TINA STRIBLING
**** ******* ******, ********** ****, Texas
*************@*****.***
EDUCATION
SOUTHERN METHODIST UNIVERSTIY, EDWIN L. COX SCHOOL OF BUSINESS, Dallas, Texas
Master of Business Administration, Finance, December 2001
COLORADO SCHOOL OF MINES, Golden, Colorado
Bachelor of Science, Chemical Engineering and Petroleum Refining, December
1994
EXPERIENCE
TEXANS CREDIT UNION, Richardson Texas
MANAGING DIRECTOR PRIVATE CLIENT SERVICES - November 2007 - July 2008
. Create and found the Private Banking department of the Credit Union.
. Originate $5,000,000 in new consumer loans in 2007 with a goal of
$20,000,000 in 2008.
. Manage 300 member relationships consisting of the top depositors at the
Credit Union
. Bridge all departments of the Credit Union in order to cross sell members.
VICE PRESIDENT - COMMERCIAL REAL ESTATE LENDING July 2004 - November 2007
. Manage a $150,000,000 commercial loan portfolio.
. Originate $100,000,000 in new commercial loans annually.
. Maintain net charge offs for portfolio of less than 0.5%.
. Maintain a delinquency ratio of less than 1.0%.
. Maintain a technical exception level of less than 10%.
. Ensure compliance to credit policy standards while maintaining productivity
goals.
. Evaluate the level of risk in a loan request and structure the loan
accordingly to ensure debt repayment and profitability.
. Perform ongoing collateral and cash flow analysis to ensure continued credit
quality and financial performance of loans in portfolio.
. Solicit new clients via prospecting, networking and cold calling.
Senior Credit Analyst February 2004 - January 2004- July 2004
. Conducts credit investigations and analyzes credit information pertaining to
loans; prepares credit reports and assists in presenting to committees;
furnishes information in response to credit inquires; assists loan officers as
requested.
. Develop credit information for use by senior credit personnel, lending
officers, or committees in lending decisions on new, renewal, and extension
loans. . Investigates all available sources of credit and financial
information, including reporting services, credit bureaus, other companies,
main office files, and branches. .Analyzes financial statements and related
material. Prepare summaries, presents facts, and offer opinions concerning
credit-worthiness.
. Provides credit information and references for customers, loan officers, or
other agencies. Ensures that all credit files include current financial
statements. Assist loan officers on customer calls and cold calling.
COMERICA BANK, Dallas Texas 2002-2004
Senior Credit Analyst / Junior Loan Officer
Conducts credit investigations and analyzes credit information pertaining to
loans; prepares credit reports and assists in presenting to committees;
furnishes information in response to credit inquires; assists loan officers as
requested. Develop credit information for use by senior credit personnel,
lending officers, or committees in lending decisions on new, renewal, and
extension loans. Investigates all available sources of credit and financial
information, including reporting services, credit bureaus, other companies,
main office files, and branches. Analyzes financial statements and related
material. Prepare summaries, presents facts, and offer opinions concerning
credit-worthiness. Provides credit information and references for customers,
loan officers, or other agencies. Ensures that all credit files include
current financial statements. Assist loan officers on customer calls and cold
calling.
ECOLAB, Garland, Texas 1997 - 2001
Production Supervisor / Quality Assurance Manager
. Increased plant efficiencies 10% per year by running the day-to-day
manufacturing operations of two departments, directing 16 hourly employees
across three shifts, and by implementing daily production schedules.
. Reduced manufacturing costs by $200,000 in 2000 by implementing over $50,000
worth of capital projects. I originated these projects by analyzing existing
processes, researching new technologies available, and working with numerous
outside contractors. I wrote, submitted, and presented the 5 projects to
corporate.
. Increased capacity of existing production lines by 5% per year by analyzing
and eliminating process bottlenecks
RALSTON PURINA, Oklahoma City, Oklahoma Spring 1997
Quality Assurance Manager
. Decreased training time of future entry level Quality Assurance Managers by
one month through developing a plant-training manual. I gained proficiency
within each department in the manufacturing plant by working with various
managers and personnel on all levels, quickly learning and documenting their
department's role.
. Managed and directed 8 hourly union employees across three shifts resulting
in a 40% decrease in customer complaints for the Oklahoma plant in the spring
of 1997.
PROFESSIONAL SERVICE INDUSTRIES, INC., Dallas, Texas February 2005- March 2006
1995 - 1996
Environmental Consultant
. Effectively oversaw a $2,000,000 asbestos remediation account by scheduling
site surveys, directing field personnel, analyzing field data and interpreting
results, and writing and submitting final reports to the client resulting in
an additional $75,000 in revenue for additional services for the client.
. Effectively managed a $200,000 United States Postal Office Environmental
site
. Generated $50,000 in new accounts per year by entertaining potential and
existing clients.
References available upon request