JOHN M. ZALUSKI
**** **** ***** ***** ( Mentor, OH 44060 216-***-**** (
*******.****@*****.***
EXPERIENCE
THE JBG COMPANIES Chevy Chase,
Maryland
****-******* *********** ********** ****ialist / Analyst
. Analyze the financial performance of over twenty multifamily
properties under management, evaluating revenue and expenses
for each property; the portfolio contains more than 4,700
units and the combined Net Operating Income in 2009 was over
$37 million.
. Provide projections and budgets for financial models used to
predict the performance of the operating portfolio.
. Prepare written updates and present information to senior
management on a quarterly basis regarding the performance of
the overall portfolio.
. Supply lenders with up to date information regarding
financial performance to remain in compliance with all loan
covenants and provisions.
. Create pro forma operating budgets, analyzing potential
revenue and expenses through market research for the
acquisition and development teams.
. Assist the accounting department, ensuring financial
information is accurately reported and cash balances and
distributions are monitored.
. Collaborate and assist with the implementation of operational
programs to increase revenue and decrease expenses such as
Lease Rent Optimizer and Ratio Utility Billings System.
KCCI COMMERCIAL REAL ESTATE SERVICES, INC.
Bethesda, Maryland
2007 Commercial Real Estate Mortgage Analyst and Underwriter
. Performed underwriting related to new loan origination and
post-securatization analysis of below-investment-grade
commercial mortgage backed securities for multifamily,
office, retail, hotel and industrial properties.
. Evaluated third-party reports such as appraisals, leases,
environmental site assessments and property condition
reports.
. Completed collateral analysis and national on-site
inspections, identifying strengths and weaknesses associated
with assets.
DOLLAR BANK
Cleveland, Ohio
2004-2007 Private Banking Representative
. Analyzed borrowers' financial backgrounds, including cash
flow availability, debt service coverage and net worth.
. Consulted with applicants to obtain and provide information
regarding application for loans.
. Created loan structures to meet each applicant's unique
borrowing need, resulting in more than $3 million in new loan
production and over $1 million in renewed credits.
. Managed a credit portfolio of more than $3.5 million,
performing annual reviews for management.
. Completed a commercial credit training program, learning
relevant banking analysis skills.
EDUCATION
CLEVELAND STATE UNIVERSITY
Cleveland, Ohio
Master of Business Administration, Management & Labor Relations,
December 2006
JOHN CARROLL UNIVERSITY University
Heights, Ohio
Bachelor of Science in Business Administration, Finance, May
2004
ADDITIONAL INFORMATION
Urban Land Institute - Young Leaders Group and Mentorship
Program Member
Greater DC Cares Volunteer
Microsoft Office (Word, Excel, Access, Outlook, PowerPoint)
Yardi Asset and Property Management Software, Lease Rent
Optimizer (LRO), AMSI