Financial Planning

BRADLEY JOUBERT, CFP

**** ******** ******, ******, ** 28112 Phone: 919-***-****

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OBJECTIVE: SENIOR LEVEL FINANCIAL AND BUSINESS PLANNING / FAMILY WEALTH

To combine my education, work experience, and managerial skills to obtain a

financial and business planning, relationship management, or family wealth

position with opportunity for continued professional development and

advancement. Build on 22-year record of valuable and progressive

contributions in the financial planning industry. Maintain the highest

standards of personal and professional integrity while contributing to the

financial success of my new employer and its' clients.

PROFESSIONAL BACKGROUND

BB&T (Branch Banking & Trust Co.), Raleigh, NC (5/99 -- Present),

SVP/Financial Planning Manager

BB&T (Branch Banking & Trust Co.), Wilson, NC (5/98 -- 4/99), VP/Trust

Business Development

National City Bank, Erie, PA (5/97 -- 4/98), AVP/Financial Planning

Consultant

PNC Bank, N.A., Pittsburgh, PA (1/94 -- 4/97), Financial Planning Officer

The Ayco Corporation, Pittsburgh, PA (12/92 -- 12/93), Financial Planning

Analyst

Allegheny Financial Group, Ltd., Pittsburgh, PA (7/91 -- 11/92), Financial

Planning Analyst

Nixon, Hargrave, Devans & Doyle, Attorneys at Law, Rochester, NY (1/88 --

1/91), Paralegal

SPECIFIC BUSINESS CONTRIBUTIONS

BB&T

> Oversee and manage BB&T Wealth Management's Financial Planning Group

consisting of eight financial planning analysts, one IRA Specialist,

and 24 fee-based planning advisors throughout the BB&T footprint.

Hire, train, and supervise planning analysts and planning advisors

while adhering to established budget guidelines.

> Sold/Produced over $255,000 in planning fees during 18-month period

from January, 2009 through June, 2010. Delivered financial and

business planning advice - including business continuity and business

transition - primarily by telephone throughout the BB&T footprint.

> Drive financial planning production efforts which are measured by the

number of new financial planning households and revenue from

investment management, life insurance, and other products and services

from those households. Lead weekly conference calls to discuss

financial planning production, administration, and procedures. The

number of households and the associated revenue has consistently

doubled in each of the past four years.

> Negotiate contracts with software vendors and develop customized

planning tools for high net worth clients. Maintain mutually

beneficial working relationships with account executives from various

software vendors. Utilize web-based and disk-based software

applications including PlanningStation, AdvisorDecide, Expert Series,

Morningstar Advisor Workstation, Forefield, BNA Income and Estate Tax

Planners, Kettley, and NumberCruncher.

> Train, coach, and mentor planning analysts, planning advisors,

Management Development Program (MDP) graduates, and planning personnel

from merged and acquired institutions. Coordinate implementation of

Financial Planning services for newly acquired institutions and trust

companies.

> Oversee Executive Planning Program, BB&T's internal financial, estate,

and tax planning service for key executives and Senior Leadership Team

members. Coordinate with BB&T's Human Systems and Executive

Compensation teams regarding executives' employee benefits.

> Design, service, and update over 250 branded PowerPoint slides that

reveal BB&T's financial planning capability. Make internal and

external business development presentations across BB&T's footprint

with appropriate PowerPoint slides.

> Develop and implement financial planning capability for BB&T's Private

Banking market segment. Establish policies, procedures, and tracking

tools for modular financial planning analyses offered by our Private

Bankers. Oversee and conduct software training sessions throughout

the footprint.

> Built BB&T Wealth Management's financial planning capability "from

scratch" beginning in 1999 with a planning analyst, administrative

assistant, and myself. Have worked with over 200 clients since then,

but maintain a portfolio of about 36 high net worth planning clients

for whom I offer ongoing planning advice, recommendations, and

counsel.

National City Bank and PNC Bank, N.A.

Responsible for the marketing, preparation, delivery, and

implementation of personal financial planning analyses for corporate

executives, business owners, doctors, lawyers, and other

professionals. Utilized software applications including Expert,

Excel, WordPerfect, CCH Charitable Planner, Financial Planning

Toolkit, Brentmark Minimum Distribution and Excise Tax Planner, and

Morningstar Principia. Oversaw drafting process for client Wills,

Trust Agreements, Powers of Attorney, and Living Wills. Coordinated

with client's existing advisors to implement planning recommendations.

The Ayco Corporation

Updated quarterly financial statements including balance sheets,

investment allocations, income and estate tax projections, stock

option analyses, retirement projections, and survivor income analyses

for corporate executive clientele. Prepared individual federal and

state income tax returns using Lacerte software. Researched tax law

issues and reviewed investment performance. Coordinated acquisition

of mortgage loans and prepared break-even analyses for refinancings.

Analyzed employee benefit packages, tax implications and estate plan

documents.

Allegheny Financial Group

Prepared comprehensive financial plans and related analyses using

Lotus software. Researched tax issues and Social Security/Medicare

provisions. Reviewed mutual fund performance and allocation of

foreign and domestic securities in client portfolios. Prepared case

revisions and updates. Monitored planning department workflow and

oversaw reference materials.

Nixon Peabody, Attorneys at Law

Prepared individual income tax returns, multi-year tax projections,

and comprehensive financial plans. Generated investment, cash flow,

real estate and stock option analyses. Prepared and monitored client

budgets. Used FastTax, Computax, BNA, Softbridge, Lotus, and Wang

software.

EDUCATION, CERTIFICATION, & LICENSURE

Grove City College, Grove City, PA Robert Morris College,

Pittsburgh, PA Bachelor of Arts: Business Admin. / Political Science

Master of Science: Taxation (1995-97)

Graduation Date: May, 1987 Completed 9 of 16 courses

College for Financial Planning, Denver, CO 80231 Southeastern Trust

School, May 1998

Certified Financial Planner (CFP), 3/19/90 Heckerling

Institute for Estate Planning

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