Quality Assurance Real Estate

Xuelian (Lilly) Li

P.O. Box ****** Dallas, TX ***60 214-***-**** *************@*****.***

EDUCATION

Southern Methodist University, Dallas, TX May 2011

Cox School of Business GPA: 3.91

• Bachelor of Business Administration in Accounting

• Graduated with Summa Cum Laude Honor

• President’s Honor Roll with High Distinction

• Tau Sigma national honor society

• Golden Key International Honor Society

EXPERIENCE

Bank of America, Plano, TX May 2010-Present

Quality Assurance Analyst

• Certificated Master Mortgage Underwriter and Certificated FHA Credit Examiner from The National

Association of Mortgage Underwriters.

• Examined residential loan documentation for accuracy, completeness, and compliance with appropriate

company and secondary market investor standards.

• Researched and documented workflow reviews and analysis, and analyzed transactions to identify

problems.

• Performed credit analysis and title reports analysis and addressed potential red flags.

• Reviewed appraisal to ensure the value is supported and that the appraiser has provided complete

accurate appraisal.

• Supported achievement of business goals by working complex activities and projects with others within

the unit and with partners.

Bank of Jining, Jining, China October 1995-May 2006

Sr. Mortgage Underwriter

• Reviewed credit applications, credit bureau information, collateral valuation, tax returns, financial

statements and applicable ratios (i.e. debt ratios, loan-to-value).

• Performed credit analysis, with or without the assistance of automated underwriting system, to

determine borrower’s willingness and ability to repay the debt.

• Examined transactions to ensure accuracy and completeness as well as clearing conditions to ensure

compliance with company standards.

• Underwrote all products offered by the company including real estate secured products and unsecured

products.

• Assisted with re-negotiations of loans based on lending guidelines, serving as a consultant/technical

resource on difficult problems and questions.

• Trained less experienced underwriters, processors and loan officers in basic underwriting requirements.

SKILLS

MS Word, Excel, Access, PowerPoint, SharePoint Designer, SQL, Lotus Notes, LPS, and QuickBooks

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