Janet M. Chan, RHU
** ********** *****, *********, ** 08048 609-***-****, 609-***-**** cell
*********@*******.***
Summary Over 20 years of extensive experience in account management and employee benefits with proven
results in managing the developing needs of employers and cultivating client relationships in the
insurance industry. Flexibility to perform in both a self-directed environment and as a member of a team.
Account Manager
Experience
1998 to 2009
Horizon Blue Cross Blue Shield of NJ, Newark, NJ
• Responsible for retaining over 200 accounts ranging in size from 50 to 8,000 lives
• Have experience working with all group types; private employers, school boards, municipalities
• Worked with all funding arrangements; ASO, fully insured, minimum premium
• Managed contract renewals with brokers and accounts and ensured services were provided that
maximized the potential for account retention
• Conducted open enrollments, benefit fairs, worked with accounts on solving various enrollment
and claim issues
• Provided support to accounts and brokers to ensure their satisfaction with all aspects of their
needs
• Compared and evaluated various products to make appropriate recommendations based on
client needs
Employee Benefits Specialist
1992 to 1998
Commerce National Insurance Services, Haddonfield, NJ
• Provided support to marketing representatives in the form of requesting proposals, preparing cost
and benefit comparisons
• Acted as liaison between the insurance carrier and the client
• Interacted with clients to resolve difficult or complex claims and service issues
• Conducted open enrollment meetings and enrolled new clients
Director of Fund Operations
1992 to 1998
Benefit Pathfinders Associates, Haddonfield, NJ
The Camden/Burlington Regional Employee Benefits Fund (The Fund)
• The Fund is made up of Municipalities that have pooled together for the purpose of significant
savings to their health insurance
• Presented The Fund’s programs to officials of the local unit for the purpose of communicating and
coordinating of The Fund’s program
• Produced monthly program manager reports
• Prepared employee communication, conducted enrollment meetings
• Assisted The Fund in achieving its objectives, which include cost containment efforts, employee
education/communication, and problem resolution
Employee Benefits Specialist
1988 to 1992
Burlington County Board of Chosen Freeholders, Mt Holly, NJ
Professional
Achievement New Jersey, New York and Pennsylvania state license for Life and Health
Horizon BCBS of NJ’s President Circle winner five times
Obtained the insurance designation of Registered Health Underwriter (RHU)
Past President of Tri-County Association of Insurance and Financial Advisors (TCAIFA)
Education Burlington County College
Associate of Applied Science