Luis A Carrera

Credit & Financial Analyst

Special Assets Officer & Risk Management Specialist

ac3dh7@r.postjobfree.com

954-***-****

https://www.linkedin.com/in/luis-carrera-b37b80128/

Summary:

Passionate about using data and financials to drive more informed business decisions and better outcomes. Strategic and analytical finance professional with 15 years of experience in financial reporting, analysis, client relations and project management assistance. Strong teamwork abilities, highly motivated and thrives with high-pressure environment.

Highlights:

- Financial Analysis

- Leadership Training

- Project Management Training

- Superior Time Management

- Complex Problem Solving

- Account Reconciliation

- B2B Collections

- Self-motivated Professional

- Superior Research Skills

- Variance Analysis

- Client Relations

- Detail Oriented

Professional History and Accomplishments:

Office Depot, Boca Raton, Florida April 2015 to October 2017

(an office supply retailing company headquartered in Boca Raton, FL; with annual sales of approximately $14 billion and employs about 66,000 associates with businesses in 59 countries.)

Financial Services Representative, Finance

Reduced portfolio aging by 18%

Decreased liabilities balance by $2.6 Million

Reconciled portfolio by 60 COD accounts.

Analyzed payment history to determine risk level accounts

Introduced new payment plan for NY hospitals

Supervised 3 intercompany teams facilitating the consolidation of severely overdue balances.

Cultivated new business relationships with well-established clients across the country

BB&T, Coral Springs, Florida May 2013 to March 2015

(a financial service holding company based in Winston-Salem, NC; with $11 billion in revenue and 2,100 branches in 16 states)

Collections Specialist

Analyzed monthly payment processing for line of credit management for small businesses

Coordinated B2B Collections on default accounts.

Improved liaison between clients and financial institution

Analyzed and manage pipeline activity

Investigated default situations to design best possible solution to turn around default accounts.

CreditGuard of America, Boca Raton, FL

(an independent, nonprofit credit counseling and debt consolidation agency)

Certified Personal Finance Counselor January 2011 to April 2013

Analyzed client’s credit needs and match them with the best solutions available.

Educated clients in responsibly effective money management to avoid future financial problems.

Designed proposals on how to create assets and decrease debt.

Sprint Account, North Lauderdale, FL

Advance Bilingual Technical Support January 2007 to June 2010

Supervised and improve representative performance

Involved in quality improvement projects

Technical Support (approx. 200 calls daily both Spanish and English)

Martino Tires and Wheels, Pompano Beach, FL

Assistant Manager / Warehouse Supervisor October 2005 to March 2007

Assisted manager in office related issues (A/P, A/R, Payroll, Inventory, Sales, Delivery Control)

Supervised Office and Warehouse employees (salesmen, packers and drivers)

Customer Relations - Sales Leads Generator

Tires Plus, Pompano Beach, FL

Service Advisor / Sales Associate August 2003 to October 2005

Assisted manager in shop relates (inventory, sales)

Supervised shop employees (mechanics, technical and go's)

Supervised and improve representatives’ performance

Education History:

Broward College – Bachelor in Applied Science (BAS), Technology Management – Currently Enroll

Broward College – Associate in Science (AS), Business Administration

Broward College – Certificate, Business Specialist

Broward College – Certificate, Business Operations

Alison Academy - Diploma in Project Management – Currently Enroll

Stratford University - Certificate, Business Management

IPP – Bachelor in Applied Science (BAS), Marketing & Advertising

Technical Abilities:

Advance knowledge in QuickBooks, Microsoft Office (Word, Excel, PowerPoint, and Outlook) and Google Email

Languages:

Bilingual - English/Spanish

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