NANCY NOWAK
***** ***** **** *****, #*** . Boynton Beach, Florida
561-***-**** . **********@*********.*** 561-***-**** cell
AREAS OF STRENGTH
Analytical . Decision Making . Negotiation Skills
Active Listening . Needs Determination . Closing the Sale
Problem Solving . Oral and Written Presentation Skills . Training
PROFESSIONAL EXPERIENCE
BankUnited, Boynton Beach, Florida
2005-2007
Underwriter II 2005 - 2007
Responsible for underwriting loan packages according to various investor
guidelines, including portfolio and FNMA. Ensured data integrity of
underwritten files
Responsible for underwriting loan packages according to guidelines,
including portfolio and FNMA products including various MI vendor
parameters. Ensured data integrity of underwritten files using industry
best practices and internet and other 3rd party data verification software
Lydian Data Services, Deerfield Beach, Florida
2003 - 2005
Underwriter Due diligence underwriting of closed loan packages
First Southern Bank, Boynton Beach, Florida
2003
Underwriter Responsible for underwriting loan packages submitted by loan
officers and according to guidelines of various lenders and portfolio
products
World Saving & Loan Association, Boynton Beach, Florida 1990 - 1995
and 1998 - 2002
Multiple positions in wholesale and retail mortgage origination, last
position as Underwriter from 1999 to 2002
University of Florida, EREC, Belle Glade, Florida 1995 - 1998
Senior Laboratory Technician, Plant Pathology Department
Vista Finance and Insurance, Buffalo, New York 1985 - 1990
Finance and Insurance Manager
Manager of the F&I department as a distinct profit center for the
dealership, in addition to the direct sale of financing, insurance and
after sale items to the consumer. Duties included ongoing training of the
sales force and participation in sales meetings and dealership promotions
FMC Corporation R&D, Middleport, New York 1979 - 1983
Sr. Laboratory Technician, Biologist, Data Biologist
EDUCATION
ABCTE Teacher Certification, Science 6-12, Washington, D.C. 2007
B.S., Business, Excelsior College (formerly Regents College), New York 2003
A.S., Math/Science Technology, Regents College (SUNY) 1979
Licensure
FL licenses - Real Estate Sales, Mortgage Broker and Independent Adjuster
(All Lines)