C. Douglas Gregory
***** *** ***** ****** **. Tomball, TX 77377 281-***-**** (cell)
******@*******.***
C redit and Collections Manager w ith in-depth knowledge of both Credit Management and
Collections Management. Strong history of maintaining DSO at or below industry standard. Skilled
a t partnering with core business operations and developing highly productive cross-enterprise
a lliances. Key strengths include:
-Excellent Negotiation Skills -Ability to Match People with their Appropriate
-Strong Management Capabilities role to Ensure their Personal Success
and the
-Strong Credit Analysis Skills, Including D&B, Success of the Organization
Personal Credit and Financial Statements -Strategic Thinker – Ability to see the
“ Big Picture”
-Excellent Underwriting Ability with Positive Results -Problem Solver – Ability to Find
C reative Solutions
-Member – National Assoc of Credit Management to Drive Business For the Organization
and Clients
PROFESSIONAL EXPER I E NCE
GOLDE N GATE F I NANC IAL SERV ICES, Tomball, TX 2006 to
P resent
Credit Manager/Analyst
• Established company for the purpose of helping potential clients locate funding sources for
Asset-Based Lending, Factoring, Purchase Order Financing, Leasing, etc.
• Put together Web Site for marketing to a nationwide audience. Successful in marketing and
exposure for site
• Responsible for strategic planning, monthly P & L and reporting to other officers and owners
• Very successful in placing potential client(s) with best financing solutions based on credit
worthiness, financial condition of Company and creditworthiness of portfolio
• Provide working capital to small/medium sized companies through the purchase and
management of their Accounts Receivable (portfolios of $50K to $2MM). Responsible for credit
approval and funding as well as collections of all invoices.
• Maintain DSO at 36 days or less
• Ability to identify and implement Credit and Collections best practice to improve performance
EVERGREEN F U N D I NG, Dallas, TX (office in Houston) 2003-2006
Business Development Manager
• Opened first field office outside of headquarters. Ability to develop business on a national
level. Some t ravel required.
• Ability to negotiate contracts with potential clients and add to portfolio. Skilled at client
retention.
OLYMP IC CRED I T F U N D, Olympia, WA (office in Houston) 2000-2003
Business Development Manager
• Responsible for Business Development in the Houston area and the Eastern portion of the
U nited States.
• Sent out agreements and any and all addendums for new and existing clients.
• Put together new client packages including write up and financial breakdown for underwriting.
• Generated approximately 50 new clients, resulting in $100K in revenue on a monthly basis
during the year of employment
H ARVEST F I NANC IAL GROUP, Houston, TX 1997-2000
Vice President
• Turned local company into a national presence in a two year time period
• Primarily responsible for New Business Development and underwriting of new business
• Developed marketing strategies that helped company become successful in specific industries
• Implemented critical credit systems and procedures in order to facilitate growth of the
operations side of business
• Recruited, Selected and t rained personnel
R I V I ERA F I NANCE, Houston, TX 1995-1997
Operations/Credit Manager
• Increased office portfolio size by 40% and surpassed prior year income by 60%
• Managed purchase and collection process of business with a focus on customer service
• Established credit limits for both clients and debtors in keeping with Company policy
• Managed funding or rejection of new business efficiently, properly and professionally
• Proactively developed innovative and sensible factoring programs suited to each new
p rospective client
• Responsible for the leadership and development of the entire office staff
• Managed the portfolio and generally kept DSO with 36 days
NOVO I N D USTR I ES, Houston, TX 1994-1995
Credit Manager
• Responsible for leadership of three Credit Analysts
• Improved Company cash f low by 25% in the first six months of employment
• Maintained Security Agreements with US and international customers, including letters of
credit, UCC filings, personal guarantees and notes receivable
• Worked with Collection Agencies and Attorneys to collect marginal accounts
C OMPUADD COMPU TER CORPORAT IO N
Credit Manager 1993
• Coordinated efforts to obtain interim financing while Company was in Bankruptcy
• Led five employees, responsible for the workflow of twenty
Compuadd Express 1991-1993
Credit and Collection manager
• Established credit and collections department for the company
• Supervised both full-time and temporary staff
• Issued and collected on international letters of credit
• Analyzed creditworthiness of potential customers to establish net terms
• Maintained DSO well below industry standard while maximizing sales
• Established Leasing and Credit Card programs and actively marketed both
• Identified opportunities for improvement and partnered with fellow and senior leadership to
i mplement improved plans
Credit Representative 1989-1991
• Evaluated credit applications to establish accounts and set credit limits
• Collected account balances on approximately 7,000 accounts in excess of six million dollars
• Member of team to identify and establish criteria for credit card fraud prevention
Involved in field collection on a regional level
ED UCAT ION
Working toward a BA in Economics – 12 hours remaining