Samuel Edward Petrosian
**** ********* ***** ********* ***
Sandy Springs, Georgia 30342
***********@*****.***
November 16, 2017
To the Hiring Manager:
My professional goal is to obtain a position as Commercial Real Estate and/or Multi-Family Analyst where I can apply the expertise gained over the past five years related to economics, finance, and investment management.
Highlights from my professional experience which align with the role include:
Providing reasonable, profitable and justified solutions
Excelling in a time-sensitive, highly regulated industry of a confidential nature while achieving Company business objectives.
Complying with internal and state regulations and guidelines while exemplifying the ability to evaluate Company and Clients’ needs.
Effectively negotiating across multiple levels within an organization
Micro and Macro analysis of Single Family acquisitions and dispositions
Financial modeling of individual and bulk single family acquisitions and cash flow analysis.
Thank you for allowing me to present this high level overview of my qualifications.
Attached is my resume. I've submitted my application for consideration.
I look forward to a more in-depth discussion on how I may support the goals the company
Respectfully yours
Samuel E. Petrosian
Samuel Edward Petrosian
5450 Glenridge Drive Apartment 302
Sandy Springs, Georgia 30342
***********@*****.***
Objective To apply the knowledge acquired through a Bachelor’s Degree in Finance and Economics and experience to help maximize my professional value. To work within an organization where knowledge of finance and economics coupled with skills of asset management, contract review, data collection and analysis, and negotiation can be applied.
Professional
Experience
Altisource, Atlanta, GA April 2016 - Present
Altisource is a leader in providing services and technology for the mortgage and real estate industries.
Financial Analysis: Single family home acquisition valuation and financial analysis. Responsible for modeling Real Estate acquisitions to determine if they meet Company requirements
Asset Management: Responsible for distressed and renovated asset disposition. Financial evaluation from a property and portfolio level.
Property Valuation: Evaluation of a property’s condition, required costs and repairs to meet an After Repair Value. Evaluating rent from a cash flow and profitability standpoint to meet desired returns
Responsible for the purchase of 150-200 assets for the purposes of creating stabilized rental portfolios
Hiscox Insurance, Atlanta, GA November 2012 – April 2016
Hiscox, a leading specialist insurer backed by Lloyds of London, providing a specialty market with insurance for over 100 years, dating back to 1901.
Underwriter Associate February 2015 – April 2016
Develop relationships and maintain existing relationships with regional brokers and other Hiscox underwriters in the various Hiscox offices around the United States.
Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the Company’s strategy and guidelines; focused on account retention / renewal business with a potential to handle a small portion of new business.
Risk Analysis: Review accounts, determine exposure, and make decisions as to whether risks fit Underwriting Guidelines and Underwriting Appetite.
Regulatory Compliance: Review state guidelines and ensure compliance with applicable rate and form filings.
Portfolio Underwriting: Maintain a retention percentage of 87.5% of all renewable premiums.
Ability to meet critical deadlines and provide profitable and reasonable solutions for Hiscox and its customers in a time-sensitive industry.
Team Leader/ Manager (Interim) November 2014 – February 2015
Management: Managed a team of five. Ensure Service Level Agreements are reached. Act as point of contact for Complex projects.
Training: On-boarding employees. Developing challenging yet achievable training programs to ensure employees remain engaged. Keeping current employees challenged through the duration of their roles.
Project Management: Point of contact for the rollout of a new product in November, 2014. Ensure quality and accuracy of the delivery of the new product to customers.
Underwriting Assistant November 2012 – November 2014
Act as liaison with Underwriters, Brokers or other parties to ensure processing deadlines can be achieved.
Assist with analyzing risk, determining whether applicants meet the underwriting requirements to promote a profitable and regulation-compliant book of business.
Manage the issuance of Automatic Renewal polices for Technology/Media products.
Leadership: Acted as the point of contact for all IT issues affecting the US Service team.
Ryder System Inc., Atlanta, GA March 2011 – November 2012
Ryder System, Inc. is a Fortune 500 Company and leader in the Full-Service Lease Management and Supply Chain Solutions.
Rental Management Trainee
Asset Management: Assisted in achieving a fleet asset utilization of 80% for National, Local, and Transactional Rentals.
Sales and Marketing: B2B Sales through account maintenance, community outreach, sales blitzes, and cold calling.
Profitability: Team maintains the largest and most profitable Ryder rental facility in the Southeast.
Skills Microsoft Office, Microsoft Excel, Writing, Presentation, Research, Leadership, Management, Training
Professional
Development Hiscox Insurance: Personal Presence, Communication and Presentation, Underwriting DNA, Sales Passport Training 1 and 2
Ryder Transportation: Rental Area Management Training
Business 2 Business Sales Training
Education The University of Alabama, Tuscaloosa, AL December 2010
Bachelor of Science in Commerce and Business Administration
Major: Finance, Economics. Specialization: Investment Management