Real Estate Sales

Harold Pride

**** **** ****** *******

Duluth, GA 30096;

Mobile: 770-***-****

*******@*******.***

Objective: To make an exceptional contribution beyond immediate area of responsibility, exhibiting

integrity while demonstrating values and leadership competencies in a managerial role.

Education – Associates Degree - Business Administration; Central Piedmont Community College;

December 2001;

Software Experience

- SAP - Fidelity & Surety

- Oracle - Daisy -Tec Ad Hoc

Professional Experience

Commercial Credit/Reporting Analyst - 5/08 – Present - Internap Network Services

Functioned as sole analyst responsible for daily & monthly reporting of collection activity/trending to

senior management for company-wide viewership.

Delivered communication noting implementation changes to organization, encouraging & emphasizing

teamwork & service excellence.

Managed database of existing commercial accounts while maintaining 2.3% Net A/R in 2008 & 2.6% Net

A/R for 2009, the lowest in the department.

Conducted analytical review of creditworthiness for new accounts including Dunn & Bradstreet reporting,

audited/unaudited statement analysis, UCC filings & deposit sourcing.

Loss Mitigation Supervisor II - 12/01-12/07; - Wells Fargo Home Mortgage (returned to company per

management request after 8/05 departure noted below)

Supervised daily operation of 14 member Loss Mitigation team, ensuring compliance with policies,

procedures and applicable government/investor and client regulations while displaying commitment to

quality and ability to add enthusiasm and focus to a successful team.

Assumed duties included but not limited to adjusting collection portfolios in alignment with business need,

provide investor-specific feedback and training to loss mitigation & collection processes, subsequently

recommending operational improvements accordingly, monitored the performance of staff members

according to established standards.

Facilitate review & subsequent completion of loans for various investor-appropriate options. Duties

include manual calculations of income, forecasting, creditor representation in contested and escalated

issues, credit analysis and placement of retention options within delegated investor authority.

Responsible for facilitating internal & external audits for department, ensuring compliance of guidelines

and practices, reviewing and approving servicing procedures as well as assisting in quarterly investor and

EEOC external audits.

Fulfillment – HSS II/Mortgage Underwriter - 8/05 – 8/06 Bank of America

Certified credit signer with underwriting decisioning authority exceeding 1.5 million whose responsibilities

include but are not limited to issuing final loan approvals, reviewing real estate files including income and

asset verification, tax returns, appraisal, credit report and title reports.

Served as the focal point for communication with customer and branch sales force, ensuring

Federal/State banking policies and procedures are followed and all compliance regulations are met while

exceeding departmental and customer expectation.

Evaluated the creditworthiness of applicants using income, credit score, collateral and employment

record. Retained advanced knowledge of conforming and non-conforming conventional loan products,

possessing a high level of accuracy while evaluating risk and making sound, investor appropriate loan

decisions.

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