Judy J. Schmitt
Batavia, OH 45103
Phone Number: 513-***-****
Email: **********@*****.**.***
SUMMARY
Motivated business professional with 7 years of experience in Finance. Talented
individual with a "positive discontent" attitude that constantly drives me to
improve. Able to work cooperatively with all personalities; quick to learn; able to
multi-task and provide excellent service through effective communication,
organization, and problem solving skills.
PROFESSIONAL EXPERIENCE
ASSOCIATED BANC CORP. 1998 - 2010
Home to over 5,000 employees, Associated Banc. Corp is a $23 billion company focused
on providing a broad range of financial services and solutions for individuals,
families, and businesses. Associated Banc. Corp is the parent company to Associated
Bank, a regional banking business offering financial services and solutions to more
than one million customers in Wisconsin, Illinois, and Minnesota. It is also a
parent company for Riverside Finance, a regional finance company offering loan
service for high risk customers within the same footprint as Associated Bank.
Financial Analyst (April 2003-April 2010)
Responsible for developing/producing monthly, quarterly, and annual business line
management/financial reports (budget, variance analysis, detailed forecast and budget
reports, expense, productivity and staffing analysis, other ad-hoc analysis and
reporting). Support the DOF in the design, preparation and interpretation of the
financial information for the strategic business unit. Analytically assess financial
information, document variances, and draw logical conclusions or recommendations to
support management decision-making. Provide input to profit improvement and expense
reduction initiatives.
Responsible for Riverside's yearly budget process (including all 31 branches) and
monthly forecast
Selected to take over the Mortgage Banking line of business Controller while on a
leave of absence. Lead in budget changes, forecast, and monthly financial management
meetings. As well as, ad-hoc reports requested by the Director of Mortgage Banking
line of business
Conducted Monthly Management Meetings for Riverside Finance
An Author for Informent System
Created Board of Directors Financials for Riverside Finance meeting and for the
Associated Banc. Corp. Board Meetings
Lead role in account transfers for Consumer, Commercial, and Mortgage line of
business
Created and implemented a process change for Riverside Finance by revamping the
manual report process to an automated report process
Participated in a system change for Riverside Finance in Indirect Lending. Converting
from a manual process to TCI system which will increase volume by approximately 40%
as well as lowering expenses by about 10-15%
Participated in system conversion from Fiserv to CBS for Associated Banc Corp.
Created a point change analysis to increase revenue for Riverside between 5-10%
Adjustment Processor (October 1998-April 2003)
Responsible for balancing the Non-Process General Ledger.
Correcting internal customer account transactions
Adjust transit items
Routed items to various departments for corrections
Request adjustments from other Financial Companies
Correct Teller or Proof Errors
EDUCATION
University of Wisconsin - Green Bay
Bachelor of Science in Business Administration ( Finance) with a minor in Economics -
1997