Sales Management

Patrick Alan Thornton, ASA

*******.****.********@*****.*** 860-***-****

** ******** **, **** ********, CT 06119

SUMMARY ? Significant experience building and modifying complex

financial models

? Ability to communicate effectively to peers and upper-

management

? Advanced knowledge of insurance and financial market

risks

? Advanced knowledge of data analysis, manipulation,

and reporting

EDUCATION Bachelor of Science in Statistics, (Cum Laude)

December 2006

Minor in Actuarial Science

University of Florida, Gainesville, Florida

Overall GPA: 3.3/4.0 Major GPA: 3.3/4.0

CERTIFICATIONS Associate in the Society of Actuaries (ASA)

Received 2008

Certified Enterprise Risk Analyst (CERA) - Sitting for

final exam Expected 2010

Fellowship in the Society of Actuaries (FSA)

Expected 2011

TECHNICAL Proficient: Access Excel Word PowerPoint

Moses (Financial Modeling)

SKILLS Experience: Business Objects Visual Basic C

programming

PROFESSIONAL Hartford Life, Simsbury, CT

January 2007 - Present

EXPERIENCE Hartford Executive Actuarial Rotational Training Program

Individual Annuities, Rotation

January 2010- Present

Pricing & Product Development, Variable Annuities

. Provide Actuarial guidance for new Variable Annuity

products designs in our Retirement Division, which is

responsible for approximately $300 Billion in AUM.

. Program new product designs into stochastic financial

models and establish pricing goals for new products

. Perform risk and profitability analysis using CTE and

VaR

. Successfully enhanced model efficiency to reduce the

time and costs of running financial projection on our

computer network

. Responsible for quantifying bi-monthly rate sets for our

VA fixed income rider, and for communicating the results

to management and Marketing.

. Provide Actuarial support and expert product knowledge

to our administration teams.

International, Rotation

June 2008 - January 2010

European Pricing & Product Development, Variable Annuities

. Pricing analyst and model developer for new VA products

issued in the U.K., which offer both a Lifetime Income

and Death Benefit Rider.

. Proposed an automated reserve calculation to Senior

Management and sought approval for budgeting from CFO.

Led and managed this automation initiative, ultimately

freeing up resources equivalent to $100k per year.

. Performed data analysis on pricing assumptions to

quantify the profitability of new sales. This annual

report was sent to the Chief Actuary.

. Achieved aggressive goals to quantify a reinsurance

price to offload the liability from our block of

business. This required many late nights, for which I

earned recognition by my department.

. Effectively met an aggressive year-end deadline to

implement a new Statutory reserving requirement into our

financial modeling software.

Group Benefits Division, Rotation January

2007 - June 2008

Profit & Risk Management, Life Pricing

. Led and managed the process for setting pricing targets.

Communicated with Sales, Marketing, Underwriting and

Actuarial to set pricing targets that considered each

business need. Presented final recommendation to Senior

Leadership Team for approval.

. Provided ad-hoc pricing support and created useful

reporting packages to help Senior Management understand

how margins were impacted through Underwriting and

experience.

. Trained two of my peers on the development of pricing

targets and presented at Underwriting training programs.

. Developed an Access based experience reporting package,

successfully simplifying and automating the process so

that reports could be generated more frequently.

. Developed an Excel based IRR reporting package which

allowed us to monitor profitability of new and renewing

business on a quarterly basis

Mercer HR Consulting, Atlanta, GA

Actuarial Intern, Retirement Division

Summer 2006

. Assisted in a special study to redesign a client's

retirement plan; team successfully reduced the

volatility of the pension fund's asset requirements by

replacing the clients current defined benefit plan with

defined contributions.

. Created an Excel tool for a client, educating employees

on the value of their 401(k) plan and contribution

match.

. Completed government form 5500 and additional schedules

for multiple clients.

. Attended a three day training seminar to learn the

fundamentals of pension consulting.

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