Quality Control Real Estate
Resume:
DOC DRAWER/ PROCESSOR (IRVINE, ANAHEIM, ORANGE, MISSION VIEJO)
Date: 2012-09-27, 11:32AM PDT
see below
TO:
Department: Operations
Location: Orange, CA
Terms: UNK Pay Rate: 20.00HR +
Hello Sir or Madame,
I would like to apply and request an interview for the open position in which I was made aware of through Craigslist. I have attached my cover letter & 15 year work history resume which includes doc drawing, fraud quality control, Jr. Underwriting, and processing. My last position is ending SEPTEMBER 2012. I am up to date and current with MDIA and lender requirements. I can calculate income accurately and review appraisal reports. I am seeking a long term commitment with full time employment from a stable company who has a clear direction and focus.
My past salaries received were from $18hr to $50hr. My minimum salary requirement is YOUR STARTING PAY.
I look forward to meeting you and the staff.
Please contact me for an appointment at 949-***-**** or email me at *******@****.***.
Thank you,
La Shanna Mason
I love what I do and I enjoy producing excellent quality services. I am committed and have a passion for helping people. I am seeking an employer with a challenging position where I can multi-task, challenge my thinking, and polish my abilities.
PERSONALITY TYPE
Team Player that can work independently
Will arrive early & stay late to get the job done
Ability to adapt to change & welcome positive changes
I work well under Pressure & deadlines
KNOWLEDGE/SKILLS/ABILITIES
FHA Reverse Mortgages --processed refi only have not done purchases
2011 GFE, Fee worksheet, MDIA, Reg B & Z, 4506T, HVCC, rate lock deadlines
Knowledge of FraudGuard /Interthinx.com, GSA, LDP, EPLS
Knowledge of FHA Total Scorecard use and purpose of development
No DE certification is needed except to underwrite FHA appraisals
* Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations
Paperless System experience & Remote Services experience
Post Closed Underwriting / Quality Control (Audit) of Loan Documents (LQI)
FHA / Conventional/ VA/ USDA/ HARP 2.0/ Commercial Loan Processing
Banker and Mortgage Broker experience
Ability to organize and coordinate file assignments by priority level (turn-times)
Strong oral and written communication abilities
Excellent Customer Service Skills
Month-End Demands of time and production can be met
Submissions within 24hrs
Able to analyze income, assets, credit and collateral to complete a pre-underwrite and submit to underwriting
Complete and be responsible for loan transactions from origination through closing
Collect, organize and assemble all required documentation to process loan conditions
Communicate proactively with customers, Loan Officers, Account Executives, and Escrow Agents, to ensure that turn-times and rate lock commitments are met and closings occur as scheduled
Review and monitor loan pipeline on a daily, weekly and monthly basis
EDUCATION (PROFESSIONAL CREDITS):
MORTGAGE UNIVERSITY
Laguna Hills, CA
Certificates of Completion:
3/2011 Intensive Appraisal Analysis
3/2011 Due Diligence Underwriting
4/2011 Commercial Underwriting & Processing 101
2/2012 Self Employed Tax Return Analysis
2/2012 Underwriting 101
CALIFORNIA SCHOOL OF REAL ESTATE
Oakland, CA
Certificates of Completion:
2004 Escrow 1
2004 Appraisal 1
2004 Re Practice
2004 Real Estate Law 1
2004 Re Principals
2004 Property Management
2004 Re Finance
2004 Re Economics
SOFTWARE / INVESTORS USED:
REVERSE VISION
DU/ LP/ Compliance Ease
Calyx Point 7.4 Point Central
Provident Funding, Flagstar Bank, CMG (Harp Loans), SunTrust, Wells Fargo, PRMG (Corona), Accredited (C paper), New World Mortgage, Tandem, ABCN, Secure One, Interbank, Home Loan Center, Fremont Investment & Loan, First NLC, Homecomings Financial, Bank Of America Brea Loan Center, Finance America, First Capital, SunWest Mortgage, Chase, Wachovia
Doc Magic / Online Mortgage Documents
Data Trac / Flood Cert
Wire Transmissions For Funding
PMI ordering/ updates/ verifications
MS Office
WORK EXPERIENCE:
07/12 -- Current
American Advisors Group
3800 w. Chapman Ave, Orange, CA
SR. FHA REVERSE MORTGAGE PROCESSOR
I perform FHA Reverse mortgage processing for a mortgage banker. I order and review appraisals, fha connections, counseling certs, Appraisal Loggin, Case Query, Interthinx, flood certs, credit reports, title, UPS, customer contact of seniors 62 and older, mentored by Sr. Underwriters. 40-50 deals per pipeline per month
07/09 -- 6/2012
Accurate Mtg Audit & Processing Services co-owner
Old Town Front Street Suite 210, Temecula, CA
FHA PROCESSOR/ POST CLOSED UNDERWRITER/ SUPERVISOR
I perform FHA, Conventional processing and underwriting for mortgage transactions which include all lien positions. I train and supervise underwriters for auditing and quality control. I run AUS/DU/ LP and manually underwrite loan files per FHA, Fannie Mae and Investor guidelines. 40-50 deals per pipeline per month (peak period).
4/2009 - 7/1/2009
Denovo Financial Solutions
Pauling Pl, Foothill Ranch, CA
SUPERVISOR /POST CLOSED UNDERWRITER / QUALITY CONTROL AUDITOR
I trained and supervised all new underwriters to review closed and funded files for State, Federal, Local compliance violations. I use Compliance Ease, a Word document template, and I interview the client regarding the last transaction that took place with the subject property. I type, merge, complete and email the report to all interested parties. I trained all new underwriters on manual due diligence underwriting, appraisal review, tax return analysis, and automated underwriting input, review, and investigation skills. 30-50 loans per week pipeline.
10/2008 - 4/1/2009
Law Offices of Griswold & Agdeppa
Corona Point, Corona, CA
POST CLOSED UNDERWRITER/ QUALITY CONTROL AUDITOR/ TRAINER
I review closed and funded files for State, Federal, Local compliance violations. I use Compliance Ease, a Word document template, and I interview the client regarding the last transaction that took place with the subject property. I type, merge, complete and email the report to all interested parties. I trained and welcomed new hires into the department. 20-30 loans per week pipeline.
6/2008 -10/2008
Realty Executives -- The Sperry Team -- Michelle Sperry
Bradley Ave, Sun City, CA
SR. FHA LOAN PROCESSOR / TC
I assist a real estate broker prequalify potential buyers. I used Calyx Point & CAR Winforms to generate real estate & loan disclosures. I audit and maintain files to ensure state compliance has been met, request documents from agents, escrow/ title, home inspectors, etc. I also perform various administrative duties from calling on availability of properties to typing correspondence. Answer a 4-line phone. 15-20 loans per month
1/2008 - 6/2008
Pope Mortgage
800 S Milliken Ave Ste H, Ontario, CA
SR. FHA LOAN PROCESSOR
I processed FHA Jumbo and conventional loan files. I assist Loan Officers in pricing and finding a Lender to place their client's loan with. I maintained file from submission to closing. I am in constant contact negotiating rules, regulations and guidelines with Underwriters, AE's, and Closers. I can clear conditions, open escrow, title, and draw docs. I stay late if needed and also will work by remote access from home. 45 loan pipeline.
3/2001 - 9/2007
Culver Staffing, Bank Temps, and Nations Staffing
18552 MacArthur #430 Newport Beach, CA
UNDERWRITER ASST / POST CLOSING / PROCESSOR/ FUNDING ASSISTANT
I processed and underwrote A paper and Subprime Loans using Point and ASSETWISE/ DU/AUS/ LP. I assisted a company president with all administrative needs including human resources, supervision of employees, and file tracking. I used Winforms to create and print real estate contracts and disclosures. I used MS Word, Excel, conversation logs, and typed approval letters. I provided Sr. Funders and Sr. Underwriters with assistance, clearing conditions, pricing loans, requesting conditions from the appraiser, title and escrow. I also made sure all files were completed ensuring federal and state regulations had been met. I provided notary services helping the borrower sign escrow documents, purchase agreements, disclosures, and docs or title changes.
Contact this candidate