Sharon Stevens(Mincey)
Altamonte Springs, Florida 32701
*************@***.***
SPECIALTIES
Excellent people and communication skills, type 50 wpm
Ability to provide positive results in a pressured environment
Strong mathematical skills, Ability to multi-task and set priorities based
on the potential
Risk and goals, ability to analyze trends to improve overall profitability
EMPLOYMENT
CitiFinancial Auto-Citigroup
Senior Credit Underwriter
2/2001 - 12/2008
. Analyze applicants risk based on the credit history to extend or deny
credit, using company loan authority matrix, underwriting policy and
guidelines
. Review and research customer information, i.e. credit history,
employment and review fraud alerts.
. Work with the loan officers to restructure loan decisions
. Assisted in training new underwriters on underwriting policies and
guidelines
CitiFinancial Auto-Citigroup
Credit Loan Processor
3/1997- 03/2001
. Review loan contracts for proper documentation and compliance
. Finalize all paperwork and ensure timely payment to dealer and
create loan account for customer in the expected time frame allowed
. Perform credit, employment and insurance verifications
. Communicate with loan officers, customers and dealers to acquire
additional information prior to finalizing the loan
. Assist management with training new hires and review loan processing
issues
GE Capital Insurance
Premium Process Editor
10/1995-10/1996
. Edit incoming new credit life and disability certificates and
cancellations by
Reviewing and correcting related errors
. perform general accounting functions to clear suspense reports
. Provide customer service to customers and office personnel via
telephone and mail
SunTrust Service Corporation
Application/Loan Processor 3/1993-
10/1995
. Input credit loan applications for review by loan officers
. Review loan contracts before and after funding
. Perform credit and employment verifications
EDUCATION
. Statesboro High School - Statesboro, Georgia
. Office Training Certificate