Management Sales

Eddie D. Melvin

*** ******* **. *****, ** 214-***-**** ( **************@*****.***

Treasury & Risk Management

Over fifteen years of diversified experience in international and domestic

treasury operations, banking relations, and debt administration. Possess

ability to evaluate and execute capital market structures and transactions.

Experience determining, executing and accounting for hedge programs.

Strong capacity to identify areas of improvement and to communicate their

financial impact and effectiveness. Always focused on developing and

empowering subordinates to confidently take ownership.

Areas of Concentration

Banking Structure Interest, Commodity & FX Real Estate Management

Hedging

Cash Management Equipment Lease Financing Claims Administration

Forecasting & Modeling Merchant Card Program Insurance & Risk

Control

Debt Administration Vendor Relations & Management Enterprise Risk

Management

PROFESSIONAL EXPERIENCE

Coach America; Dallas, TX

A privately-held national passenger transportation company with 38

subsidiaries, providing motorcoach charters, tours and sightseeing,

commuter transportation, airport and casino shuttles, rail crew

transportation and contract services for municipalities and corporations,

with five-thousand employees, $500MM annual sales.

VICE PRESIDENT, TREASURY & RISK (Jan 2007 - Nov 2009)

Manage short-term liquidity needs, syndicated revolver and term debts,

equipment leasing deals, letters of credit, bonds, financial and hazard

risk, 1.5MM square feet of multi-state real estate leases and real

property, banking structure with 20 relationships and 130 accounts,

merchant services, investment management, enterprise risk management,

claims and risk control, forecasting and modeling, imprest funds, and

procurement card program.

o Evaluate $330MM debt financing and refinancing structures along with

compliance evaluation.

o Achieve 33% reduction in banking fees through consolidation of account

structure between acquisitions and subsidiaries and detailed

evaluation of existing services that saved over $120M a year.

o Plan, source, negotiate and manage $500MM in equipment leases from 20

lessors with deal size of $5MM to $100MM in support of fleet expansion

or replacement.

o Improve evaluation of equipment lease structures with the creation of

a pricing and FAS13 evaluation model which supports compliance

requirements and financing negotiations.

o Actively manage 20MM gallon diesel fuel and $160MM interest rate hedge

program with the utilization of NYMEX HO swaps, options, interest rate

caps and spread strategies (fair value accounting rules after

evaluating FAS133). Active management of fuel hedge added $5MM to net

income in 2008.

o Develop Enterprise Risk Management program to start evaluating all

risks companywide and to prepare for regulatory reporting by

government and non-governmental organizations. Preliminary report was

presented to S&P and Moody's during our credit review meeting.

o Direct all claims review, reserving and disposition through internal

team, TPA and outside counsel with detailed analysis for claims above

$500M to $20MM.

o Team with actuary to develop ultimate loss exposures and analytics to

negotiate collateral and premiums with primary insurance carriers in

the U.S and U.K. Successfully eliminated rate increase for two years

while reducing $7MM in collateral off prior years.

o Build financial models to improve decision support, i.e. financial

risk hedging, equipment leasing, average fleet age, cost of capital,

acquisitions and capital structure, and cost allocation.

o Hire, train, and develop team of three professionals to own areas of

responsibility, including vendor relationships. Develop team from

focusing on tasks to managing objectives.

La Madeleine; Dallas, TX

A privately-held national sixty-four unit French provincial restaurant

concept and food manufacturing plant with two-thousand five hundred

employees, $126MM annual sales.

MANAGER OF TREASURY & RISK (Feb 2004 - Jan 2007)

Managed daily cash position, cash forecast, debt & compliance, banking

relationships, merchant services, gift cards, insurance, armored car, vault

services, and cash handling policies.

o Improved cash forecast with more detail and accuracy which eliminated

unnecessary borrowing and excessive idle cash balances.

o Decreased banking fees 50% by streamlining a multi-state retail

structure into a national zba structure with same day concentration of

interstate depositories.

o Cut credit card processing fees by 25% while improving reporting

through negotiating fees and leveraging other banking relationships.

o Reduced armored car fees by 27% while improving service after

consolidating under one national vendor.

o Lowered insurance premiums by 20% after promoting claims performance

and moving relationship.

o Maintained balance sheet and compliance forecast model to monitor

covenant headroom.

o Took initiative to effectively create early termination of our 128

truck fleet lease liability without a loss, eliminating almost two

years of lease payments and insurance costs.

Genpass Technologies; Irving, TX

A privately-held national electronic payments company processing over 360MM

transactions and driving 31M ATMs which offers a vertically integrated

product suite that includes every aspect of ATM driving, transaction

processing, debit card and specialty card services, plus ATM maintenance

and supplies from a single source . One thousand two hundred employees,

$85MM annual sales.

CASH MANAGER (Nov 2001 - Feb 2004)

Manage daily funds cash positioning, short- and long-term cash projections,

daily funds transfer between settlement banks, and manage accounts

receivable. Coordinated daily transactions with several banks to manage

daily operations, resolve problems, and acquire banking products and

services. Analyze capital expenditures and report variances.

Remington Hotel Corp; Dallas, TX

A privately-held national full-service management company and hotel owner-

operator of major franchises. Three thousand two hundred employees, 39

hotels and 6,700 rooms.

SENIOR FINANCIAL ANALYST (Aug 2000 - Nov 2001)

Responsible for investment analysis of hotel acquisitions and development

from $10MM to $200MM. Evaluated several acquisition candidates and

analyzed significant real estate market drivers and trends. Modeled

financial impact of debt structure, refinancing, and equity participation

between investment banks and other equity partners to maximize deal

investment returns (IRR). Created sensitivity analysis utilizing risk

simulation and time-series forecasting to project future demand and

revenue. Managed capex budgets and draw requests on new and redevelopment

projects.

Software Spectrum; Garland, TX

A public international software reseller and technology consulting company

to corporate, government, and education organizations around the world.

Primary offices in Garland, TX; Dublin, Ireland, and Melbourne, Australia.

Two thousand employees, $1B annual sales.

TREASURY ANALYST (Jan 1995 - Aug 2000)

Performed daily cash positioning and short- and long-term forecasting.

Determined short-term borrowing or investing requirements to minimize cost.

Coordinated cash needs and repatriation with international subsidiaries.

Executed domestic/international EFTs to manage cash position or provide

inter-company advances. Maintained foreign exchange risk and trends to

hedge international payments and to adjust product pricing. Partnered with

several departments for timely completion of corporate debt compliance.

Prepared monthly and quarterly bank reports for $200MM asset based

revolver, including compliance. Structured and administered company-wide

procurement card program. Lead inter-departmental ad hoc financial

projects with sales, credit, accounting, and customer operations.

Evaluated commercial credit up to $5MM for corporate, government, and

education customers, including drafting credit write-ups and participating

in sales calls with major customers. Earned "1997 Overachiever Award" for

success in reducing credit evaluation costs by $200M after streamlining the

review process and improving coordination with sales.

CompUSA; Dallas, TX

SENIOR FINANCIAL ANALYST (Dec 1997 - May 1998)

United Millwork, Inc.; Redmond, WA

FINANCIAL MANAGER (Nov 1992 - Sep 1994)

Financial Consulting Solutions Group; Redmond, WA

FINANCIAL ANALYST (Oct 1991 - Oct 1992)

Merrill Lynch; Bellevue, WA

FINANCIAL CONSULTANT (Oct 1990 - Oct 1991)

Various financial professions in retail, homebuilding, municipal finance,

and financial services.

Marketed financial products and services; analyzing financial statements

and statistical data for utility rates and cost of service studies; managed

cash, receivables, payables, inventory, and financial statements; analyze

financial performance and manage financial forecast.

SOFTWARE & SYSTEM EXPERIENCE

Excel, Access, Word, Power Point, Lawson, Oracle, Hyperion Essbase.

EDUCATION & CERTIFICATION

Bachelor of Science in Financial Administration - Central Washington

University; Ellensburg, WA (1990)

CTP, Certified Treasury Professional - AFP, Association for Financial

Professionals (2007)

ARM, Associate Risk Management - RIMS, Risk & Insurance Management Society

(2005)

Advanced Enterprise Risk Management Course - RIMS (2009)

Enterprise Risk Management Course - RIMS (2009)

Energy Risk Management Course - Energy Management Institute (2007)

OSHA 30 Hour Course - Occupational Safety & Health Administration (2006)

Series 7 & 63 - General Securities Representative Exam, NASD, National

Association of Securities Dealers (1991)

AFFILIATIONS

Association for Financial Professionals - Member (2004)

Risk & Insurance Management Society, - Deputy Member (2004)

DFW Risk & Insurance Management Society - Deputy Member (2004)

Institute of Management Accountants - Member (2009)

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