Professional Experience Marketing

MERYL ZHANG

ac07cu@r.postjobfree.com *** Cedar Lane

+1-732-***-**** Highland Park, NJ 08904

EDUCATION

Rutgers University, Business School – New Brunswick, NJ Class of 2017 Master of Financial Analysis/CFA Level 1 candidate China University of Labor Relations – Beijing Class of 2015 Bachelor of Economics

University of California, Berkeley, CA July - August 2014 Summer Academy

PROFESSIONAL EXPERIENCE

Marketing Coordinator, AI-BlockChain CRE, Hoboken, NJ May 2017 - Present

• Assist Senior Marketing Director and CEO in the Fin-Tech company to launch an App for CRE with PowerPoint presentations; write marketing materials for events and blockchain use case strategies. Mortgage Banking Analyst, China Construction Bank December 2015 - April 2016

• Analyzed mortgage loan applications for one of the largest banks by market cap ($1.5T), directly responsible for timely and accurate credit risk mitigation for a loan portfolio in excess of $15M.

• Ensured compliance for 300+ cases with consumer protection statutes/regulations according to China Construction Bank’s investors guidelines to deliver saleable mortgage loans.

• Assisted manager to analyze risk/compensating factors and recommended loans for 50+ exceptions to the underwriting specialist when outside agency and bank guidelines. Investment Program Assistant, Bainian Rongtong Investment Group December 2015 – January 2016

• Participated the most prestigious local infrastructure and investment company’s valuation team for a 1.2 billion dollars value water plant program to analyze profitability with financial model, drafted 10% of the investment plan and created a 30 pages capital reports.

• Communicated with a 12-people team including real estate developer, valuation experts and construction specialist to evaluate pricing, structure, terms and conditions; increased communication between departments resulted in additional synergies and cost savings / increased profit of 10%+ RESEARCH EXPERIENCE

Project, Equity Research Report for 3M Company September 2016 – December 2016

• Conducted a 10 pages equity research report for 3M company according to CFA institute’s essentials, implementing fundamental analysis essentials including business model, management & governance and valuation using Dividends Discount Model in Excel with 20 years monthly stock historical data. Project, Financial Statement Analysis for Merck & Co., Inc. April 2017 - May 2017

• Generated report with team by reviewing and interpreting annual reports, financial statements and press releases into quantitative and qualitative factors, including background and history, macroeconomic concerns, industry analysis, firm’s strong points and weak points analysis and ratio analysis. Project, Portfolio Management Strategy Analysis April 2017 - May 2017

• Implemented statistical analysis with Excel testing the CAPM and the Fama-Frech three-factor model on a Fama-French 30 industry portfolio; formed an equally-weighted portfolio and a zero-investment portfolio with data since 1959, calculating mean return, market beta and alpha of the long-short portfolio to analyze difference and issue for those arbitrage strategies. LEADERSHIP EXPERIENCE

Vice President, CULR Future Business Leader Association September 2013 - June 2015

• Participated as one of the 5 founders of the association and contacted alumni since 2003 to organize networking events for 50+ alumni and 200+ students; achieved 120% increase among alumni and 180% increase in participants among students.

• Supervised a $4,000 budget allocation

SKILLS & INTERESTS

Skills: SAS, R, Microsoft Excel/PowerPoint/Access

Languages: Native Chinese

Interests: Rock Climbing, Sketching, Volleyball, Backpacking

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