**** **** ****** ***** *******, West Covina, CA **791 626-***-**** *******.***.*********@*****.***
Melinda S. Hernandez
Objective
To obtain a position utilizing my experience and various training, which offers advancement with growth and utilization of skills, acquired
Experience
3/2007-Present Bank of America/LandSafe Credit Inc Pasadena, CA Credit Processor Associate
Answer consumer calls concerning credit reporting discrepancies and score information
Respond to letters and correspondence following Fair Credit Reporting (FCRA) and departmental guidelines
Maintain daily compliance deadlines by submitting disputes and processing dispute results in a timely manner
Update daily productivity results and report to management
Review consumer correspondence and respond as needed
Create department reports and correspondence as necessary
Ensure that all FCRA, corporate and security compliance guidelines are met and maintained daily
Check and secure department cabinets, file room, shredder bins and cube for sensitive information
Communicated with credit bureaus regarding results for pending dispute requests
Reviewed consumer credit reports for accuracy before mailing and emailing to the consumer
Prepare files for monthly department audits as well as storage shipments
Trained new team members
7/2006-4/2007 Select Staffing Services Rosemead, CA Data Entry Clerk-LandSafe Credit (Temporary)
Served as back up phone representative for customer service calls
Processed consumer disputes directly with Experian, Transunion, and Equifax through their RDA (Reseller Dispute) System
Processed dispute responses from the credit agencies database, logged into the LSC system and mailed to consumer within compliance deadline
Update daily productivity results and report to management
Ensure that all FCRA, corporate and security compliance guidelines are met and maintained daily
Check and secure department cabinets, file room, shredder bins and cube for sensitive information
Reviewed consumer credit reports for accuracy before mailing and emailing to the consumer
Prepare files for monthly department audits as well as storage shipments
Trained new team members
General office tasks
11/2003-10/2004 Ronsin Photcopy/Imaging Services Walnut, CA Order Entry Clerk
Log in client’s information into the computer
Prepared subpoenas, worker compensation and authorization records for Law Firms
Proofread printout and assembled each work order
Computer indexing alphabetical, as well as numerical, all seismographic and police reports Education
1995
1986
1975-1977
East San Gabriel ROP
Northwest College
Northview High School
West Covina, CA
West Covina, CA
Covina, CA
[Degree Obtained]
Certificate- Business Skills/General Office
Certificate- Medical front and back office
Ged
References
References are available on request.