Edna McDaniel

Columbia, SC

ac0i55@r.postjobfree.com

Mortgage Banking Professional with a history of progressively increasing responsibility in the areas of loan analysis, management support and process flow improvements. Possess exemplary organizational skills, strong communication skills, effective leadership traits along with strong motivational skills and a proven record meeting targeted corporate deadlines.

Authorized to work in the US for any employer

WORK EXPERIENCE

Judicial Foreclosure

Wells Fargo - Columbia, SC - 2012 to 2014

2012 - 2014

Worked with foreclosure attorney/trustee to ensure LPS Desktop reports are worked in a timely manner. Responded to all applicable attorney messages in LPS Desktop. Documented foreclosure data in corporate system with appropriate action and/or follow up. Ensured timeliness of foreclosure activity through diligent tracking of actions by attorney progress, responsiveness to phone calls, emails, and messages within 24 hours. Reviewed and worked with attorneys to update non-bankruptcy and non-loss mitigation holds. Conducted weekly or biweekly attorney calls to review audit performance and any outstanding issues. Default Servicing

Wells Fargo - Columbia, SC - April 2010 to April 2012 Prepared and filed FHLMC claims timely and accurately according to investor guidelines as required. Followed up weekly on all outstanding claim as proceeded.

Performed a loan level reconciliation for all final claim proceeds between the amount claimed, the amount paid, and outstanding loan indebtedness including all escrow and corporate advances. Prepared and filed supplemental claims as needed.

Performed routine follow-up on daily basis.

Documented all servicing, action taken, delays, follow-up, and phone conversations in the system notes. Ensured all claim documents were imaged timely.

Home Preservation Specialist/Loss Mitigation

FNMA - Columbia, SC - 2010 to 2012

29229

ac0i55@r.postjobfree.com

Loss Mitigation Specialist III/Underwriter

J. P. Morgan Chase - Florence, SC - 2009 to 2010

Reviewed FNMA loans in order to make Credit Decisions on each application reviewed for Loss Mitigation Customers.

Analyzed credit reports, determined gross monthly income for various types of borrowers includeing self- employed customers.

Conducted cash flow analysis based on income and expenses to determine affordability of loan modifications. Pre-qualified customers on appropriate work-out plans such as Short Sales, Deed in Lieu as well as Reinstatements.

Provided accurate loan payoffs for individual modifications. Loan Specialist

Washington Mutual - Florence, SC - 2007 to 2008

Serviced loan modifications.

Provided loan servicing requirements to meet investor and regulatory guidelines for audits of ARM loans. Performed detailed reviews of new loans to make certain proper research and processing of ARM rate calculations are in place properly.

Provided detailed analysis on a regular basis to make certain the corporate system was consistent with the loan modification rates at all times.

Team Lead

Assurant Specialty Property - Florence, SC - 2004 to 2007 Reviewed application reports from management to make certain compliance requirements for billing were met. Coordinated the work flow for accounts which were delinquent. Provided best practices and techniques to resolve problems with policy and procedures. Generated reports for management using various data applications. Call Center Representative

Washington Mutual - Florence, SC - 1999 to 2003

Handled large volumes of incoming calls regarding Escrow Analysis, PMI, Payoffs and delinquencies. Utilized all corporate policies and procedures available to provide accurate information to customers. Provided support and financial guidance and transactional history of accounts on a daily basis for Bank customers.

EDUCATION

Associate in Paralegal Studies

Florence Darlington Technical College

SKILLS

Proficient with Microsoft Word, Excel, Microsoft Office Outlook, Lotus Notes, LPS Desktop, ERLMF and Fidelity, SAR

ADDITIONAL INFORMATION

TECHNICAL SKILLS:

Proficient with Microsoft Word, Excel, Microsoft Office Outlook, Lotus Notes, LPS Desktop, ERLMF and Fidelity, SAR

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