue disclosures to meet company’s guideline and Government Compliance requirement
Responsible to review commitment letter, communicate with borrowers, loan agents, follow up and gather all required conditions to gain a final clear to close
Prepare closing disclosure and drawing docs
MORGAN REAL ESTATE San Jose CA -Mortgage broker May 2011-April 2014 Sr Loan Processor
Proficient in AUS, DU/LP and Calyx Point
Responsible to process the application from application to close
Review incoming application and verify borrowers supporting documents and analyze to ensure loan meets eligibility
Assist loan agents with investors guidelines, pricing, locking rates and loan scenarios
Assistance’s top agent of the company including research and follow-up on outbound calls
Coordinate Real estate transactions
EDUCATION
San Jose State University-Major in Business Administrator Associate degree
Real Estate License
MNLS License Loan Originator
Completed Ellie Mae education courses
SKILLS
Strong Relationship building skills
Proficient with Encompass, Calyx Point, Desktop Underwriter, Loan Prospector Empower, Black Knight LoanSphere, Microsoft office, Word, Excel, Adobe
Fluent in speaking, writing English and Vietnamese Languages
High energy, self-motivated and service-oriented attitude
Organized, detail-oriented, adaptable, responsible, patience, and efficient multi-tasker