Admissions Representative

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SILVIA MILAGROS FERNANDEZ,

**************@*****.***

JOB OBJECTIVE: To obtain a challenging position in a corporate environment with opportunity for growth.

WORK EXPIRIENCE:

**/****-**ESENT ATI COLLEGE OF HEALTH

Admissions Representative, Miami, FL.

Oriented sales professional represents ATI college of health. Generate interest in enrolling in and attending the College to prospective students. Serves as a liaison between the general public and the College. Welcomes prospective students, Conducts interviews in person and via the telephone for potential students, Carries out day-to-day sales activities such as recruitment, admissions and enrollment and enrolls students into school.

09/2005-08/2009 UNDERWRITER

JPL Mortgage, Miramar, FL.

Duties involved handling loans from opening to closing; Hands-on experience with Encompass, Calyx, DU, LP and other AUS Systems. Submitting loans for approval to conforming, none conforming, government and BC lenders according to their guidelines; Experienced with FHA loans, Reverse Mortgages, preparing and drawing mortgage closing documents. Ordering and analyzing credit, income and appraisals. Qualifying borrower through different lenders based on credit criteria and lender products. Delegated Underwriting with UG Guarantee through approved lenders, Fl Notary and Closer. Meeting all deadlines and conditions required by lenders, broker and realtors. Maintaining all office reports and loan officer pay; Order all loan documentation and verifications, file QC and maintaining compliance; Contract Processor for JD Financial; Hands-on experience with Short sales and Foreclosures; Head office Manager and handled all office requirements and equipment. Hands on experience working with Chase, Wells Fargo, Suntrust, Washington Mutual, Bank of America, Countrywide and other huge wholesale lenders.

03/2000-09/2005 SENIOR PROCESSOR

The Mortgage House, Hialeah, FL.

Duties involved handling loans from opening to closing; Hands-on experience with Calyx, DO, LP and other AUS Systems., submitting files and analyzing credit, Income, appraisals, locking rates, meeting all deadlines and conditions from lenders. Qualifying borrower based on credit history, income and lender products; Hands-on Experience with FHA, Reverse Mortgages, and drawing documents for closings from lenders such as Ohio. Post Closing, calculating commission sheets and fee sheets for loan officers; Loan Closer and notary for Title Company. Responsible for maintaining processors daily and weekly reports and pipelines; Maintained compliance regulations and managed an office of six processors. Hands on experience working with Chase, Wells Fargo, Suntrust, Washington Mutual, Bank of America, Countrywide and other huge wholesale lenders.

PROFESSIONAL SKILLS:

Bilingual in both Spanish and English; Training in Business communications and writing; Supervisory development in management and office procedures. IBM Compatible. Hands-on experience in Windows XP, word perfect, Quick Books, Keyboarding 50+, FHA, reverse mortgages, Drawing Closing packages, Florida State Notary, Calyx, Encompass, and Delegated Underwriting. Managerial experience and working with all types of office equipment

EDUCATION: Katherine Gibbs School, Montclair. NJ.

Associates Degree in Secretarial Arts and /Computer Science

Gold Coast Certified Processor

Management and Communications Training

Gold Key Recipient

Student Organization Member

REFERENCES: Available upon request

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