Ada (Chunlu) Jia

Address: **** ******** ***, *********, **, 94089

Tel: 302-***-**** Email: ac4csh@r.postjobfree.com

EDUCATION

Pepperdine University, Graziadio School of Business and Management Malibu, CA Master of Science in Applied Finance January 2014- December 2014 Scholarship: MBA Resident Malibu Scholarship

University of Delaware, Alfred Lerner College of Business and Economics Newark, DE Bachelor of Science in Finance August 2009- May 2013 Honors: Dean’s List

WORK EXPERIENCE

CommerceWest Bank Irvine, CA

Financial Analyst in Credit Division July 2017-December 2017

• Maintaining database, spreading and analyzing BTR, PTR and Business Financials by using Sageworks.

• Running Credit/Risk Analysis, such as ratio analysis and cash flow analysis to determine the clients' ability for incurring additional liabilities.

• Performing periodic covenant compliance check and annual loan review on existing C&I Loans, such as CRE Loans, COML Term Loans, and Line of Credit.

• Underwriting and presenting detailed credit recommendations for less complex loan requests, such as cashed secured Line of Credit and Commercial Term Loans up to $80M.

• Underwriting credit memos for existing loans' modifications and extensions.

• Ordering and Reviewing Business and Personal Credit Reports and other lending criteria, such as UCC Report, Property Profile and Appraisal Report.

• Assisting the portfolio managers and loan operations team in a variety of support functions to service and maintain the loan portfolio and keep track of the efficiency of operation.

• Help training new financial analyst to get familiar with the workflow. East West Bank, El Monte, CA

Credit Card Operation Specialist in Card Service Department January 2017-June 2017

• Underwriting credit card applications based on customer's application forms, verifying customer's information and running credit report to determine the feasibility and credit limit for each applicant.

• Solve customer's questions related to credit cards, such as verifying transactions, modifying mailing addresses, modifying payments with credit card vendor and bankers.

• Posting daily credit card payment in credit card vendor's system, completing credit card daily settlement and transferring fund by using teller insight.

• Managing monthly credit card report for special account. ADDITIONAL

• Computer Skills: Excel, PowerPoint, Word, Visual Basic, SQL

• Language Skills: Mandarin, English