Chevera F. Hazel

ac0dir@r.postjobfree.com

Hagerstown, MD 21740

ac0dir@r.postjobfree.com - 301-***-****

To gain employment with a financial institution, where my knowledge and experience would benefit the company, while providing a challenging environment that is stimulating to professional growth and development within the mortgage or Finance industry. WORK EXPERIENCE

Junior Underwriter/Processor

RAPID ADVANCE

Bethesda, MD

December 2014 to Present

Responsibilities

Process and analyze business income, credit report, credit card processing statements, business public records, UCC filings documents plus pull various reports such as NAMAA TAG, Site inspections reports, business credit reports and tax guard reports

Accomplishments

I helped with establishing new procedures that created easier process to navigate new software rollout that needed work-around to function as it intended

Skills Used

Analytical, Jr. Underwriting and processing of commercial loan documents August 2013 to December 2013

Senior Processor-Contract

George Mason Mortgage

Arlington, VA

• Loan processing for Residential Mortgages

• Proficient with DU/LP automated submissions

• Fannie Mae/ Freddie Mac, FHA, some VA & Conventional

• Proficient in automated underwriting & submissions to BB&T, Chase, Suntrust, CITI, Flagstar,

Franklin American, M&T, US Bank & GMAC

• Seasoned with Lender’s Office, Point/Calyx, Genesis, Encompass as well as Contour Strong Microsoft Application: Word XP, Excel, Word and Internet Explorer

. Qualified potential borrowers by analyzing credit history, income, assets & completed all quality control verifications & signed off on conditions pertaining to VOE’s, VOD’s, VOM’s, Hazard, Title and Flood Certs. April 2013 to August 2013

Senior Processor III- Contract

EagleBank -Potomac, MD

-

• Loan processing for Residential Mortgages

• Proficient with DU/LP automated submissions

• Fannie Mae/ Freddie Mac, FHA, some VA & Conventional

• Proficient in automated underwriting & submissions to BB&T, Chase, Suntrust, CITI, Flagstar,

Franklin American, M&T, US Bank & GMAC

• Seasoned with Lender’s Office, Point/Calyx, Genesis, Encompass as well as Contour Strong Microsoft Application: Word XP, Excel, Word and Internet Explorer

. Qualified potential borrowers by analyzing credit history, income, assets & completed all quality control verifications & signed off on conditions pertaining to VOE’s, VOD’s, VOM’s, Hazard, Title and Flood Certs. June 2012 to December 2012

Senior Processor III- Contract

Capital One Bank –Bethesda, MD

• Loan processing for Residential Mortgages

• Proficient with DU/LP automated submissions

• Fannie Mae/ Freddie Mac, FHA, some VA & Conventional

• Proficient in automated underwriting & submissions to BB&T, Chase, Suntrust, CITI, Flagstar,

Franklin American, M&T, US Bank & GMAC

• Seasoned with Lender’s Office, Point/Calyx, Genesis, Encompass as well as Contour Strong Microsoft Application: Word XP, Excel, Word and Internet Explorer

. Qualified potential borrowers by analyzing credit history, income, assets & completed all quality control verifications & signed off on conditions pertaining to VOE’s, VOD’s, VOM’s, Hazard, Title and Flood Certs. August 2011 to June 2012

Mortgage Specialist/Assistant

Prosperity Mortgage Co

Bethesda, MD

• Loan processing for Residential Mortgages

• Proficient with DU/LP automated submissions

• Fannie Mae/ Freddie Mac, FHA, some VA & Conventional

• Proficient in automated underwriting & submissions to BB&T, Chase, Suntrust, CITI, Flagstar,

Franklin American, M&T, US Bank & GMAC

• Seasoned with Lender’s Office, Point/Calyx, Genesis, Encompass as well as Contour Strong Microsoft Application: Word XP, Excel, Word and Internet Explorer

. Qualified potential borrowers by analyzing credit history, income, assets & completed all quality control verifications & signed off on conditions pertaining to VOE’s, VOD’s, VOM’s, Hazard, Title and Flood Certs. April 2010 to March 2011

Senior Processor/Jr

Aurora Finance

• Loan processing for Residential Mortgages

• Proficient with DU/LP automated submissions

• Fannie Mae/ Freddie Mac, FHA, some VA & Conventional

• Proficient in automated underwriting & submissions to BB&T, Chase, Suntrust, CITI, Flagstar,

Franklin American, M&T, US Bank & GMAC

• Seasoned with Lender’s Office, Point/Calyx, Genesis, Encompass as well as Contour Strong Microsoft Application: Word XP, Excel, Word and Internet Explorer

. Qualified potential borrowers by analyzing credit history, income, assets & completed all quality control verifications & signed off on conditions pertaining to VOE’s, VOD’s, VOM’s, Hazard, Title and Flood Certs. June 2009 to March 2010

Processor/ Jr. Underwriter

Nationside Mortgage, Inc

• Loan processing for Residential Mortgages

• Proficient with DU/LP automated submissions

• Fannie Mae/ Freddie Mac, FHA, some VA & Conventional

• Proficient in automated underwriting & submissions to BB&T, Chase, Suntrust, CITI, Flagstar,

Franklin American, M&T, US Bank & GMAC

• Seasoned with Lender’s Office, Point/Calyx, Genesis, Encompass as well as Contour Strong Microsoft Application: Word XP, Excel, Word and Internet Explorer

. Qualified potential borrowers by analyzing credit history, income, assets & completed all quality control verifications & signed off on conditions pertaining to VOE’s, VOD’s, VOM’s, Hazard, Title and Flood Certs. June 2008 to June 2009

Processor/ Jr. Underwriter

The National Mortgage Store Columbia, MD

• Loan processing for Residential Mortgages

• Proficient with DU/LP automated submissions

• Fannie Mae/ Freddie Mac, FHA, some VA & Conventional

• Proficient in automated underwriting & submissions to BB&T, Chase, Suntrust, CITI, Flagstar,

Franklin American, M&T, US Bank & GMAC

• Seasoned with Lender’s Office, Point/Calyx, Genesis, Encompass as well as Contour Strong Microsoft Application: Word XP, Excel, Word and Internet Explorer

. Qualified potential borrowers by analyzing credit history, income, assets & completed all quality control verifications & signed off on conditions pertaining to VOE’s, VOD’s, VOM’s, Hazard, Title and Flood Certs. Mortgage Development Officer

Sovereign Bank

Bethesda, MD

March 2007 to May 2008

Origination for Residential Mortgages

Qualify potential borrowers by analyzing credit history, income, assets & completed all verification

.Structure loans to meet borrowers needs while complying with all company as well as industry guidelines Quoted & set interest rates, lock confirmations, pre-quals, scheduling of third party services such as appraisals, title work, Home & Pest inspections

CONTRACT PROCESSOR FOR HIRE WITH CENTRAL MORTGAGE

PROCESSING

June 2004 to August 2007

CFIC -Deale, MD

June 2004 to August 2007

The Rockville Mortgage Co./CFIC Rockville, MD

Loan Originator

American Mortgage Bankers

Bethesda, Md

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