Karen Anh Lowman
Rowlett, TX 75089
*****.******@*****.***
CAREER PROFILE
Varied business and administrative experience in the mortgage, financial,
and insurance industries as well as an accomplished instructor with an
impressive record in an educational setting. Display proficiency in
Microsoft Word, PowerPoint, Outlook, and Excel. Background complemented by
a MBA in Organizational and Human Resource Development, additional graduate
studies in Counselor Education, and a BA in Secondary Education. Highlight
of strengths include:
Leader, Facilitator, & Team Member
. Practical experience in both leading and working on task teams
. Understand and utilize group dynamic principles to create and nurture
effective teams
. Capable of assessing and capitalizing on individual strengths to meet
team objectives
. Natural facilitator with the ability to create cooperative,
interactive, and energetic working environments
. Successful in cultivating mutually respectful and supportive
relationships among group members
. Proficient in task analysis, organization, and collaboration to
develop programs and accomplish goals
. Effective and comfortable in working in multicultural environments
Interpersonal & Communication Skills
. Utilize interpersonal strengths and emotional intelligence to promote
collaborative solutions
. Adept at conflict management and resolution
. Ability to approach stressful situations with a positive attitude and
balanced perspective
. Exemplary use of both verbal and written communication skills
Goal-Oriented & Result-Driven
. Commitment to strive for excellence in all endeavors
. Internally motivated, proactive, enthusiastic, and conscientious
. Effective at establishing and reaching goals in an organized,
efficient, and detailed manner
. Well-rounded and open-minded individual who engages multiple
intelligences to achieve desired results
EDUCATION
University of Mary Washington - College of Graduate & Professional Studies,
Fredericksburg, VA
MBA, Organization & Human Resource Development, Graduated in 2008,
Summa Cum Laude, 3.97 GPA
McDaniel College, Westminster, MD
Graduate studies in Counselor Education, 4.0 GPA
York College of Pennsylvania, York, PA
BA, Secondary Social Studies Education, Graduated in 1998, Summa Cum
Laude, 3.95 GPA
Carroll Community College, Westminster, MD
AA, General Studies, Graduated in 1996, Honors Graduate, 4.0 GPA
PROFESSIONAL EXPERIENCE
Business/Administrative Experience
Student Program Development Specialist Eastfield
College, Mesquite, TX (2008 - 2009)
. Research, plan, design, and instruct series of Student Leadership
Workshops addressing current topics and trends
. Research, plan, develop, and implement student programs through
interaction with community, college staff, and students
. Coordinate business details including preparing budgets, initiating
contracts, negotiating with agents, maintaining records, etc.
. Publicize programs through design of flyers, posters, brochures,
articles, and other forms of media
. Serve as liaison and coordinator between club advisors, officers,
members, faculty, and other campus personnel
. Monitor and evaluate all programs to ensure compliance with delineated
state guidelines and mandates
. Recommend and implement a continuous improvement model by soliciting
feedback from a variety of sources
Loan Officer First
Horizon Home Loans, Fredericksburg, VA (2003 - 2004)
. Organized and presented homebuyer workshops to potential clients
. Counseled potential clients by assessing their financial history,
needs, and goals to decide appropriate financing option
. Researched individual program guidelines to ensure client's individual
scenario met criteria
. Calculated financial statistics to determine client qualification
status
. Managed personal case load to meet all deadlines
. Organized all aspects of the loan process and contacted all parties in
a timely manner
Peak-Time Teller
NationsBank, Eldersburg, MD (1995 - 1996)
. Worked efficiently and accurately during peak hours handling multiple
customers with prompt and courteous service
. Reconciled cash drawer with 100% accuracy throughout employment
. Assisted colleagues with varied responsibilities in order to maintain
smooth operation
Karen Anh Lowman
Page 2
Career and Transfer Services Carroll Community
College, Westminster, MD (1994 - 1996)
. Handled a variety of responsibilities in multiple departments
including: Career and Transfer Services, Students Affairs, Student
Records, and Financial Aid
. Assisted students with computer programs and research materials to
meet their educational and occupational goals
. Utilized Myers-Briggs Type Indicator to provide guidance in selecting
educational and occupational goals
. Proofread and edited resumes and cover letters in conjunction with
presenting resume workshops
Office Manager Allstate Insurance
Company, Westminster, MD (1993 - 1994)
. Managed customer relations and services including: rate quotes, policy
changes, claims, and payments
. Supervised operation of office
Loan Processor Signet Mortgage Corporation,
Baltimore, MD (1988 - 1989)
. Prepared and resold loans (FHA, VA, Conventional, ARMs) according to
individual investor requirements
. Organized and submitted (FHA, VA) loans according to government
guidelines
. Audited loan packages to ensure accurate completion of all documents
. Contacted investors, other branches, etc. for additional information
as required
Secretary for District Manager, Cashier Super
Fresh, Baltimore, MD (1987 - 1988)
. Gathered production and cost figures from fifteen stores to calculate
and organized weekly reports
. Coordinated communication between district manager, store managers,
and office personnel
. Audited weekly payroll
. Supervised operation of office
. Worked as cashier efficiently and accurately during peak hours
. Trained new employees
Head Office Cashier George's Super
Thrift, Randallstown, MD (1987 - 1988)
. Operated grocery store front end by the efficient and effective
management of cashiers and grocery clerks
. Responsible to balance all registers and safe, assign duties to
personnel, handle customer relations, close business nightly
Instructional Experience
Teacher Freedom Middle School,
Fredericksburg, VA (2004 - 2006)
. Responsible for instruction of Civics/Economics and Language Arts
curricula
. 100% of students earned passing score on Standards of Learning exam
(2006)
. 77% of students earned pass advanced rate
. 17% of students earned perfect scores
. 99% of students earned passing score on Standards of Learning exam
(2005)
. National Junior Honor Society sponsor
Teacher Colonial Forge High
School, Stafford, VA (2000 - 2002)
. Responsible for instruction of Late World History and Sociology
curricula (honors, general, and inclusion)
. 100% of students earned passing score on Standards of Learning exam
. Cheerleading coach
Teacher Manassas Park High School,
Manassas, VA (1999 - 2000)
. Responsible for instruction of US/VA Government and Late World
History curricula (honors and general)
Teacher Little People Day
School, Hanover, PA (1998 - 1999)
. Responsible for instruction of pre-kindergarten curriculum
Student Teacher New Oxford Middle
School, New Oxford, PA (1998)
. Responsible for instruction of U.S. History curriculum
Roles and Responsibilities of a Teacher:
. Coordinate variety of roles and responsibilities including serving as
instructor, mentor, and role model
. Facilitate positive working relationships and optimal learning
environment by maintaining ongoing communication between students,
parents, teaching faculty, counselors, and administration
. Design, prepare, and execute thematic units and daily lesson plans
based on state guidelines
. Implement various learning techniques tailored to differing ability
levels and unique learning styles
. Encourage student responsibility and cultivate creativity through
utilizing cooperative learning techniques, generating a student-
centered learning environment, and fostering effective teamwork
practices
. Organize classroom to construct favorable learning conditions
. Monitor and evaluate student achievement at regular intervals to
ensure learning activities target learning objectives
. Prioritize multiple demands and effectively multitask in a fast-paced
environment
. Maintain accurate student records and timely communication with
parents
. Incorporate technology, web-based learning activities, and various
forms of media into the classroom learning experience
. Provide private tutoring sessions for students of all ages in a
variety of subject areas
. Continue professional growth through attending numerous seminars and
workshops on exploring multiple intelligences, capitalizing on
emotional intelligence, implementing inclusion techniques, utilizing
differentiation strategies, working in a multicultural environment,
and enhancing core content knowledge
Karen Anh Lowman
Page 3
ACCOMPLISHMENTS
. Achieved exemplary results according to Virginia Standards of Learning
student testing requirements
. Organized National Junior Honor Society Induction Ceremony, fundraising
events, and humanitarian efforts
. Mentored, tutored, trained, coached, and sponsored others to facilitate
their educational and professional growth
. Contributed to task team by preparing a written analysis for the Middle
States Evaluation Committee
. Initiated, organized, and served leadership role on the Student
Orientation Committee
. Initiated, organized, and served leadership role in a counseling and
support program
. Participated in Carroll Community College fund raising committee
. Tutored for the Literacy Council of Maryland
HONORS
. Summa Cum Laude graduate from University of Mary Washington
. Summa Cum Laude graduate from York College of Pennsylvania
. Honors graduate from Carroll Community College
. Donald and Marie Smith Teacher Education Scholarship recipient
. W. Emerson and Helen D. Gentzler Scholarship recipient
. St. Mary's College gifted and talented program honoree
CERTIFICATIONS & LICENSES
. Commonwealth of Virginia Collegiate Professional License
. Commonwealth of Pennsylvania Professional Certificate