Real Estate Vice President
Resume:
David R. Nolan
Chelmsford, Massachusetts 01824
978-***-**** Office 978-***-**** Mobile 978-***-**** Fax
Email: ***********@*******.***
Summary Progressive and diversified professional with a solid financial
background along with strong
oral, written, presentation and computer skills. Innovative
professional with a proven ability
to plan, initiate, implement and sell.
Experience:
Gencap Financial LLC, Chelmsford, MA
2008 - Present
Principal / Founder
. Commercial Loan Consultant and Commercial Mortgage Banker
. Working closely with clients to identify financial strengths
and weaknesses, improve cash flow and obtain necessary
financing
. Assist commercial clients in an effort to properly leverage
balance sheet
. Experienced lender focusing on both Real Estate and B & I
debt placement
Lehman Brothers - Small Business Finance, Lake Forest, CA
2006 to 2008
Vice President / Business Development Officer
. Business Development Officer for a national commercial real
estate lender
. Originated, structured and packaged commercial real estate
loans for approval
. 2008 top 10 producing BDO companywide
. Developed strategic partnership and referral network with
commercial lenders, real estate professionals, mortgage
brokers, CPAs, attorneys and property owners
. Sole New England Region representative
. Extensive cold calling experience
. Extensive knowledge of cash flow requirements for all loan
programs
Enterprise Bank and Trust Company, Lowell, MA
1996 to 2006
Vice President / Commercial Loan Officer (2000 to 2006)
Assistant Vice President / Commercial Loan Officer (1996 to 2000)
. Management of a $100 Million+ loan portfolio, inclusive of
real estate loans, business and industry loans and revolving
lines of credit
. Consistent annual top loan originator bankwide
. Extensive experience with new business development and cold
calling
. Extensive loan workout and asset liquidation experience
. Critical analysis of corporate financial statements and
investment real estate, including historical and proforma
analysis, cash flow and risk analysis
. 2006 recipient of Chairman's Award for outstanding
contribution to the Bank
. Recipient of President's Award for top loan origination 7
consecutive years
. Developed long-lasting relationships with top Bank customers
and referral sources
. Sitting member of Bank Credit Committee and New Product &
Technology Committees
Family Bank, Haverhill, MA 1991 to
1996
Assistant Vice President / Commercial Loan Officer (1994 to 1996)
Commercial Loan Officer (1991 to 1994)
. Established satellite loan origination office in Greater
Lowell market
. Originated and maintained commercial loan portfolio in excess
of $45 Million
. Major emphasis on new business development and cold calling
throughout the region
. Developed extensive network of referral sources including
accountants, attorneys, financial advisors and real estate
professionals
Lowell Institution for Savings, Lowell, MA
1988 to 1991
Commercial Loan Officer (1990 to 1991)
. Major emphasis on workout, restructuring and liquidation of
deteriorating credits
. Focus on credit monitoring and account collection
. Maintenance of a $40 Million loan portfolio
Assistant Treasurer / Credit Manager (1989 to 1990)
. Daily management of a credit staff of six
. Formulation and implementation of new credit policies
. Periodic quality reviews on existing commercial loan
relationships to ensure compliance with corporate loan policy
. Responsible for critical analysis of all new loan requests
presented to Loan Committee
Management Training Program (1988 to 1989)
Volunteer:
1997 to 2008 Board Member/Trustee - Greater Lowell Family YMCA (Past
President 1999 - 2003)
2003 to Present Board Member - Chelmsford Youth Baseball
Education:
M.B.A., Bentley College, Waltham, MA (1997) / Concentration: Accounting
B.S. / B.A., University of Lowell, Lowell, MA (1988) / Concentration:
Financial Management
Licensed Real Estate Sales Professional - Commonwealth of Massachusetts
References:
Furnished upon request
Contact this candidate