Manager Management

ARUN KUMAR

Certified Green Belt

Manager

Mobile: +91-989*******(India)

Email: - ****.*****@*****.***

Profile:

Working as a Manager with about 11 years of experience in Risk strategy & analytics. Helping management to informed about potential business risks and help them building business decisions. Developing and maintaining strategies that carefully balance profitability and risk as a means of achieving growth targets and financial objectives.

Green Belt Certification

Awarded with Green Belt certification in the field of Risk management to simplify the

process around it.

Onsite Opportunity

Having one year of ONSITE work experience in Netherlands.

Performance Award

JP Morgan & Chase Award for the outstanding contributions

Management Award for the outstanding contributions

Silver Award for Q4 2015, Q3 2014, Q4 2013, Q4 2012

Bronze Award for Q3 2011 and Q4 2011

Performance award for Q2 2008 from HP

Performance award for the month of June 2008 from HP

Work History:

Currently working for JP Morgan (Since May’2016)

Location: - Bangalore

Worked for Genpact

Experience: - from Oct’2010 to May’2016

Worked for ANZ

Experience: -from Mar’2010 to Oct’2010

Worked for HP

Experience: -from Feb’2007 to Mar’2010

Throughout career’s Role and Responsibilities:

● Implementing risks management strategies, assessing risks, determining the level of risk the organization is willing to accept, ensuring compliance to standards and taking part in audits.

● Working on Overlay mitigation strategy to reduce Net Credit Loss.

● Responsible for tracking Card acquisition application in three broader categories, as follow

1) Ability

2) Stability

3) Willingness to pay

● Card Responder’s debt and income analysis for acquisition.

● Card acquisition thick and thin file analysis.

● Impact of natural calamities on outstanding and building strategy to reduce future loss.

● Responsible for developing & maintaining Risk reporting and Risk data analytics

● FICO score and internal Risk score analytics for card acquisition.

● Exception tracking and ensuring acquisition and portfolio under risk appetite

● Off the self, ability to fulfill any adhoc requirement in quicker and faster turnaround.

● Credit line increase(CLI), Credit line decrease(CLD), Balance transfer(BT)

analytics.

● Periodically analyze key risk metric like, Delinquency, credit cost, Outstanding, reserve etc.

● Demonstrate and analyze large data sets gathering from reporting system and

maintain decision making report for standard and adhoc requirements.

● Perform business analysis understand financial performance from profitability

and risk perspective.

● Recommend actions where applicable, developing new Challenger strategies

where appropriate.

● Ensure clearness and accuracy of business reporting

● Performing various reconciliations using different source system to ensure all

reporting system holding the same financials.

● Working on financial reports using Cognos, SAP Business Objects, Hyperion

(Essbase), SQL, Teradata.

● Automating reports by using VBA (Macro).

● Extensive experience, working closely with multi-disciplinary and multi-location

teams.

● Identify and implement process improvements to reduce business cost.

● Analyzing, reporting, giving recommendations and developing strategies on how

to improve quality of work.

● Identifying problems, creating choices and providing alternatives courses of

actions.

Professional Skills

Risk strategy, Card Acquisition, Bureau data analysis, Audit & Control, Basel, FICO score, Portfolio analysis, Risk Data Analytics, Credit risk, EL, EAD, PD, LGD,Recovery rate, MIS, Variance Analysis, VBA(Macro), MS Excel, MS Access, MS PowerPoint, Database, BO(Business Object), Essbase (Hyperion), SQL, Cognos, Teradata, Project management.

Education

Master’s Degree from Sri Ramachandra University, Chennai (India)

B.Sc. J.N. College Ranchi University, Ranchi Jharkhand (India)

Awards

First place in state level Quiz (RENOUVEAU) India

Third place in national level Quiz (HELIX’05) India

Paper Presentation in National Seminar

First Oral paper presentation in National level seminar in Chennai India

Second Oral paper presentation in National level seminar organized by

UNIVERSITY OF MADRAS India

DECLARATION:-

I hereby declare that all the above information and particulars are true to the best of

my knowledge.

Place: Bangalore(India)

Date : 26/01/2018 Arun Kumar

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