Manager Self Employed
Resume:
Resume
Name Nirmalya Banerjee
Mobile +91-900*******
Mail ID ****************@*****.**
Profile
Decisive, action-oriented and results-driven Commercial Credit Risk Professional offering more than 4 years of experience in diverse environments and sectors. A team leader with demonstrated ability to effectively meet goals through strong management, effective leadership and analytical abilities. Thorough knowledge of risk management principles, credit policy and credit administration procedures. Proven success in risk mitigation for credit facilities in highly stressed industries and zones.
Experience
Presently working as a Senior Risk Manager in Yes Bank in Retail Loans from September, 2017
•Worked as an Articled Assistant in Messers G.Basu and Co, the oldest existing audit firm in Asia from September, 2008 to 2011. Has diverse audit experience across sectors in reputed organisations like Dabur India Limited, Nicco Corporation, Fresenius Kabi Oncology Limited, Karamchand Thapar, United Bank of India etc.
•Worked as a Senior Accounts Manager in Lanshree Products and Services (a B.K Birla Group Co) April, 2013 to July, 2013. Was involved in accounts preparation and finalisation, audit handling and MIS maintenance.
•Worked with ICICI Bank, the largest private sector Bank in India since August,2013 to September, 2017 in Unsecured Loans - Credit wing in Kolkata. Acted as the Area Credit Manager leading a big team of analysts and associates who have been effective in running the book. Role included end to end credit appraisal involving detailed risk assessment and analysis in three products simultaneously - Primarily Business Instalment Loans (Loan for the Self-Employed segment), Smart Business Loans (Unsecured overdraft for the Self Employed Segment) and Personal Loans (Loan for the salaried segment).
Educational Qualifications
•Became a Chartered Accountant in January, 2013 (Membership No.305142)
•Became a Company Secretary in August, 2013
•Graduated in Commerce discipline with Honours from University of Calcutta in 2008
Other Details
Domicile Kolkata, West Bengal
Nationality Indian
Hobbies Reading and Writing, A published author of fiction as well as non-fiction in online sites of repute like Readomania, Litizen, Ezine Articles etc.
Marital Status Married
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