Daphne D. Smith
*** ***** **. **********, ** ****6 513-***-**** **********@*****.***
Objective
Make headway in my financial career with a full-time position as an Underwriter.
Skills & Abilities
Conventional, FHA/FHA Streamline, VA/IRRL. Purchases and Mortgage Refinance. Schedule Closings. Sales. Analytical and decision-making skills. Organizational and time management skills. Oral and written communication skills. Proficient computer skills including Microsoft Office products.
Experience
MORTGAGE PROCESSOR I, II RIVER CITY MORTGAGE SEPTEMBER 2015-CURRENT
Shop best rate of our three lenders
Calculate Income
Order and Review title work, appraisal, credit reports, AUS, etc.
MORTGAGE PROCESSOR II TATA CONSULTANCY SERVICES APRIL 2013-AUGUST 2015
Conventional Mortgage Refinance for Citibank project.
Daily contact with borrowers to collect required documentations
Direct communication with Underwriter to provide clear information to borrowers
Average pipeline of 50-80 loan application
PROCESSOR I AEROTEK MAY 2012-MARCH 2013
Temporary contract with Fifth Third Bank
Source of information for branch Loan Officers
Answer questions relating to application status for secure and unsecured loans.
INSURANCE AGENT WESTERN & SOUTHERN LIFE APRIL 2011-MARCH 2012
Licensed to sale life insurance in Ohio
Analyze book of business to uncover new financial needs
Create strategies to increase cash flow
Network to find new clients
PERSONAL BANKER CITIGROUP MARCH 2006-SEPTEMBER 2010
Constant direct calls from clients
Recommend and open product to best fit client’s financial needs
Trained to service credit & deposit accounts, Second Mortgages and HELOCs.
Education
BA JUNE 2008 UNIVERSITY OF CINCINNATI
Major: Business Economics