Administrative Assistant High School

Nicki Brooks

Email: ********@*************.***

Address:

City: Garden Grove

State: CA

Zip: 92841

Country: USA

Phone: 714-***-****

Skill Level: Any

Salary Range:

Primary Skills/Experience:

Objective: An Underwriting or Loan processor position in the Mortgage industry.

Educational Background:

High School Dipolma from Westminster High School, Westminster CA 1/2001 to 6/1978 (General)

Job History / Details:

Professional Summary

Objective: An Underwriting or Loan processor position in the Mortgage industry.

Experience

October 2008 to June 2012

City of Westminster Westminster, CA.

Administrative Assistant /Code Enforcement Assistant

Answered, screened and responded to inquiries and complaints from the general public via phone and counter; initiate action to resolve the property violation complaint.

Document all complaints and create cases in HDL database.

Provided administrative assistance to the Code Enforcement Manager and eight Code Enforcement Officers.

Conducted research regarding property ownership for current and past permits.

Explained regulations relating to municipal code provisions to the public.

Prepared billing for invoices and payment for all contracts within the Code Enforcement division.

Preparation of agenda and meeting packets to be presented to City Council.

Composed letters; correspondence, and reports for review by departmental management, and use by supervisory and operational personnel.

January 2008 to October 2008

City of Westminster Westminster, CA.

Special Services Clerk/Building Department

Processed and issued building, electrical, plumbing, mechanical and other related permits.

Calculates fees based on established fee schedules, and monitors approval of plans by other regulatory agencies.

Assists building inspectors by performing code and records research and compiling data.

Answered phones, provided information regarding business license ordinance requirements and payment procedures, calculates business license fees due, prepare and mail business license renewal notices, collected receipts and posted payments.

Performs records research in order to document project history compliance; coordinates permit processes with outside agencies to ensure that all permit requirements are being met.

April 2006 to June 2007

Bank of America/Triad M.I. Financ. Brea, CA

Contract Underwriter

Responsible for the decision of A-paper and sub-prime wholesale loan applications by determining the applicant's credit and financial strength and collateral in compliance with bank and investor guidelines.

Analyzed property appraisals to determine equity and property value by assessing the comparable sales, photos and report.

Evaluated all loan conditions and assisted personnel with underwriting procedures and questions while maintaining a 24 hour turnaround time.

November 2000 to August 2005

Westworks Mtg/Matrix Financial Santa Ana, CA

Sr. Underwriter

Responsible for examining sub-prime wholesale loan applications based on total risk evaluation; including but not limited to credit history, income and appraisal review to determine equity in collateral in compliance with investor guidelines.

Assisted loan processors and personnel with underwriting questions and procedures and maintained client relationships with courteous and prompt decisions.

Trained incoming underwriters and processors on forms and procedures.

April 1998 to August 2000

Corewest Banc Westminster, CA

Sr. Loan Processor

Recommended loan approvals and denials based on customer loan application reviews.

Originated, reviewed, processed, closed and administered customer loan proposals.

Compiled database of loan applicants' credit histories, corporate

financial statements and other financial information.

Performed daily maintenance of the loan applicant database.

Maintained a pipeline of approximately 50-60 loans each month.

Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.

January 1993 to April 1998

Pacific Thrift and Loan Irvine, CA

Sr. Loan Processor

Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.

Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.

Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.

Submitted loan applications to the underwriter for verification and recommendations.

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