Manager Sales
Resume:
SAKTHIKUMARAN .K # *, AMMAN KOIL STREET,
**********@*****.**.** PALIYAPPATTU PO & VILL.
**********@*****.*** CHENGAM TK.,
+91-979******* THIRUVANNAMALAI DT.,
TAMIL NADU 606 704.
Objective:-
I wish to make a career that is challenging and interesting. A job that gives me opportunities to learn, innovate and feel satisfaction of success.
ACADEMIC RECORDS:-
Master of Commerce (M.Com.,) in Annamalai University for during the year 2002 – 2004 Bachelor of Commerce (B.Com.,) (University of Madras) studied in Govt., Arts College, at Tiruvannamalai for during the year 1998-2001Diploma in Co-Operative Management (DCM) studied in Institute of Co-Operative Management at Tiruvannamalai for during the year 2001 – 2002Pursuing Master of Business Administration (M.B.A.) with Financial Services Management Specialization through Distance Mode, in Anna University at Chennai. for during the year Sep 2007 to August 2009 (Course Completed)Post Graduate Diploma in Manual and Computerized Accounting (PGDMCA) studied in Sri Shankara Computer Academy at Thiruvannamalai from March 2004 to March 2005.
Working Experience:-
Total Experience More than Seven YearsFinancial filed Experience 6years
Tenor Organization Designation
07th Aug 2009 to
Till date Fullerton India Credit Co Ltd Credit Officer
25th July 2007 to
6th Aug 2009 Fullerton India Credit Co Ltd Branch Processing Officer
Oct 2006 to
24th July 2007 ICICI BANK Ltd., Credit Executive Operation
Jan 2005 to
June 2006. Credit Franchisee of ICICI Bank Ltd., Accountant and Administrator
Jan 2004 to
Dec 2004 Sri Shankara Computer Academy Marketing Representative and
Faculty
July 2003 to
Dec. 2003 Sri Ramajayam Websys Faculty
Working as a Credit Officer in Fullerton India Credit Co Ltd, in Thiruvannamalai From 07th August 2009 to till date.
Job Roles and Responsibilities:
Dealing with secured loan and Unsecured loan (Business loan, Personal Loan and two wheeler Loan)Approving Authority for Business Loan Rs.1Lac and Personal Loan Rs.60KProcess the application as per the KYC Norms and Credit Policy laid down in the Product Manual. Scrutiny of the documents in line with the fraud control unit for validating the originality of the same.Assessment of Credit worthiness of Prospective Borrowers as per the credit normsRecommending the Customer ProfilePerforming Cash flow Analysis of applications based on Personal Discussions.Directly meet the customers at their office premises. Doing Personal discussion at the customer placeChecking for accuracy of Post DocumentationStatus communicating with Sales Team Work extensively with Microsoft Outlook, Microsoft Excel and Microsoft Word.Focusing on collection for delinquency cases all bucket
Worked as a Branch Processing Officer in Fullerton India Credit Co Ltd, in Thiruvannamalai. From 25th July 2007 to 06th August 2009.
Job Roles and Responsibilities:
Quality checking of Post DocumentationAdministration work (Office expenses maintenance and vendor selection)Uploading the disbursement document in company software (Omni flow) and solving the quires.Maintaining MIS (Updating the file status for every day).Petty cash maintenance cash as well as registerUpdating the Collection entry in company software (Omni flow) Sending the disbursed files to Operations.Local Disbursement Cheque Register Maintenance.Insurance Login and Scrutinizing Application
Worked as a Credit Executive Operation In ICICI BANK LTD., Thiruvannamalai. From Oct 2006 to 24th July 2007
Job Roles and Responsibilities:
Scrutinizing the files (Housing Finance and Farmer Finance)Recommending the Customer ProfileDirectly visit the customers place to measure the % of Construction finishedChecking for Accuracy of Post DocumentationSending the disbursement files to OperationsMaintaining MIS (Updating the file status for every day)
Worked as a Accountant and Administrator in Sri Sankar Traders, Credit Franchisee of ICICI Bank Ltd., (Ware House Based financing in Tamil Nadu) January 2005 to June 2006.
Job Roles and Responsibilities:
Loan account ledger maintenance customer wise.Document checking (In Ware House receipt storage of bag and value, Ware house receipt lien marked or not and KYC Documents Verification.)Preparing for approval sheet for Ware house receipt wise and sent to ICICI bank through mail and Fax, After Received Loan amount from ICICI Bank, Sending all completed to files to bank.
Worked as a Marketing Representative and Faculty for the Accounting software Packages (Tally 7.2 & Busy 3.0) in Sri Shankara Computer Academy January 2004 to December 2004.
Job Roles and Responsibilities:Selling Tally and Busy Accounting Software for Three Districts Tiruvannamalai, Villupuram and Vellore.Teaching how to maintain Business accounts in tally and busy for Vendors.Problem solving in Accounts Maintenance.
Worked as a computer faculty in Sri Ramajayam Websys at Tiruvannamalai July 2003 to Dec. 2003
Job Roles and Responsibilities:
Attitude:-
Self motivated and self driven, positive approach/attitude and confidentCan quickly understand, adapt / grasp and implement things in the new emerging trends of business situations.
Technical Qualification:-
Computer Skill
Operating Systems:MS-DOS, Win 9x, Win-XP.
Office Packages:MS. OFFICE Visual Basic 6.0,
Accounting Packages:
Tally 7.2 & Busy 3.0 with Manual Accounts.
Typewriting Skill:
Tamil & English Senior Level.
Other Curriculum Activity:
NCC B Certificate Holder
I was deployed for Election Bandobust duty in the Lok Sabha Election held in September, 1999 at Tamil Nadu.
PERSONAL DETAILS
Date of Birth : 31-05-1980.
Father’s Name : KASI. K
Sex : Male
Nationality : Indian
Marital Status : Married
Linguistic Proficiency : English and Tamil
Hobbies : Reading books.
I have experience in Credit, Accounts, management and sales, demonstrating consistent achievement of service and Credit objectives. Strong Team building skill; Able to resolve admin problems; Quickly to build goodwill; Logical thinking in problem solving; Communication and interpersonal skills with ability to interact with individuals at all levels and having the confidence to rise to the occasion according to the circumstances.
I hereby declare that all the above details are true to the best of my knowledge.
Yours truly,
(SAKTHIKUMARAN K)
Date:
Place:Tiruvannamalai
Previsous and Current Supervisor Name
Concern Name
Conduct Number
Venkatesan V (Branch Unit Manager)
Fullerton India Credit Company Ltd., Tiruvannamalai Branch
K. S. Vidya (Credit Manager)
ICICI Bank Ltd
VS. Sankar (Prop)
Sri Sankar Trader (Credit Franchisee of ICICI Bank Ltd.,)
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