Curriculum Vitae
Clinton E. Miller, J.D., DABFE, FACFE, DABDA
(Diplomat of the American Board of Forensic Examiners)
(Fellow of the American College of Forensic Examiners)
(Diplomat of the American Board of Disability Analysts)
502 Park Avenue
San Jose, CA 95110-2621
Telephone: 408-***-**** FAX: 408-***-****
E-MAIL: ******@***.*** URL:http://www.millerjd.qpg.com
Summary of Qualifications:
Extensive education, training and experience in positions which require knowledge of
underwriting, duties and responsibilities of agents and brokers, law and claims adjusting,
coverage disputes, customs and practices in the insurance industry, good faith-bad faith
allegations. Consultant to insurers, insureds, the Department of Insurance, State of
California and to the California Legislature: Select Committee on Insurance Reform.
Insurance Consulting Experience
- Retained approximately 1,200 plus times nationwide
- Deposed approximately 400 plus times
- Testified approximately 135 plus times in Superior, Federal and Criminal Courts
Education
J.D.Degree
Lincoln University
School of Law
San Jose, CA
B.S. Degree
Insurance Risk Management Major (CPCU & CLU) (Core Curriculum)
Underwriting (Casualty and Life) (I never took the National exams)
San Jose State University
San Jose, CA
A.A. Degree
Insurance Adjusting & Investigation
Foothill College
Los Altos, CA
Clinton E. Miller, J.D., DABFE, FACFE, DABDA
Curriculum Vitae
Page 2
Professional Publications:
Books: How Insurance Companies Settle Cases (Now in its 13th Edition) (Best Seller)
Expert Witness (Computer Program) How to Estimate Bodily Injury Settlements
Articles: California Insurance Commissioner Report, 1986 -
Bad Faith Bad News I and
Bad Faith Bad News II
Insurance Settlement Journal Ask the Expert
American Jury Trial Series Contributing Author
Insurance Institute of America Contributing Author
The American Bar Association Journal -
The Proper Protocol for Working with Claims Adjusters (October 2000)
Professional Licenses/Associations / (Past and Present) Certificates
Board Certified Forensic Expert
American Board of Forensic Examiners; Fellow of the Board
Insurance Arbitration Forums, Inc.
Central Coast Claims Forums, Inc.
Claims Manager Forum
National Academy of Expert Witnesses
California Association of Licensed Investigators (Active License)
California Association of Independent Insurance Adjusters
National Forensic Center
BASE Associates
ATLA Faculty Member
Inducted into the College of Forensic Examiners (1995)
Licensed Qualified Manager State of California (Claims) (Active License)
National Association of Insurance Litigation Managers
National Flood Insurance Program Licensed 1980 (Inactive)
Forensic Expert Witness Association Orange County Chapter Los Angeles Chapter
Norcal Chapter and San Diego Chapter
Recent Lectures
American College of Forensic Examiners (Mold Litigation October 2002)
American Conference Institute The Tenth National Advanced Forum on
Litigation Bad Faith and Punitive Damages (March 2004)
American Conference Institute The Thirteenth Advanced National
Forum on Bad Faith and Punitive Damages (April 2006)
Clinton E. Miller, J.D., DABFE, FACFE, DABDA
Curriculum Vitae
Page 3
Personal Insurance Experience
October 1986 August 1987
Accord Adjusters Multi-line Adjuster
March 1985 October 1986
The Hartford Claims Manager and Office Manager
January 1980 March, 1985
Allco Adjusters Owner (Independent Insurance Adjusting Firm,
Multi-line Adjustors, Appraisers and Private Investigators)
January 1978 December 1979
Mission Adjusters Multi-line Adjuster
August 1977 January 1978
Williamson & Poch Associates Multi-line Adjuster
September 1976 August 1977
Russo Claims Service Multi-line Adjuster
July 1975 August 1976
Brown Brothers Adjusters Multi-line Adjuster
December 1971 June 1975
State Farm Insurance Company Adjuster: Bodily Injury Specialist
(Graduate of State Farm Insurance Company s Claim Schools)
January 1970 November 1971
California Casualty Insurance Company Multi-line Adjuster
September 1963 September 1965
Fred Cliby, Inc. Multi-line Adjuster
Computer Science Experience:
Stanford University Computer Code Supervisor 1965 1967
RCA CBE Manager 1967 1970
Clinton E. Miller, J.D., DABFE, FACFE, DABDA
Curriculum Vitae
Page 4
About the Author: How Insurance Companies Settle Cases (13th Edition)
(1987 to 2002)
Clinton E. Miller, J.D., DABFE, FACFE, DABFE (Diplomat of the American Board of
Forensic Examiners) (Fellow of the American College of Forensic Examiners) (Diplomat
of the American Board of Disability Analysts) is a nationally recognized insurance
consultant, published author, lecturer and guest speaker. He has extensive experie nce as
a qualified trial expert witness in state and federal courts in both civil and criminal cases,
nationwide. His particular areas of expertise include bad faith allegations, coverage
disputes, coverage interpretation, and insurance industry standards, custom and practices.
He has testified nationwide in approximately 400 plus cases involving insurance related
issues, including approximately 135 trials. He is also certified as an insurance arbitrator
by the Insurance Arbitrations Forum, Inc.
Since he began working in the insurance industry in 1963, Mr. Miller has adjusted
approximately 34,000 claims for over 150 insurance companies, trained adjusters and
written claims manuals. He has owned and operated his own independent insurance
adjusting firm and worked as a claims manager for a national insurance company. He has
held federal and state insurance adjusting licenses and is also a licensed private
investigator. In addition to providing consulting services to insurance companies and
policyholders, Mr. Miller has acted as a consultant to the Department of Insurance, State
of California.
Mr. Miller s formal education includes an A.A. degree in Insurance Adjusting and
Investigation from Foothill College, a B.S. degree in Insurance Risk Management from
San Jose State University, and a J.D. degree from Lincoln University School of Law.
Publications subscribed to:
Claims ( Covering the Business of Loss )
Forensic Examiner
Rough Notes (Agents and Broker)
National Underwriter
Business Insurance (Life and Casualty)
Best s Review (Agents and Brokers and Reinsurers)
Lawyers Weekly (Newspaper) (National)
Daily Journal (Newspaper) (California)