STEPHEN J URSINO
Hill Drive
McKinney, TX 75070
Cell
mailto:***********@*****.***
Key Skill
Experience
Last Used
Business Analyst 5.5 Years Current
Delphi/Empower Developer 5 + Years Current
Oracle / SQL 4 + Years Current
Team Management 10+ Years Current
Software Unit Testing 7 Years Current
Specification Writing 5 Years Current
Mortgage/Financial Industry 7 + Years Current
Use Case Development 7 Years Current
Mortgage Product Specifications 5 Years Current
XML Interfaces 3 + Years Current
SDLC & Associated Artifacts 5 + Years Current
IT Technical analysis 10 + Years Current
EDUCATION
Bachelors Degree in Applied Mathematics
California State University, Fullerton (1990); Application fields are Computer
Science, Physics, and Electrical Engineering.
PROFESSIONAL ACHIEVEMENTS
Project
Role
Outcome
Empower LOS Implementation on an
Oracle Database
Client - Loanstream Lead Analyst / BA / and Empower developer Initial system successfully
implemented on schedule in a record setting 60 days. A saving to the client
is immeasurable, but substantial. I implemented code for the marketing
criteria, price adjustments, user GUI, Document generation, Database
structure and design.
Mortgage Product Development.
Conforming, Nonconforming Fixed, ARM, FHA, Expanded Criteria, Expanded
Acceptance
Client - Loanstream Lead Empower Developer Successful Production launch one
week prior to scheduled due date, this translates to savings of $10,000.00
in development Team time. I implemented the Countrywide and RFC product
specifications, and assured the successful turnover of loan products in
secondary marketing.
Escrow Trust Accounting FTP to
trust Bank
Client - DiTech Delphi Developer and Project
Coordinator My team was able to automate the
45 Million Dollar Trust account bank transfer and daily accounting routine,
which was previously an all hand and paper process. This was a time saving
endeavor that compiled data from the Oracle back-end and calculated the
daily trust information for transfer to the bank import system. I personally balanced the trust accounts
by hand daily to acquire expected results data.
Title, Flood, And Credit
Interface
Client - Instafi Empower Developer/ Lead Analyst A highly successful and seamless
upgrade for a mortgage company. Implementation was for the interface to
RealEc and Credco. Compiled requirements from vendor interface specifications, and contributed code to
the project effort.Cost benefit to the client is in the tens of thousands
annually.
Automated Appraisal System and
Appraisal status History
Client - Ameriquest Empower Developer I was one of three developers
assigned to design and provide software solutions to automate the appraisal
request and appraisal data import for the Empower implementation at
Ameriquest Mortgage. Implementation of the system along with an interactive
appraisal status history. Developed GUI, XML Translations, and Empower scripting.
Build Team and secure contract
Client - Homecommings Financial QA Manager Build QA Team and secure cost center contract for transition to client control
Successfully Built team of Five professionals for our contract with the Manufactured Housing Division, and transitioned staff for a
timely hand off to in-house management
Mortgage Product Development. Conforming,
Nonconforming Fixed, ARM, FHA, Expanded Criteria, Expanded Acceptance
Client - Loanstream Analyst and Empower Developer Compiled Software specifications
from investor guidelines, and implemented code in Empower leading to a
Successful Production launch one week prior to scheduled due date, this
translates to savings of $10,000.00 in development Team time. I implemented
the Countrywide and RFC product specifications, and assured the successful
turnover of loan products in secondary marketing.
On-line document package retrieval
Client - DiTech Analyst Upon
completion, mortgage customers were able to download the loan document
packages on their own while they were still on the phone with their loan
officer. This resulted in faster closings, and an approximate savings of
$18,000.00 per month in outgoing FedEx charges. Coordinated testing efforts
and documentation for a team of three analysts
Fedex Kinkos, Dallas, Texas 3 mo. contract extrended(via Insight Global, Inc.)
October 2007 Present
Sr. Business Analyst
Provide complete support for the new initiative team in the documentation of the Machine Ticketing Automation project.
Duties include organizing internal focus group and core IT team group sessions for design and business rule creation.
Develop the scope document and secure team signoff.
Produce diagrams for the existing process flow, as well as the proposed process flow.
Compose the functional specification document and presentation.
Organize and conduct field surveys and field functional workshops in order to hammer out the gap between business needs and IT capabilities.
Lending.com, Dallas, Texas
June 2007 September,2007
Sr. Mortgage Business Analyst
Designed Product pre-qualification engine and Business Rules Management System using metadata on a SQL backend to implement engine-decision protocols.
Adapted metadata engine to accommodate pricing requirements resulting in a comprehensive pricing engine solution for front-facing web site, the Loan Officers sales portal, and the in-house Loan Origination System.
Researched & Composed technical documentation for offshore .NET interface development for components of a mortgage sales portal
Designed and developed Pearl Script import tool for excel based rules, adjustments, and rates upload to the database.
Headstrong Global Consultancy, Dallas, Texas (Formerly James
Martin & Company)
October/2006 June 2007
Sr. Mortgage Process Analyst- 2 mo. Contract Extended
Define and develop training materials mortgage loan originations, processing, underwriting, closing, shipping, and funding practices.
Assist in sales calls to potential mortgage practice clientele in effort to sell originations process assessment services.
Serve as Loan originations subject matter expert for face-to-face client meetings and collaborate with business partners to integrate current practice disciplines to the new market space.
Prepare Statements of work and cost estimates for both in-house and offshore development and assessment personnel for mortgage related work within the United States.
AmSouth Bank, Birmingham, Alabama(Galagher Systems, Inc.)
May/2006 August 2006
Sr. Mortgage Process Analyst - 3 mo. Contract
Providing Delphi scripting and code solutions for system enhancements and rollout defect correction.
Providing code support for data extraction to data warehouse and excel report generation modules.
Prepare technical and functional specifications for software change requests from the business unit.
RBC Centura Bank, Rocky Mount, North Carolina (Edge Services Contractor)
1/2006 - 5/2006
Sr. Empower Delphi Developer / Mortgage Analyst - 3 mo. Contract - extended
Successfully implemented Empower Scripting for Forms design, database manipulation,
Loan Product specification for Countrywide product line, and Maintenance and Enhancements.
Performed Product analysis comparing existing
system implementation with loan product specification for all countrywide products in the loan plan setups.
Empower Workflow Setups and Scripting, and Vendor Interface management. Build and implement test plans and use case scenarios for mortgage application
enhancements related to Countrywide FNMA Products.
Enhancements include Marketing criteria, price adjustments, max loan, max ltv, and price matrix selection, as well as MI
table configuration for Portfolio loan products.
Built and documented use case and test case scenarios for historical pricing, manual adjustments and marketing criteria
overrides, as well as investor specific rate lock extentions and the associated
adjustments.
Tools include PLSQL, SQLMON, And proprietary Database Management System
tools. PVCS Version manager and PVCS Tracker. Lotus Notes, DELPHI 6, and
Empower.
Ameriquest Mortgage Data Services Orange, California (Eastridge
Infotech Contractor)
5/2005 - Present
Sr. Empower / Delphi Developer / Analyst - 6 mo. Contract
Successfully implemented Empower Scripting for Forms design, database
manipulation Loan Product Maintenance and Enhancements, Empower Workflow
Setups and Scripting, and Vendor Interface management.
As part of the Empower Boost team I am Optimizing Empower scripts for
Business Rules, Function Items, Workflow Scripts, and Document Scripts
Development and testing in Windows 2000 and Windows 2000 Server Software
platforms. Database was Oracle 8i Connectivity using BDE and ODBC.
Tools include PLSQL, SQLMON, And proprietary Database Management System
tools. PVCS Version manager and PVCS Tracker. Lotus Notes, DELPHI 6, and
Empower.
Pulte Mortgage Denver, Colorado
9/2004 5/2005 -
Sr. Empower Programmer - 3 month Contract / Extended twice
Telecommuter
Redesigned Pricing engine and rate lock functionality within Empower as
part of the One System Project
Successfully implementing Empower Scripting for Forms design, database
manipulation Loan Product Pricing and extended Rate Lock Development,
Business rules, and custom form development. data/GDD mapping, Empower
Workflow Setups and Scripting,
Development and testing in Windows 2000, XP and Windows 2000 Server
Software platforms.
Client Platform is Windows 2000, XP Professional using SQL SERVER 2000
Database Connectivity using BDE and ODBC.
Tools include PLSQL, SQLMON, And proprietary Database Management System
tools, and the Empower IDE.
Ameriquest Mortgage Data Services Orange, California (
Eastridge Infotech Contractor)
10/2003 - 4/2004
Empower / Delphi Developer - 6 mo. Contract
Successfully implemented Empower Scripting for Forms design, database
manipulation Loan Product Development, VMP document, and custom document
creation, data/GDD mapping, Empower Workflow Setups and Scripting, and
Vendor Interface management. Built XML transformations for RealEc Vendor
integrations.
Development and testing in Windows 2000 and Windows 2000 Server Software
platforms. Client Platform was Windows 2000 Professional.
Database was Oracle 8i Connectivity using BDE and ODBC.
Tools include PLSQL, SQLMON, And proprietary Database Management System
tools. PCVS Version manager and PCVS Tracker. Lotus Notes, DELPHI 6, and
Empower.
Loanstream, Inc.
October 2002 May 2003
Lead Empower / Delphi Developer; Mortgage Systems Analyst
During time with Loanstream, Inc., played a dual role as an Empower
Developer and Lead Mortgage Software Analyst.
The main focus of efforts was the establishment of product selection
criteria logic for over 80 mortgage products and the design and
implementation of the Empower forms for user interaction and access to the
product decision engine.
Successfully implemented Delphi code and Empower Scripting for Forms
design, database manipulation, pricing setups, marketing criteria, and
stratification matrices for Loan Product Development, VMP document, and
custom document creation, data/GDD mapping, Empower Workflow Setups and
Scripting, Vendor Interface management, and fee table structure development
against a SQL Database
Ceira Technologies, Inc.
February 2000 October 2002
Senior Analyst/ Delphi/Empower Developer
As an Empower Developer I provided software solutions on more then 10
projects for four clients
On both Oracle and SQL backend databases.
Took lead Delphi role on legacy systems projects
Took a proactive interest in contributing to the development of the other
team players, as well being the driving force for quality documentation with
other project team members by implementing the project specifications in our
phased deliverable methodology.
Worked with the project managers, technical lead, Quality Assurance
Analysts, and project developers to achieve cost-effective, robust
solutions.
Trained the client's personnel and conducted demonstrations of our
software for our clients.
Maintained and provided oversight for the project defect-tracking status
information using Star Team, PVCS Tracker, and Test Director software.
Comptek PRB Associates, Inc.
December 1997 February 2000
Delphi Programmer/ Analyst
As a software programmer / analyst, provided code generation and support
to the Electronic Warfare Division for the AE-6B Increased Capabilities
project.
Developed Object Oriented code generation in Delphi 4,5, with integration
to existing C interfaces.
Developed and maintained the Interface Design Document, and the related
MS Access database for build 1.
Also served as the Alternate Communications Security Officer for the
Office, and represented the company at the National Security Agency
Conference.
Nomad Environmental
October 1992 November 1997
General Manager/ Principal Consultant
As the general manager and principal consultant, assisted clients from
school districts, insurance companies, homeowners, and agencies of the
federal government.
Served as the lead project manager for large-scale projects, in which I
personally managed teams of over forty.
As Project Lead, I delivered project from design, cost analysis, and bid
selection, through purchasing and logistical support.
I Acted as the on-site project manager for the day-to-day operation of
the project, as well as being a client liaison.
Prior to Nomad, was on staff with ATC Environmental Services.
TECHNICAL SUMMARY
Empower Integrated Development Environment, SQL Databases, Oracle Databases,
Delphi 4,5,6 (Object Pascal), C, Basic, Fortran, Pascal, some C++, Ada
83/95(Unix and NT Platforms), Embedded SQL (Unix, Windows 2000, and NT
Platforms), Stored Procedures (Paradox, SQL, and Oracle) Windows, HP Unix, and
AS400 Platforms.