Real Estate Management

J. Jason Reed

*** ***** ****** ? New Providence, NJ 07974 ? 908-***-****(h) ? 201-233-

7461(c)

**********@*******.***

Multifaceted, highly motivated Lending executive seeks a position with a

dynamic organization to leverage extensive Lending and Operations

experience and expertise, along with a Bachelor of Science degree in

Business Management and Economics

areas of expertise

Lending:

. Mortgage and Consumer Loan Lending Regulations

. Underwriting/ Auditing

. Risk-Based Lending

. Product Development

. Portfolio Management

. Sales and Service

Operations:

. Project Management

. Strategic Planning

. Business Development

. Goal Implementation

. Policy Development

. Procedure Development

. Professional Development

General:

. Lending and Operations Management

. Contract Review

. Vendor Relations

. Communication Skills

. Time Management Skills

. Organizational Skills

professional experience

ISO, Jersey City, NJ 2009 - Present

Senior Auditor Fannie Mae

. Developed streamlined process for auditing Fannie Mae loans; including

subprime and Alt-A financing

. Created worksheets, workflows, spreadsheets, and uniform

correspondence for corporate use

. Designed, developed, and conducted training courses for employees and

management

. Responsible for training all new employees on auditing procedures and

guidelines

. Provided in-depth knowledge of Fannie Mae and investor underwriting

guidelines

State University of New York, Saratoga Springs, NY 2007 - 2009

Enrolled in Full-Time Bachelors Degree Program

Novartis Federal Credit Union, East Hanover NJ 2004 - 2007

Vice President of Real Estate and Consumer Lending/ Operations

. Managed all aspects of credit union operations; including, conforming

and non-conforming mortgages, consumer lending, collections,

operations, training, branch operations, project management and sales

and service

. Authored corporate lending and operations policies/ procedures to

ensure regulatory compliance

. Researched and developed new consumer and real estate lending

products; increasing product penetration

. Prepared periodic financial analysis and accompanying reports to

monitor financial goal achievement

. Researched and managed corporate improvement projects

. Developed incentive programs and performance improvement plans

. Performed financial audits and internal audits, ensuring NCUA and

industry compliance

. Acted as CEO in the absence of the company President/CEO

New Jersey Gateway Federal Credit Union, Dayton, NJ 2002 - 2004

Vice President of Real Estate and Consumer Lending/ Operations

. In addition to those responsibilities listed above:

. Managed additional aspects of credit union operations; including,

training, and business development

. Successfully attained Fannie Mae approval for mortgage lending

. Drastically lowered Corporate financial risk through the creation of a

financial analysis system

. Reduced overall operating expenses by 22% through the streamlining of

many corporate processes

. Researched, developed and implemented over 15 new products and

services for lending and branch operations

. Increased sales by 32% within one year

. Developed a culture oriented toward quality assurance, self

improvement and high performance standards

FAA Eastern Region Federal Credit Union, Clark, NJ 1999 - 2002

Mortgage Loan Officer/ Manager

. Managed real estate lending, consumer lending, and escrow account

maintenance

. Attained Fannie Mae/Freddie Mac approval for underwriting and selling

new mortgage programs

. Created several successful products; including several mortgage types

and a streamlined Home Equity Loan

. Volunteered and acted in the capacity of corporate trainer

. Increased mortgage assets by over 60% within first year

Affinity Federal Credit Union, Basking Ridge, NJ

August 1992 - August 1999

Real Estate and Consumer Loan Underwriter

education

Bachelor of Science/ Business, Management and Economics, Minor in Human

Resource Management 2009

State University of New York, Sarasota Springs, NY

3.95 GPA

Associate of Arts / Management and Economics, Minor in Human Resource

Management 2007

State University of New York, Sarasota Springs, NY

3.95 GPA

PROFESSIONAL CERTIFICATIONS

Certificate of Completion / Corporate Finance

CUNA School of Finance, Las Vegas, NY

M.E.R.I.T. Management Certification

S.T.A.R. Certification

RegTrac Compliance Certification

volunteer work

. New Jersey Credit Union League, Union / Morris Chapter, Treasurer

. Professional Development Committee, Member

. Children's Miracle Network Committee, Member

. New Providence Community Committee

Honors/ awards

. Employee of the year

. Recognized for surpassing goals on a monthly basis

. Meritorious Service Award

. Compliance Achievement Award

. Ruby and Sapphire Management Award

. Superior Industry Contribution Award

computer skills/ miscellaneous

. Proficient in Microsoft Word, Excel, Outlook, PowerPoint, Access,

Project, ADP EasyLabor, PeopleSoft, HRIS, DU , DO , LP , in addition

to numerous other professional software programs

. Experienced with USER's, XP, Summit and other FiServ member service

systems

. Developed and implemented credit union wide computer network and

intranet

. Assisted with the project management of a new corporate building

. Type 60 WPM

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