Catherine E. Brennan
Clearwater, FL 33756
************@***.***
CAREER OBJECTIVE:
Seeking long-term Special Assets Officer position in which my professional
experiences and special qualifications will help encourage the growth of
both my organization and myself.
SUMMARY
Bank Officer, who restructures commercial loans of varying complexity.
Negotiates with commercial borrowers to better collateralize, modify and
settle loans. Utilizes experience, judgment and legal background to exceed
goals. Extensive experience managing residential, consumer and commercial
portfolios related to foreclosure, bankruptcy, workouts, restructure,
collection, repossession, resolution of litigated matters and sale of
residential properties.
HIGHLIGHTS OF QUALIFICATIONS:
. Exceptional knowledge in bank services, policies, procedures, and
regulations
. Deep knowledge of legal remedies available in loan default scenarios
. Good analytical and computer skills
. Strong verbal and written communication skills
. Amazing ability to formulate and articulate objective views based on
professional analysis
. Outstanding ability to work effectively with General Counsel and
outside attorneys
PROFESSIONAL EXPERIENCE:
Independent Foreclosure Review, Special Project at Bank of America
Aerotek Professional Servicer, Tampa, FL 2012-2013
. Audited foreclosure files for compliance with state laws.
. Audited files for compliance with the requirements of HAMP or other
loss mitigation programs.
. Determine if borrower was financial injured due to errors,
misrepresentation or other deficiencies by servicer.
Loan Workout Specialist, Banking Officer
Synovus Bank, St. Petersburg, FL 2003-2012
. Monitored financial performance of loan customers.
. Ensured proper documentation to secure collateral.
. Negotiated with borrowers in restructuring loans.
. Negotiated sale of properties.
. Ensured compliance with loan and bank policies.
. Developed repayment action plans.
. Overseen management of identified workout accounts across
organization.
. Initiated legal action against default Bank credit terms debtors.
. Analyzed and determined impact of bankruptcy filings on bank's asset.
. Trained Lending Team on Fair Debt Collection Practices
Special Assets Manager
Republic Bank, St. Petersburg, FL 1997-2002
. Negotiated sale of properties.
. Employed/retained professionals to market aging assets.
COMPUTER SKILLS:
Proficiency in MS Windows, Excel, Outlook, GroupWise, MS Office, and basic
analysis and statistical tools
EXTRA-CURRICULAS ACTIVITIES:
Volunteer at Gulf Coast Legal Service
REFERENCE:
Available on request
EDUCATION:
B. A in Allied Legal Service from the University of Central Florida.
CONTINUING EDUCATION:
Fair Debt Practices
Advanced Judgment Collection
Advanced Excel