Management Sales

MARIA DOLITA G. MALABANAN

**** ***** *******, ** *********, CA 91214

Phone: 818-***-****

Email:*************@*****.***

EXPERIENCE

**** - ******* ****** **********, ********, CA

Financial Analyst (Consultant)

Manage and analyze financials for 85 physician projects efficiently;

Perform Balance Sheet / Income Statement Reconciliations;

Generate monthly financial statements and consolidations;

Post journal entries and handle month-end closings;

Create billings for intercompany entities, A/P, A/R, Payroll;

Complete budget variance analyses of balance sheet and income statement

accounts;

Assist in cash forecasting and contract budget;

Research / correct / explain g/l variances;

Ensure projects compliance with GAAP/Sox/Federal and statutory agencies;

2007 - 2009 Pacific Resource Credit Union, Los Angeles, CA

Accounting Manager

Handled Income and Expense variance analysis; Profitability analysis;

Managed daily accounting and financial activities of the credit union;

Cash/Investment Management, General Ledger, Payroll, Fixed Assets,

Accounts Payable, Accounts Receivable, Revenues, HR/Benefits;

Processed month-end close and reviewed all accounts reconciliations;

Produced monthly financial package and reports for ALCO(Asset Liability

Management Committee) and the Board of Directors and Officers;

Prepared and coordinated strategic planning, budgeting, forecasting and

budget variance analysis;

Maintained general ledger reconciliation standards resulting in

unqualified audit opinion after 30 months of disclaimer status;

Set up policies, controls and procedures in compliance with statutory

agencies and regulators, and adherence with GAAP and SOX;

In-Charged of financial internal and external audits;

Assisted Operations Managers and Directors with departmental/branch

reporting;

Supervised 4 Senior Accountants and Analysts.

2005 -2007 Magnificent Funding & Realty, Tujunga, CA

Certified Business Finance Analyst

Provided business and financial analyses for senior management;

Obtained business and personal financing for clients based on their

needs;

Analyzed client financial condition and give advice of best financing

product or strategy;

Performed Performa and growth projection for clients to obtain business

loans;

Arranged and coordinated commercial and land loans from start to close

efficiently;

Maintained relations and integrity with lending institutions;

Provided utmost service and ensure client satisfaction.

1998-2001 & 2003-2005 Lockheed Federal Credit Union, Burbank, CA

Senior Financial Analyst

Served (and recruited back) in the capacity of Finance Department Team

Leader; Took over tasks and projects to help management achieve overall

company's strategic goals;

Managed, prepared and coordinated planning, budgeting, forecasting and

budget variance analysis with Branch Managers and Department Heads for $2

Billion-Asset Co;

Produced and created monthly management reports for Budget Variance,

Branch Profitability, and Product Profitability, Asset and Liability,

Shock Tests and other Government agency required reports using

IPS-Sendero products(DMS, FTP, AL, OPS, PPS) with various GL software

including SYMITAR;

Set-up and improved system, automated processes in Finance and Accounting

Departments as well as other departments that impact financial reporting;

Created and improved financial reports as integral tools and benchmark

for Directors and Managers performance and bonus,

identifying/highlighting areas of strengths and weaknesses;

Key-member in product pricing committee(ALCO); performing complex

analyses, i.e. "what-if scenarios", ad-hoc projects, integrating market,

customer data and other variables, using various softwares; Call-Report;

Audits;

Provided major financial analysis for merges and acquisitions;

Trained and assisted other financial analysts on projects and analyses.

2001 - 2003 Southland Credit Union, Los Alamitos, CA

Senior Financial Analyst

Managed, prepared and coordinated planning, budgeting, forecasting and

budget variance analysis with Senior Management and Department Heads;

Responsible for ensuring and coordinating timely monthly closings and

financial reporting;

Performed Budget Variance analysis, Asset-Liability and crucial key ratio

analyses;

In-charge of all financial aspects of merge and acquisitions with other

credit unions;

Monitored and maintained investment portfolio; Product pricing; Website

financial data.

1993 to 1998 Herbalife International, Century City, CA

Senior Accountant

Managed and coordinated international sales reporting between 40

countries;

In-charge and ensured timely monthly closings and reconciliations;

Generated Budget Variance Reports; Performed P&L analysis for 40

countries;

Traveled to oversee Sales Events; Managed Cash and Sales proceeds and

reporting;

Reconciled and assisted with monthly processes in Royalties Dept, A/R &

A/P;

Provided G/L research and support for all Department Heads.

EDUCATION/CERTIFICATION

MBA/CPA/CFA, Keller Graduate School of Management (In progress);

Bachelor's of Arts, University of California, Los Angeles(UCLA);

Business Administration, Accounting/Finance Emphasis & Linguistics;

CUNA Management School(Advanced Financial Planning & Analysis.

RELATED SKILLS

Advanced Excel, Advanced Access, Word, PowerPoint, IPS-Sendero Products:

Data Management System(DMS), Funds Transfer Pricing(FTP),

Asset-Liability(AL); Organizational Profitability System(OPS); Product

Profitability System(PPS); CUPlan, SYMITAR, Platinum, BPCS/Oracle, AS400,

FICS, Profitstar, PeopleSoft.

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