Management Manager

Kamran Saeed Resume

*/** ******** ******, *******, 2750 N.S.W [pic][pic]

Permanent Resident

Contact : 041*******

E-mail: *****.******@*****.***

*****.*******@*****.***

OBJECTIVE

Follow the existing rules and invent and discover the new and advanced ways

to serve the people/entities superior. Serving the people better is to

serve the country better.

EDUCATION

QUALIFICATIONS INSTITUTE

. Basic Tax Course (From Feb-Jun 2010) H n R BLOCK

TAX ACCOUNTANTS

(Practical Course) SYDNEY, AUSTRALIA

. Certified Internal Auditor CIA, Sydney Chapter

INSTITUTE OF INTERNAL AUDITORS,

(Part II & III to be attempted) IIA-USA

. Certified Stress Testing Expert (CSTE) (Jan 2010)

BASEL COMPLIANCE PROFESSIONALS

ASSOCIATION, USA

. Certified Basel II Professional (CBiiPro) (Dec 2009)

BASEL COMPLIANCE PROFESSIONALS

ASSOCIATION, USA

. Associate Public Finance Accountant (APA) (Nov 2009) PAKISTAN

INSTITUTE OF PUBLIC

FINANCE ACCOUNTANTS

. CA Finals, June 2005 INSTITUTE OF

CHARTERED

ACCOUNTANTS OF PAKISTAN

. Licensed International Financial Analyst (LIFA), Jun 2005

INTERNATIONAL RESEARCH

ASSOCIATION (LIFA-IRA) USA

. Diploma In International Trade (WTO) Laws, Apr 2005

UNIVERSITY OF THE PUNJAB

(One year diploma) LAHORE

. Diploma In Banking & Finance (DAIBP), Jun 2004

INSTITUTE OF BANKERS

(With Distinction in 'Accounting') PAKISTAN

. Bachelor In Laws (LL.B), Oct 2000

UNIVERSITY OF THE PUNJAB LAHORE,

(Three years program) PAKISTAN

. Bachelor In Commerce (B.Com), May 1997

UNIVERSITY OF THE PUNJAB LAHORE,

(Two Years Program) PAKISTAN

KEY SKILLS

. Deals with internal and external individuals at all levels to ensure

successful communication

. Resolves in-depth queries in a methodical manner independently and with

internal and external clients to find appropriate resolutions,

efficiencies and high level of quality

. Enjoys sharing knowledge and encouraging development of others and

appraising and motivating the team members to achieve specific team goals

. Refined planning and organizational skills that balance work, team

support and ad-hoc responsibilities in a timely and professional manner

. Achieving a courteous, honest, reliable and flexible work environment

through adaptability and aligning the goals of team members and of the

organization

PAPERS / WRITINGS

. Foreign Direct Investments and Trade Related Investment Measures

. WTO & Impact on taxation system of Pakistan and

. WTO & Liberalization of Financial Services (Research Thesis)

SHORT COURSES, TRAININGS & WORKSHOPS

. Attended Basic Tax Course (Four Months) by H n R Block Tax Accountants,

Sydney, Australia

. Branch Banking Operations (Three days Workshop),

. "Focus Achieving your Highest Priorities" by Franklin Covey Pakistan (one

day Workshop),

. "Unlock your Creativity" by Andrew Steele British Council Pakistan (two

days workshop),

. Risk Assets Review Management (Six Days),

. Operational Risk & Basel II (one day) and Basel II & Its Impact on Banks

In Pakistan (one day),

. Financial Derivatives: Managing Risk in Troubled Times (Four days

training workshop) at Lahore University of Management Sciences (LUMS)

(Different Derivatives pricing models including options pricing) and

. Demystifying Derivatives-Mathematical Models (three days training

workshop by Riaz Ahmed who is associated in teaching with Paul Wilmot in

London) at Lahore University of Management Sciences (LUMS)

PROFESSIONAL MEMBERSHIPS AND ACHIEVEMENTS

Member Basel II Compliance Professionals Association (BCPA), USA

Member Pakistan Institute of Public Finance Accountant (APA)

Member International Research Association-IRA-USA, Licensed International

Financial Analyst (LIFA Charter-holder)

Member Institute of Internal Auditors (IIA-USA), Sydney Chapter

Associate Member of the Institute of Bankers of Pakistan (D.A.I.B.P)

Member International Association of Risk & Compliance Professionals

(IARCP), USA

COMPUTER SKILLS

SKANS SCHOOL OF ACCOUNTANCY

Certificate of Computer Practical Training (CCPT) Apr. 1998

97 Hrs

Comprehensive experience in operating windows XP & 7 based programs

especially MS Office (Microsoft Excel, Word, Access and PowerPoint) since

1997. Using customized accounting packages like MYOB & Quick Books,

Mathematical and Statistical Software i.e. SPSS & Mat lab. Using Internet

and e-mails.

PROFESSIONAL WORK EXPERIENCE

MCB BANK LTD. (January 2007 to January 2010)

(A Banking Company Listed on All Stock Exchanges in Pakistan and London

Stock Exchange UK with more than 10,000 Employees and International

Presence)

Worked as Assistant Vice President (AVP) in Audit & Risk Assets Review

Group

Responsibilities:

As Senior Manager Internal Audit (BASEL Compliance Unit);

. Worked on all risk reporting areas including credit risk, market risk and

operational risk especially with reference to the role of internal audit.

. Validation of the Capital Adequacy of the Bank including economic,

regulatory and accounting capital.

. Calculation, evaluation and validation of capital charge for credit risk,

market risk and operational risk using basic and standardized approaches

as envisaged by the Basel Committee on banking supervision.

. Worked for advanced approaches like AMA for operational risk which

includes the construction of bank-wide loss database. Foundation Internal

rating based approach for credit risk which includes preparation of

internal credit rating framework.

. Worked on Pillar II of Basel II, this includes research on different

models addressing the Internal Capital Adequacy Assessment Process

(ICAAP) and the approaches to measure these risks.

. Validation of banks PD, EAD and LGD estimates and analysis of credit life

cycle in accordance with the Basel II requirements.

. Validated the stress testing/scenario analysis results for Market Risk

factors (including interest rate, foreign exchange rates and equity

prices) and Credit Risk factors i.e. impact of change in NPLs (Non

Performing Loans) and FSV (Forced Sale Value) are also evaluated for both

positive and negative shifts. Liquidity shocks are also applied and

results analyzed.

. Validation and evaluation of the adequacy of the supervisory review

process, market discipline and the disclosure requirements.

. Evaluated and calculated the industry ? beta (adjusted and un-adjusted)

and VaR using different methods to measure risks.

. Evaluation and validation of bank's loans and advances system i.e. Credit

Risk Management Information System (CRMIS).

. Involved in bridging the gaps identified in different areas for

implementation of standardized and advanced approaches as prescribed by

the Basel Committee on Banking Supervision (Basel II) for economic/risk

based capital calculation. This involves the projects of Collateral

Management framework (CMS), Portfolio Management System, Default and NPL

Management Framework, External Ratings Framework, Exposure

Identification, Aggregation & Categorization Framework, Internal Credit

Risk Rating Framework, Credit Risk Control Framework, Loss Database

Management, Key Risk Indicators Framework (KRIs), Incident Management,

Back Testing Framework and Risk Control Self Assessment.

. Performing Risk Assets Review of loan portfolio of different the bank

lend to different clients, evaluation of credit proposals, their

approval, matching the client needs and analysis of financial and non

financial information of the clients for the entitlement of different

facilities, compliance with different applicable rules and regulations.

. Analysis of Bank financial statements, evaluating compliance with

International accounting and financial reporting standards and the laws

applicable in Pakistan.

. Operational & financial Audit of MCFSL (Muslim Commercial Financial

Services), a trustee for mutual funds appointed by different Asset

Management Companies (AMCs).

As Manager Audit Policies & Corporate Governance;

. Developed and updated different bank wide policies including Internal

Control Policy, Policy for Internal Audit Function of a Foreign

Subsidiary, Internal Audit Charter and Charter for Audit Committee in

accordance with international best practices of corporate governance.

. Developed and implemented a "Whistle blowing Policy and Procedures" at

the bank level to strengthen the complaint resolution and early warning

system with reference to best international practices and laws like

Whistleblower Protection Act of USA and Public Interest Disclosure Act of

UK.

. Performing research work for updates on best practices of internal audit,

enterprise risk management, internal controls, BASEL II and technology

through research and subscription to various websites like

www.knowledgeleader.com, www.auditnet.org and many more.

. Bolstering the audit committee functions under the best practices like,

Sarbanes Oxley Act of 2002, COSO Framework, and Framework for Internal

Control Systems by BASEL Committee on Banking Supervision, Internal

Control Guidelines by the State Bank of Pakistan, Code of Corporate

Governance by SECP and Karachi Stock Exchange Listing Regulations.

PARSLEY PVT. LTD (From Jun 2003 to Dec 2006)

(A Financial Consulting Firm providing Risk Advisory and Financial

Consultancy Services to a variety of Businesses)

Responsibilities as Consulting Director:

. Preparation of financial statements of listed and non-listed companies

consistent with the requirements of International Financial Reporting

Standards and various pertinent laws.

. To keep abreast of policies and procedures, current developments in

accounting and auditing profession, and changes in local, provincial and

federal laws, as prevalent and applicable.

. Evaluation of internal control systems of entities including reporting

requirements and recommendations on their aptness, accounting system

appraisal and financial analysis of diverse entities including internal

and external audit Assignments.

. Understanding of the client's business and its various processes

including analysis of performance and comparison with industry data.

. Preparing financial feasibility studies, financial forecasts, analysis

and modeling and arranging different financing facilities for different

clients.

S.M MASOOD & CO. & SALEEM AHSAN & CO. (From Mar 1999 to April 2003)

(Chartered Accountant firms providing a wide range of services like

Business Consulting, Auditing, Accounting & Bookkeeping, Taxation and

Corporate Affairs)

Responsibilities as CA Trainee Student:

. Preparing financial statements of different entities, external audit

assignments of various clients including Non-Banking Financial

Institutions, sugar industry, textile units, schools, insurance and

engineering companies.

. Performing physical inspections including stock checks, cash counts and

non-current assets verification.

. Preparing feasibility studies, system studies and financial analysis.

. Preparing and filing periodic tax and corporate returns.

. Preparing and advising accounting policies and fulfilling the disclosure

requirements under the International accounting and reporting standards.

PERSONAL DETAILS

Date of Birth August 16, 1976

Hobbies Reading, Writing,

Cricket, Hiking & Boating

REFERENCES

Saad Shamsi ACCA Salman Zafar Siddqi FCA (ICAEW)

Asst. SAP Systems Accountant Chief Financial Officer (CFO)

CRS Australia, Canberra MCB Bank Ltd

Email: ****.******@************.***.a Email: ******.*******@***.***.**

u Ph: +92-42-604****

Ph: 62116931 Mobile: +92-300-******* / +92 334

Mobile: 043******* 4442999

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