Maureen L. O'Neill
**********@*****.***
The Processing Station - June 2009 to Present
Self-Employed
Independent Consultant to several mortgage broker and banker clients.
Utilizing my tenure of
mortgage lending experience I assisted both start-up mortgage companies and
experienced
mortgage bankers with work-flow processes as a contract loan processor and
underwriter.
Audited and restructured loans for modification for lender clients. Using
industry contacts and
knowledge facilitated transitional processes from broker to correspondent
lender with several
clients. Additional services included compliance matters and transactional
coordinator activities
for various real estate clients.
NBGI, Inc. - March 2000 to May 2009
Underwriting Manager/VP of Operations
Oversaw complete lender operations that included nine departments with
seventy-six employees.
With a delegated underwriting authority to two million dollars underwrote
conventional,
FHLMC and FNMA loans. Developed and maintained relationships and guidelines
with
investors. Through company's growth years trained numerous personnel in
various departments
including processors, junior underwriters, account reps, document preparers
and shippers.
During the developmental years through to mid-size growth, I handled human
resources for firm.
The Processing Station - April 1995 to February 2000
Self-Employed/Contract Underwriter and Processor
PS was one of the premiere contract processing companies in Southern
California. Creating a
synergistic processing center with company partners, The Processing Station
assisted numerous
mortgage brokers processing loans and guiding them through the loan
underwriting to closing.
Monthly pipelines regularly in excess of one hundred and fifty loans with
detailed managed
reports provided to broker clientele. Consultancy services included
training new broker
customers mortgage industry and lender guidelines including assisting
clients with lender
application approvals. Industry knowledge includes the following: Calyx
Point, Genesis, Desktop Underwriter, Loan Prospector and Desktop Originator
processing and origination software. Area expertise is manual underwriting.
FHA DE Underwriter
Triad Guaranty Approved Underwriter
Notary Public
References upon request