Manager Financial

ERIC MCGIRT

*** *** ****** *******, ** ***** 314-***-**** (Cell) ****.******.****@****.**********.***

EXPERIENCE

WELLS FARGO & COMPANY

Relationship Manager Commercial Underwriting San Francisco, CA Jan 09- Present

Responsible for the annual reviews, increases, and changes for 30 commercial banking relationships with exposure from $1MM

to $5MM

Participant in a four-month advanced credit training program to enhance credit underwriting skills, client relationship

management, and business development skills

Performing credit analysis including: quantitative risk assessment, financial statement analysis and projections, industry and

business risk evaluation, management assessment, and loan structuring

DEUTSCHE BANK

Analyst Counterparty Credit Risk Mutual Funds, New York, NY Aug 08 – Nov 08

(Position was thru Robert Half Temporary Agency; 3 month assignment)

Preparation of the credit submission, addressing business and financial risks of counterparty/project, sensitivity and cash-flow

analyses

TENNESSEE CONSOLIDATED RETIREMENT SYSTEM

Spring Intern Investment Grade Bonds, Nashville, TN Mar 08- May 08

• Completed an in depth investment grade bond research report on the diversified telecom sector

• Modeled financial statements, which required financial statement analysis and industry analysis

• Required the use of Bloomberg, Factset, Reuters, MS Excel, MS Word

GE CAPITAL

Summer Associate Global Sponsor Finance, New York, NY Jun 07- Aug 07

Completed tasks associated with transaction execution which included the effective interaction with all relevant internal and

external parties

Researched various industries including specialty materials, retail grocery and fast food to understand trends, competitive

landscape, and key metrics

Modeled financial statements and basing model assumptions on financial statement and industry analysis

Analyzed the feasibility of leverage buyout from both the private equity firm perspective and GE perspective

Evaluated deal structure in order to understand the impact on loan syndication efforts

Typically deal sizes were $1B plus

NATIONAL CITY BANK

Analyst Commercial Banking, St. Louis, MO 2004 – 2006

Attended formal four week credit training program

Responsible for new deal underwritings and review of existing loans. Loan sizes ranged from $2 million to $35 million

Performed credit analysis of financial statements and reviewed the viability of leveraged buyout transactions for senior loan

commitments

Performed cash flow modeling for new transactions as well as ongoing financial updates for existing clients

Made recommendations for loan structure based on a customer’s financial and business profile

Conducted onsite client meetings to develop an understanding of the loan request and business strategy

Reviewed the accuracy and completeness of financial information received for new business and loan renewals

Reviewed files to ensure all pertinent information and financial documents relating to the existing loan relationship were accurate

and up to date

REUTERS AMERICA

Financial Applications Specialist Reuters Plus Product, St. Louis, MO & NY, NY 2002 – 2004

Interacted with traders, portfolio managers, floor brokers, and stockbrokers who used various Reuter’s financial products

HAMMOND ASSOCIATES 2001-2002

Portfolio Administrator Performance Analytics, St. Louis, MO

Created monthly performance reports for institutions and high net worth individuals using Advent Axys

EDUCATION

VANDERBILT UNIVERSITY, Nashville, TN 2006-2008

Master of Business Administration Finance

UNIVERSITY OF MISSOURI, Columbia, MO 1996 – 2000

Bachelor of Arts in Business Administration

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