Annette Brandt
PO Box ****
Bothell, WA *****
January 20, 2010
To Whom It May Concern:
On January 20, 2010, someone from your company informed me about a debt.
I do not believe that I owe this, and I dispute it.
In accordance with Section 809 of the Fair Debt Collection Practices Act, I am
asking that you provide me, in writing, the following information:
What the money you say I owe is for
1.
How you calculated this amount
2.
Show me copies of papers where I agreed to pay what you say I
3.
owe
Provide me with a copy of a judgment (if applicable)
4.
Identify the original creditor
5.
Demonstrate that you or your company is licensed in my state,
6.
and inform me of the license number.
Please provide this letter to the company for whom you are collecting so that
they have notice of my dispute.
Furthermore, please use this letter as my notice that you are not to debt or in
any way access my bank accounts for any type of payments. Please inform
any credit reporting agencies to which you've reported this debt that it is being
disputed. I demand proof that you have done so.
Finally, cease and desist from contacting me in this and any and all related
matters, except via United States Mail, and only then to inform me that you are
terminating all efforts to collect or that you are taking specific court or legal
action.
Sincerely,
Annette Brandt