JOHN W. KAMINSKI
**** ********* *** ***** ****, TX 77479 281-***-**** e-mail: ******@*********.***
SUMMARY:
A seasoned professional with corporate financial management and analysis experience in retail, healthcare, manufacturing, financial
services and start-up organizations
• Key areas of expertise in strategic planning, budgeting, reporting, accounting, analysis, mergers and
acquisitions, pricing, and best practice implementation
• Experience with strategic, business and operational process improvements including right sizing, as
appropriate, for the current business cycle
• Strong leadership and team building skills combined with persuasive
communications, personal energy, and the perseverance to achieve excellent results
EDUCATION:
MBA – Finance, Golden Gate University
BBA – Finance, University of Notre Dame
PROFESSIONAL EXPERIENCE:
Chief Financial Officer – (position impacted by reorganization) 2007 – 2009
MIRESCO DECORATIVE RUGS / Miresco Investment Services, Inc.
Retailer and liquidator of finely crafted floor coverings and furniture.
• Responsible for directing the fiscal functions of the company in accordance with generally accepted accounting
principles.
• Ensured the timely and accurate filing of all tax returns and other government filings.
• Developed and managed the bank and deposit relationships and initiated appropriate strategies to enhance the cash
position.
• Successfully managed the pay down of a $4.5m note in twelve months, while sustaining operational cash flow needs
• Directed the information technology function for maximum system availability, user support and informational
needs.
• Maintained the integrity of the financial control systems for proper financial reporting
• Provided strategic input and leadership on decision making issues affecting current and long term corporate
operations.
Vice President of Finance – (position impacted due to sale of company) 2006 – 2007
BVIG FINANCIAL, LLC
Provider of a comprehensive, technology based, check cashing system to over 500 Tax preparation offices in 32 States.
• Responsible for all facets of the Finance and Accounting functions, including cash management, and regulatory
compliance
• Forecasted, managed and reconciled over $470m of cash orders for 502 locations
• Coordinated, prepared and presented the Annual Business Plan and Operational Forecasts
• Developed and implemented a comprehensive cash forecasting system for the daily cash replenishment needs
• Created customized models for measuring performance and operational metric analysis
Area Finance Manager – (position impacted by reorganization) 2004 – 2006
ACE CASH EXPRESS, INC.
Operator of over 1,000 retail financial centers that offer a wide array of financial services in 36 states.
• Provided analytical and operational support for the Eastern division, which included 5 Regional Managers, and 35
District Managers. This involved monitoring operational performance, providing analysis, reporting, and Income
Statement review
• Created customized reports and analysis to assist the Executive and Regional management with policy development
• Responsible for the creation of the Annual Operating Budgets for the Eastern division
• Provided assistance to the Marketing department with customer data retrieval and analysis
Independent Small Business Owner - (sold real estate company in 2004) 2000 - 2004
Operations Finance Manager - (contract position) 1999 - 2000
IOMEGA, INC.
Manufacturer of computer storage devices, media and other computer related accessories.
• Developed a business model and the related processes for warranty fulfillment and returned product
• Led the effort to create a secondary market (B channel) for remanufactured product
• Established the price, material, labor and overhead standard costs for all returned product
• Responsible for the month-end close of engineering support and reverse logistic cost centers
• Created financial metric summaries and product cost forecasts and analysis, for monthly presentation to management
• Assisted in the preparation of the annual budget and quarterly forecasts
• Provided analytical support for Six Sigma initiatives
JOHN W. KAMINSKI (cont.)
Director of Finance – (position eliminated due to sale of company) 1995 - 1998
AMERICAN STORES CORPORATION / Health ‘n’ Home, Inc. division
Operator of 10 distribution centers and 21 retail locations for the sale of medical equipment and healthcare supplies.
• Directed the analysis and reporting of all phases of business activities
• Established and maintained internal controls to ensure the integrity of reported financial results
• Responsible for the month-end and quarterly close of the divisional general ledger
• Established the 3rd Party accounts receivable and bad debt reserve accounting policies.
• Developed, managed and performed the quarterly physical inventory audit for all distribution and retail locations.
• Interpreted and analyzed financial information for division and corporate management
• Performed financial analysis, due diligence and accounting integration for all corporate acquisitions
• Provided project leadership as the financial liaison for systems development
Manager, Financial Planning & Analysis – (promotion to Director of Finance) 1989 - 1995
AMERICAN STORES CORPORATION / Lucky Stores, Inc. division
Operator of 180 grocery superstores in the northern California area.
• Responsible for the preparation of the strategic plan, annual budget, and quarterly forecasts
• Performed financial, operational, marketing, and capital expenditure analysis
• Developed complex and interactive business models to support marketing programs and proposals
• Provided support for the annual and cyclical warehouse inventory audits.
• Provided business case and supporting analysis for pricing, promotion, sales incentives and capital expansion
• Managed the preparation of the period and quarterly financial executive presentations
Business Development Manager 1987 - 1989
TRANSITION SYSTEMS INC. / New England Medical Center
International software developer, providing a fully integrated cost accounting system for healthcare organizations
Analyzed client data base requirements and financial system needs
• Provided client recommendations for effective and efficient use of the software
• Programmed custom database interfaces and reports, conducted user training sessions
• Assisted in software performance testing and evaluation, developed specifications for new system features and prepared system
documentation
Manager, Planning & Analysis – (position eliminated due to reorganization) 1986 - 1987
PURITY SUPREME INC. / Supermarkets General Corporation
Responsible for coordinating the efforts of four analysts to provide analytical support for the Management Team
Financial Analyst 1983 - 1986
LONGS DRUG STORES INC.
Responsible for providing planning and analysis support for the Executive Planning Group
Captain, Finance 1979 - 1983
UNITED STATES ARMY
Responsible for the Western United States Reserve Pay Unit supporting 38,000 U.S. Army Reserve personnel
COMPUTER SKILLS
Oracle, JD Edwards, MSA General Ledger, McCormick & Dodge, Essbase, Excel, Access, Word, PowerPoint, Lotus, Freelance,
AS400 Sequel, System Implementation, PC Hardware Installation