Mohsin
Ibrahim
ISLAMIC
BANKING
BUSINESS RESEARCH & TOOLS
FINANCIAL RESEARCH & TOOLS
PERSONAL DEVELOPMENT TOOLS
QUOTES OF WISDOM
PICTURE COLLECTION
USEFUL
Name:
MOHSIN IBRAHIM
**********@*****.***
Website:
OBJECTIVE
To achieve a dynamic position
in an Islamic Bank that offers me to learn and reap higher reward of
success and can utilize my analytical/tactical skill s to enhance
competence of an organization and my self.
RELEVANT
SKILLS
Diploma
in Islamic Banking and Insurance from London Institute of Islamic
Banking and Insurance
Business
professional with over 9 years experience in the banking/financial
industry
Excellent
analytical, leadership, communication, conflict resolution and group
dynamics skills
Skills
/ Knowledge in the Business and Banking industry
Advanced
knowledge of Microsoft Office and other computer applications
Exceptional
problem-solver and decision maker with diverse experience
of various multi-national markets
PROFESSIONAL EDUCATION
Diploma in Islamic Banking and
Insurance,
2006
The Institute of Islamic
Banking and Insurance, London, United Kingdom.
Master of Science in Management
Information Systems,
2002
University Of Houston Clear
Lake (UHCL), Texas, USA
Bachelor
of Science in Business Administration,
1996
Eastern Connecticut State
University, Connecticut, USA
PROFESSIONAL COURSES
Leadership & Team Building 2009
Credit Appraisal Techniques 2009
Risk Management and Basel II 2008
Sarbanes Oxley Workshop
(SOX) 2006PROFESSIONAL EXPERIENCE
Credit Assurance
Manager
2008 - Present
Sharjah Islamic Bank,
Sharjah, UAE
Mitigation and Quality
Assurance of all Credit Risk functions within the Retail Division.
Review and conduct
periodic assurance tests of branches and RCD to ensure that all
credit Risk Functions are at adequate risk levels and meet the
Credit Parameters ensuing Sharia Compliance.
Responsible for
generation of all business, credit and collection MIS to ensure control
on delinquency and credit losses. Design MIS reports for higher
management demonstrating the portfolio behaviour.
Responsible for
the set up of Credit Monitoring Policies and procedures.
Ensuring compliance with
the statutory requirements laid down under different acts governing
banking regulations including Basel II, etc.
Actively participating in
assessing the non performing assets for the product based on monthly
reporting.
Monitoring Overall
Business Risk
New Market and Product
Launches : Review and sign off on product launches to ensure
regulatory and procedural compliance.
Perform risk analysis
of new initiatives and confirm adherence to regulations.
Ensure proper
procedures and automation are in place and all known risk issues
have been mitigated.
Coordinate with
relevant risk and business committees prior to launch.
Conduct process
overview of country business and identify areas that need
strengthening and greater control.
To constantly review
and update the Retail Credit Islamic Financing Policy manual in
coordination with direct report to remain abreast with dynamic market
conditions.
Handle and assist the
Direct Report in other assigned functions from time to time Financial / Business Analyst -
Technology and Operation Finance Division 2005 -
2008
Bank of Montreal, Canada
Responsible for
Business/Financial Analysis of projects (RFI, RFQ, and RFP) for the
enterprise infrastructure networking division.
Work on
business/feasibility analysis for projects ranging from CAD $100K
CAD$100 Million
Compile and negotiate
financial/billing contracts and verify for compliance, governance,
and risks within the framework of bank policies.
Evaluate vendors/bidders
for best possible business / financial solution.
Attend project meetings
representing finance department.
Help collect budget
requirements from managers and forecast/track yearly budgets and
expenditure for our department (Yearly expenditure of CAD$ 80
Million)
Responsible for Capital
budget expenditure and NIX related to them (Yearly Capital of CAD$
8-12 Million).
Play an active role in the
annual budget process
Prepare financial reports
for cost centre managers and management teams within designated
departments (e.g., monthly and quarterly reports as well as reports
required during the budget process)
help perform ad hoc
financial analysis
Responsible for
maintaining and updating Business Contingency Plan on a quarterly
and yearly basis.
Participate in the
continuous improvement of financial & operational processes within
the division Analyst Special Projects
(Mutual Funds)
2004 - 2005
Unisen, Canada
Examine daily Money Market
reports for Mutual Fund clients.
Analyze & research daily
reports for pending trades, errors and wrongly posted transactions
Create monthly &
semi-annually Management Fee Rebate report for different clients
Research special projects
Provide support to general
processors for processing & quality control during RRSP season
Manager
2001 - 2003Cidra Financial, Inc. DBA
AIM Insurance of Texas (Houston, USA)
Handled daily
operations
Made quotes,
issued and bond auto, home and commercial policies through different
underwriters
Followed up on
renewals and processed claims
Worked within
the management reporting group and liaised with Finance, IT, Marketing
and Business Management Units to complete projects, gathered
information, and resolved issues
Developed and
implemented information based strategies to support Marketing and
Analysis programs
Developed
project proposals and plans to determine timing, funding limitations,
procedures for completing projestct, affing requirements, and allocation
of resources to various phases of the project
Supervisor
1998 2001
Union National Bank
(Dubai, United Arab Emirates)
Assisted in performing
analysis of financial statements of corporate clients in the
Textile, Manufacturing, Computers, Electronics and Service
industries with a view to minimize risk of exposure
Analyzed, proposed &
processed credit facilities for commercial clients for revolving
credit, Letter of Credit, Bills Discounting & Bank Guarantees
Analyzed, proposed and
processed applications for loans and other credit facilities for
high-net worth individuals
Independently managed
branch operations of 7-10 employees
Opened personal, company &
term deposit accounts and placed foreign currency with treasury
division
Proposed and processed
Salary loans & Small Business loans.
Worked with the lawyers
and delinquent customers for the recovery of overdue individual and
corporate accounts.
Manager
1996 1997
Tuesday Morning Inc.
(Connecticut, USA)
Responsible for daily
store operations
Responsible for inventory
control, customer service & merchandise display.
Advertising Proofing
Manager for the state of Connecticut.
Peer
Consultant
1996 1996
Eastern Connecticut
State University (ECSU) Business Dept. (Connecticut,
USA)
Consulted Business Majors
(seniors) for Business Plans, requiring knowledge of accounting,
finance, marketing, management, operations management, and human
resource management.
Analyzed business plans
and made recommendations for improvement
Recommended sources of
research for competitive industry analysis
Attended presentations and
interviewed students based on real life basis scenarios
COMPUTER LITERACY
Advanced
knowledge of Microsoft Excel (Pivot tables, Macros, etc.) and Word.
Applications:MS Windows 98, 2000, XP, MS
Publisher, Visible Analyst, Adobe PhotoShop, Access, Power Point,
Outlook, MS Project and Front Page 2000, etc.
Skills:
Small Business Network Setup, PC Diagnosis & Troubleshooting,
INTERESTS
Analyze
small/medium size businesses and recommend improvement/development
strategies for different aspects of the business, especially
management, marketing, and operational efficiencies.
Research
in Islamic Banking and Finance (see website)
Reading business and marketing
articles in regard to global industry (see website).
Quote:
Champions aren t made in gyms, champions are
made from something they have deep inside them a
desire, a vision. They have to have last-minute
stamina, they have to be a little faster, they have
to have the skill and the will. But the will must be
stronger than the skill .
Muhammad Ali
ISLAMIC
BANKING
BUSINESS RESEARCH & TOOLS
FINANCIAL RESEARCH & TOOLS
USEFUL
LINKS
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