Sales Loan
Resume:
SUMMARY
EXPERIENCE
GONZALES, Texas 75236 H: 214-***-**** ***********@*****.*** Loan
FHA, VA, USDA, Bond, New Construction & Wholesale, Private Wealth loans. Detailed oriented and self-motivated with ability to adapt to change quickly. Strong analytic, interpersonal, and verbal and written communication skills, SR LOAN PROCESSOR
CALIBER HOME LOANS - IRING, TX
Responsible for processing loan by verifying all data complete on application compiling and entering borrower information and followed up with applicants on missing documentation.
Setting up loan file sending out initial loan estimates with Trid guidelines. Verified and analyzed loan documentation including income, credit, appraisal and title while maintaining compliance with all applicable federal and state regulations.
Also conducted review and analysis of transaction-related documentation, such as preliminary title, purchase contract, appraisals, sales agreement and escrow instruction, as well as validation of typical collateral.
SR LOAN PROCESSOR
TEXAS CAPITAL BANK - DALLAS, TX
Provide support to loan officer and underwriter teams by ensuring the timely and accurate processing of mortgages.
Review and verify borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
Ensure compliance with company policies, underwriting guidelines and lending-program requirements. Keep applicant informed thru out the process of loan.
SR LOAN PROCESSOR WHOLESALE
PACIFIC UNION FINANCIAL - FARMERS BRANCH, TX
Responsible for processing loan by verifying all date complete on application compiling and entering borrower information and followed up with applicants on missing documentation.
Verified and analyzed loan documentation including income, credit, appraisal and title while maintaining compliance with all applicable federal and state regulations.
Also conducted review and analysis of transaction-related documentation, such as preliminary title, purchase contract, appraisals, sales agreement and escrow instruction, as well as validation of typical collateral.
SR LOAN PROCESSOR RETAIL
LOAN DEPOT - PLANO, TX
Completed loans by analyzing income, assets and liability documentation and approving decisions in the underwriting system while ensuring all quality control standards were met using AUS recommendations of DU, LP approve / Eligible.
Responsible for processing loan by verifying all date complete on application compiling and entering borrower information and followed up with applicants on missing documentation.
DELILAH
Dallas
15 years in the Mortgage industry professional with loan-processing experience and Jr. Underwriter for conventional loan a comprehensive knowledge of conventional and government loan programs. Processor skilled and cooperative working relationships within a team setting who successfully follows through with team goals and expectations.
LOAN PROCESSING EXPERTISE
Verified and analyzed loan documentation including income, credit, appraisal and title while maintaining compliance with all applicable federal and state regulations. Set closing dates with borrower and title. Also conducted review and analysis of transaction-related documentation, such as preliminary title, purchase contract, appraisals, sales agreement and escrow instruction, as well as validation of typical collateral.
10/2003 to 12/2013 SR LOAN PROCESSOR/ JR UNDERWRITER BANK OF AMERICA - IRVING, TX
Provide support to loan officer and underwriter teams by ensuring the timely and accurate processing of mortgages.
Review and verify borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
Ensure compliance with company policies, underwriting guidelines and lending-program requirements.
Achievement Highlights: Regarded as one of the company's most productive loan processors, handling an average of 50 files monthly. Provided expedient service cited as key to consistently high customer satisfaction.
Ensured all files were complete prior to underwriting hand-off and coordinated effectively with title companies to ensure smooth closings. Successfully processed some of the most challenging loan applications
(e.g., first-time borrowers, self-employed applicants and borrowers with problematic credit histories).
Completed loans from end-to-end by analyzing income, assets and liability documentation and approving decisions in the Underwriting system while ensuring all quality control standards were met using AUS recommendations of DU, LP Approve/Eligible Also conducted review and analysis of transaction-related documentation, such as preliminary title, purchase contract, appraisals, sales agreement and escrow instruction, as well as validation of typical collateral.
EDUCATION
1983 NORTH DALLAS HIGH SCHOOL - Dallas, Texas
On the job training leadership, client relations and underwriting.
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