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Customer Service Human Resources

Location:
Salisbury, NC, 28144
Posted:
March 09, 2010

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Resume:

Elizabeth E. O’Brien

*** ********** ******

Salisbury NC 28144

207-***-****

OBJECTIVE: To obtain a challenging management position within a well

established lending institution, real estate title company, or related business with

opportunities for business development and strategic planning, implementation of

procedures and policies, and direct contact with employees and clients.

SKILLS PROFILE:

Thirty years experience in banking and title services

Knowledgeable about underwriting, lending and title practices

Hands-on management approach

Successful marketing and follow-up skills, ability to develop and maintain

business relationships with a “customer first, always” approach to reach

goal objectives

strong communication skills, both written and verbal

strong cross-sell skills, using a professional, yet personal style

Highly organized and efficient, exceptional time management skills

WORK HISTORY: See attached

EDUCATION: St. Thomas Aquinas High School, Dover NH

University of Southern Maine, various courses

NHLTA, MLTA, STATE OF MAINE, Bureau of

Banking, various courses

HOBBIES AND INTERESTS: Photography, Gardening, Travel

REFERENCES: Furnished upon request

Elizabeth E. O’Brien

WORK HISTORY

SAGADAHOC TITLE COMPANY September 2007-September

2008

OWNER Bath, Maine

Sagadahoc Title Company was formed in response to requests and at the urging of well-established

clients from previous title company. Responsible for all areas of the business, including initial set-up,

marketing and sales, title abstracting, reviewing, and title insurance issuance, human resources,

reconciliation of recording, operating and escrow accounts, responsible for all compliance and financial

regulations, review of loan documents, closings, and all post-closing requirements.

WARRANTY TITLE COMPANY October 1997-August 2007

MAINE REGIONAL DIRECTOR Portland and Bangor, Maine

Established Warranty Title Company’s presence in Maine. Oversaw a staff of seven personnel, including

abstractors, attorneys, processors, administration and loan closers. Responsible for all abstracting,

marketing, and closing efforts. Developed and maintained relationships with clients, reviewed all titles

and resolved title issues, oversaw scheduling, processing, disbursements, post-closing and compliance

issues. With a “hands on” approach to management, and customer service that exceeded clients

expectations, I successfully grew the company from one employee conducting 20 closings a month, to

seven employees conducting over 150 closings a month.

MID COAST TITLE COMPANY May 1992-August 1996

LOAN CLOSER/PROCESSOR Brunswick, Maine

Assisted a local attorney in establishing Mid Coast Title Company. Brought client relationships to the

company and continued successful relationships with them. Oversaw opening of office, implemented

office procedures, prepared title commitments and final policies, processed loans and conducted closings.

Also responsible for all post-closing and disbursements, compliance, and recording of documents.

PEJEPSCOT TITLE COMPANY May 1990-April 1992

LOAN CLOSER/PROCESSOR Brunswick, Maine

Responsible for processing, closing, post-closing, and disbursement of funds. Developed and maintained

relationships with local lenders, builders, realtors and legal clients.

BATH SAVINGS INSTITUTION April 1989-May 1990

LOAN PROCESSOR Bath, Maine

Processed loans for approximately 6 loan officers. Responsible for reviewing, advising and following

credit guidelines, ordered and reviewed verifications of deposits, liabilities and employment, determined

underwriting ratios, ordered and reviewed title work and appraisals, obtained tax, water and sewer

information, determined required escrows, and prepared final loan documentation for closing.



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