Shanequa Spearmon
Email: ********@************.***
Address:
City: Cockeysville
State: MD
Zip: 21030
Country: USA
Phone: 631-***-****
Skill Level: Any
Salary Range:
Primary Skills/Experience:
Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.
Educational Background:
High School Dipolma from Bellport High School, Brookhaven NY 1/2001 to 6/2001 (General Studies)
High School Dipolma from Morgan State University, Brookhaven NY 1/2001 to 10/2012
Job History / Details:
Summary
Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.
Highlights
Customer service-focused
Collections proficiency
Risk management assessments
Detail-oriented
NMLS License
Team player
Excellent time management
Excellent work ethic
Knowledge of MHA loan process
Accomplishments
Customer Relations
Earned highest marks for customer satisfaction, company-wide.
Customer Follow-up
Ensured that customers were satisfied with company products and services by doing purchase follow-up calls.
Customer Service
Researched, calmed and rapidly resolved client conflicts to prevent loss of key accounts.
Experience
January 2012 to Current
Bank Of America Hunt Valley, MD
Home Service Specialist
Recommended loan approvals and denials based on customer loan application reviews.
Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
Originated, reviewed, processed, closed and administered customer loan proposals.
Performed daily maintenance of the loan applicant database.
May 2010 to January 2012
Bank of America Hunt Valley, MD
Credit Analyst
Recommended loan approvals and denials based on customer loan application reviews. Compiled database of loan applicants' credit histories, corporate financial statements and other financial information. Complied with regulatory requirements including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act. Maintained confidentiality of bank records and client information.
November 2008 to May 2010
Bank of America Cockeysville, MD
Proactive Account Review Anaylst
Assisted up to date customers in maintaining financial stability through vary programs. Assessed each customer's situation to avoid future losses by providing appropriate solutions. Created contest to increase team productivity and moral. Received recognition for listening, spirit and leadership. Conducted team meeting while manager was managing two teams
February 2008 to November 2008
Bank of America Hunt Valley, MD
Collections Analyst
Offered and submitted varies payment programs for customers showing financial hardship. Corrected account balances through monetary adjustments. Contacted customers over the phone to inform card holder of past due status of account. Collected funds from customers to get credit card accounts back up to date. Helped manager with varies tasks and functions for team productivity.
May 2006 to February 2008
Bank of America Hunt Valley, MD
Customer Account Manager
Assisted Customers with Secured and Unsecured lines of credit. Communicated with customers by telephone and in writing to obtain information and clarify request. Operated computerized systems for gathering information, tracking, and troubleshooting. Received several rewards for servicing our customers with a higher standards level of call. Sold bank products to increase company sales inquiring an incentive. Helped manager with varies tasks and functions for team productivity.
June 2004 to May 2006
Doubletree Inn at the Colonnade Baltimore, MD
Guest Service Agent/Night Auditor
Greeted, registered, and assigned rooms to guests of the hotel. Made and confirmed reservations. Posted charges for rooms, food, liquor, or telephone calls, to ledgers manually or by using computers. Recorded guest comments or complaints, referring customers to managers as necessary. Verified customers' credit and established how the customer would pay for the accommodation. Assisted guests with any special requests during their visits.
Education
2001 Bellport High School Brookhaven, NY
Diploma
Morgan State University Baltimore, MD
Psychology