Customer Service Vice President

SCOTT K. GIETZEN

*** ******** ****, *******, ** *8118

734-***-**** home, 734-***-**** cell

abnfvb@r.postjobfree.com

SUMMARY OBJECTIVE Seasoned financial services professional possessing over 12 years of experience

including prospecting clients, analyzing data, selling various financial services

and producing loan volume expectations. Developed outstanding business

relationship communication and community development skills.

EXPERIENCE

11/06-12/08 MAIN STREET BANK Northville, Michigan

Vice President, Business Banking

• Provided value added solutions to approximately 100 clients.

Acted in a senior lending capacity with oversight for a $35 million

loan portfolio.

• Identified opportunities to develop new and expand existing

client relationships.

• Analyzed client financial data and improved customer results.

• Recommended approvals and declinations of loans to the

Board of Directors.

9/03-11/06 ANN ARBOR COMMERCE BANK Ann Arbor,

Michigan

Business Loan Officer, Business Banking

• Analyzed financial data to enhance current and potential

client relationships.

• Supervised, instructed, and guided credit analysts

to ensure timely completion of comprehensive

analytical reports.

• Negotiated all loan terms with clients, adding over

$5 million in new loans annually.

• Provided excellent customer service with proactive

contact and responsiveness for approximately

125 clients.

1/01-9/03 COMERICA BANK Detroit, Michigan

Credit Analyst, Corporate Banking

• Analyzed financial statements from many clients

across various industries. Computed financial ratios

and evaluated changes in balance sheet and income

statement accounts. Prepared a cash flow analysis for

each client.

• Reviewed the reasonableness and adequacy of

up to five years of forecasted income statements

and cash flows from clients. Performed sensitivity

analysis on varying assumptions.

• Researched industry trends and conditions and applied

findings to overall analysis and recommendations.

• Evaluated working capital position of clients

and outlined ways to maximize profits and improve liquidity.

EDUCATION EASTERN MICHIGAN UNIVERSITY Ypsilanti, Michigan

Master of Business Administration

ALBION COLLEGE Albion, Michigan

Bachelor of Arts with a major in Economics and Management

Contact this candidate