Noemi Carrizales

Carrollton, Texas ***** ac2qpi@r.postjobfree.com 214-***-****

SKILLS:

Outlook, Excel, Word Compliance Audit Experience

Calyx Point Conventional/FHA/VA/USDA

Encompass

Typing 40-50 WPM

Bilingual- English/Spanish

PROFESSIONAL ACCOMPLISHMENTS

Loan Delivery/Shipper and Funding Specialist

Review and prepare loan package for loan delivery to Lender/Investor. Review final loan application to validate employment, supporting income, asset, and liability documentation.

Review final DU/LP/AUS/GUS

Review Closing Disclosure, signed Closing Documents, Approve and issue Funding Approval. Disbursement of fund to lenders, creditor, in accordance to loan transaction detail. Mortgage Loan Processor

Maintain communication with Clients, Lender and Title Company and organize closings. Review loan application files to include and meet guidelines. Review loan type, loan amount, debt ratio, employment history, borrower assets, and liabilities. Review and verify credit reports (FICO, pay history, validate debts, other real estate owned). Review Appraisal and Title Commitments for property according contracts. Submit mortgage loan application files for underwriting approval. Review and clear conditions.

Input final closing fees.

Submit approved mortgage loan file to closer for loan documentation and closing. Employment History

Loan Processor Guild Mortgage Company May 2016 – Mar 2017 Loan Delivery/Funding Specialist First Bank Dec 2013 – April 2016 Pre-Approval Specialist Prosperity Bank May 2013 – Dec 2013 Disbursement Clerk Western Title Sept 2012 – Apr 2013 Funding Coordinator Capital One Nov 2009 – Aug 2012

(Collabera Contract, Jun 2009 – Nov 2009)

Loan Processor First Consumer Credit June 2007 – Jun 2009 Loan Processor Prime Lending Oct 2004 – Jun 2007

Education

High School Equivalency Texas Education Agency Austin, Texas