Chicago, IL *****
708-***-**** cell
**********@*****.***
Chanté Keyes
Education:
Prairie State College Chicago Heights, IL
Degree Obtained Associates in Arts
Currently pursuing Real Estate Agent State License Experience:
Market Place Mortgage Corp Lombard, IL
Senior Mortgage Processor June 2015-Sept 2018
*Processing pipeline of 40-50 loans monthly of Conventional, VA, FHA, New Construction, Jumbo, USDA loans & Reverse Mortgages as well as HomeReady, HomePossible, HomePath and FHA 203k loan products
*Submitting loans to various lenders and obtaining approvals via DU/DO, LP and GUS. Extensive knowledge of Fannie Mae and Freddie Mac Guidelines
*Auditing of files ensuring the file, Loan Estimates and TIL's are compliant for auditing by Banks & Real Estate and that all documentation meets the standards for State and Federal guidelines
*Issuance of Loan Estimates and Prelim Closing Disclosures
*Review of appraisal reports to ensure value and viable comps used to obtain value of property
*Verifying income and asset information through the IRS and Bank depositories
*Verifying accuracy of borrower information in Calyx Point and Encompass mortgage systems
*Ordering of title, appraisal, insurance, verification's of employment and deposits
*Knowledge of lending guidelines for Illinois, Indiana, Florida, California and Washington markets
*Work closely with title companies, realtors and attorneys to obtain documentation for closing Laramar Group Harwood Heights, IL
Leasing Specialist/Account Manager September 2014-June 2015
*Entered all traffic, updates and alerts in Yardi and Property Solutions
*Provided detailed telephone presentation to potential residents using the CallMax system
*Provided tours of apartment and community to potential residents for purpose of leasing apartments.
*Served 5 day notices and eviction letters as well as enforces property rules and regulations
*Conducted comparative surveys as requested to ensure competitive market pricing as well as conducts outreach marketing as needed via Craigslist and other social media avenues
*Screened rental applications and qualifies potential residents verifying employment and rental histories
*Prepared leases for qualified potential residents using Blue Moon Software
*Completed accounts receivables, rent roll and deposit accounting reports as well as quarterly budget reports
*Prepared daily move-in paperwork and key assignments for residents.
*Assisted residents with questions, maintenance requests payment of rent or other requests on a daily basis.
*Scheduled resident move-ins and move-outs
*Knowledge of and complies with all Federal and Local Fair Housing regulations and ordinances.
*Prepared and follows through with the Resident Contact Program as established by OES. Signature Landmark Real Estate Group Tinley Park, IL Managing Short Sale/ REO Processor March 2011-September 2014
*Created a database and process to ensure short sale is completed within a timely manner
*Assisted owners of foreclosed residential and commercial properties with sale or surrender
*Collected sensitive and private documentation, enter data via MLS & Equator processing systems
*Kept track of REO’s and maintenance of property via Property Preservation Companies
*Negotiated terms of sale with the current lender or servicer, review leasing agreements for transfer
*Scheduled meetings and act as liaison between realtors, attorneys, banks, buyer and seller
*Ordered title, complete property inspections and BPO’s as requested
*Researched property and tax liens to prepare property for sale, request condo questionnaire Fifth Third Bank via HKA Staffing Oak Lawn, IL
Mortgage Processor Feb 2009-Dec 2010
*Processed of Conventional, VA, USDA and FHA Loans
*Underwriting of DU Conventional files only for Illinois, Indiana and Florida marketplace
*Verified borrower employment and asset information
*Analyzed appraisal value ensuring comps are relevant & current
*Maintained a pipeline of 60-80 loans
*Reviewed all docs submitted to ensure accuracy and validity South Holland Mortgage Group South Holland, IL
Loan Processor & Office Manager May 2004-Feb 2009
*Processed of Conventional, VA, FHA, Residential and Commercial Loans
*Operation of Encompass, DO, DU and LP Systems
*Completion of audit to be submitted to Office of Banks & Real Estate
*Audited of files and documents, payroll, & performance of quality control
*Answered multiple phone lines and completion of broker packages & proposals
*Liaison between realtors, attorneys, title companies, borrowers and lender
*Ordered of title, appraisal and insurance, filing and typing memos Citibank Chicago, IL
Client Financial Analyst November 1996-April 2004
*Licensed Life & Health insurance agent, Series 6 & 73
*Assisted clients with opening checking, savings, certificate of deposits, mutual funds & term life insurance
*Participated in Bank at Work programs throughout the Chicago area
*Balanced general ledger accounts at end of business day and reconciled any discrepancies
*Participated in seminars to educate consumers on credit