Real Estate Data Warehouse

Christopher Espina

**** *. ********* ****** #**

Hawthorne, CA 90250

310-***-****

*************@*****.***

JOB OBJECTIVE:

To secure a position as a Loan Data Analyst utilizing relevant skills and

knowledge acquired through financial institution work experience.

WORK EXPERIENCE:

ASSET REVIEW ANALYST

First Federal Bank of California, Los Angeles, CA July 2007-Present

. Prepared loan trial balance reports used to solicit income property

loan operating statements.

. Analyzed debt coverage ratios for income property loans.

. Responsible for investor reporting (Fannie) of income property loan

operating statement review.

. Utilized data warehouse to identify impaired loans (FAS 114), non-

accrual loans and restructured loans.

. Utilized data warehouse to create real estate owned (REO) trial

balances.

. Utilized data warehouse to assess adequacy of loan and REO charge-

offs.

. Managed database of approved real estate brokers.

RISK INSPECTOR

Great National Insurance, Tamuning, Guam August 2004-June 2007

. Inspected single-family residential properties and commercial

buildings.

. Prepared property risk assessments used by underwriters prior to

issuance of coverage.

EDUCATION:

Bachelor of Science, Computer Science

San Beda College, Manila, Philippines

SKILLS:

. Microsoft Excel, Access, Word

. Bilingual (English, Tagalog).

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