Customer Service Management

Paul M. Hoshko, CFP , ChFC , CASL

**** ********** ******, *******, *** Jersey 07030

917-***-**** Mobile . *************@*****.***

PROFILE

Entrepreneurial business leader recognized for driving superior revenue

generation as a top performer in the financial services arena. Result

focused execution specialist defining and implementing strategic plans and

managing a portfolio of projects with commitment, discipline,

determination, and efficiency. Proven influencer with superb business

acumen and extraordinary interpersonal skills, uniquely adept at building

and maintaining cross-functional relationships among diverse personalities

and interest groups from C-level stakeholders to the customer points of

contact.

PROFESSIONAL EXPERIENCE

Certified Financial Planner Practitioner - Hoboken, New Jersey

2006 - Present

Comprehensive financial planning for individuals and businesses, consulting

on a wide array of

business-critical and ancillary financial matters.

. Start-up advisement, strategic entity selection, and formation

consulting

. Corporate and consumer tax preparation

. Risk management, retirement and investment advisory services

Partner, Hudson River Capital - Hoboken, New Jersey

2006 - 2010

Accountable for capital introduction (50% raised in secured partnership for

the following two businesses),

continuous revenue growth across entire business portfolio, and short/long

term strategic and operational

planning aligned to targets and projections. Full responsibility for P/L,

cash management and forecasting,

new project evaluation, product development, competitive and market

analysis.

. European Caf

o Managed operational, financial, human resource, marketing, and

administrative

functions of a 100 seat cafe in Secaucus, New Jersey

o Administered cost control, customer service, purchasing, vendor

relations, staff training

and supervision of fifteen plus employees

. Paul Michael Apparel

o Co-owner and operator of a men's and woman's clothing boutique

in Hoboken, New Jersey

o Grew quarterly revenue by an average of 20% over six consecutive

quarters in 2006/2007

o Directed strategic brand marketing and maintained overall

operational efficiency

Certified Financial Planner Practitioner, Merrill Lynch - New York, New

York 2005 - 2006

Certified Financial Planner Practitioner, Morgan Stanley - New York, New

York 2003 - 2005

Comprehensive financial planning/consulting.

. Wealth management for domestic and international clients

o Investment planning: Coordination and management of clients

asset allocation coupled with

Consultative creation of wealth accumulation strategies

o Retirement and employee benefits planning: Directed company

sponsored plans along with

personal retirement plans

o Estate planning: Advised on titling of assets, wills, gifting

and charitable giving strategies,

and the use of trusts to maximize the transfer of wealth

o Risk management/insurance planning

. Business planning/consulting for small-to-mid-sized businesses

o Business advisory/cash management: Directed organization's cash-

planning activities to meet

Liquidity/cash flow needs, capital preservation, payroll, as

well as the strategic use of lending services

o Retirement planning: Created and supervised non qualified plans

(403(b), SEP, and SIMPLE), qualified plans (defined contribution

plans - 401(k), profit sharing, and ESPP), and IRA's

Financial Consultant, National Securities Corporation - New York, New York

2001 - 2003

Global private client wealth management for high net-worth individuals and

investment, retirement,

and estate planning for domestic clients. Client base spanning the United

States, United Kingdom, Spain,

Switzerland, The Netherlands, and Australia.

Paul M. Hoshko, CFP

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Financial Consultant, BBC - Los Angeles, California

1999 - 2001

Defined the operational strategy, including creation of business,

financial, and marketing plans.

. Managed the business start-up process from legal filings to operational

architecture

. Provided ongoing financial planning, business consulting, competitive

market analysis and research

Analyst/Market Research (Business Internship), PUMA (Athletic Apparel) -

Budapest, Hungary 1999 - 1999

Assistant Manager, Icon Media (Production Company) - Los Angeles,

California 1997 - 1999

EDUCATION

The American College . Financial Planning

Chartered Financial Consultant (ChFC ) Designation

2005

Chartered Advisor for Senior Living (CASL) Designation

2008

New York University . Financial Planning

2003

Certified Financial Planner Certification

California State University . Bachelor of Science, International Business

Administration and Economics 1999

Major: International Business . Minor: Economics

United States Navy . Operations Specialist (E-3) - Norfolk, Virginia

1994

Technical, navigational and strategic training as an Operations

Specialist

Designations Ancillary Designations

Certified Financial Planner - CFP Estate Planning Consultant

Chartered Financial Consultant - ChFC Retirement Plan Specialist

Chartered Advisor for Senior Living - CASL Rule 144 Specialist

Registered Financial Consultant - RFC

Licenses

NASD Series: (in-active) Insurance:

Series 7 - General Securities Representative Life

Series 31 - Managed Fund Futures Accident and Health

Series 63 - Uniform Securities Agent State Law

Variable Life/Variable Annuities

Series 65 - Uniform Investment Adviser Law

Pursuing (Designations)

Chartered Life Underwriter - CLU (2 courses remaining)

Private Pilots License

Certified Financial Board of Standards Inc. owns the certification marks

CFP , Certified Financial Planner and CFP (with flame logo) , in the U.S.,

which it awards to individuals who successfully complete CFP Board's

initial and ongoing certification requirements.

Contact this candidate